Powszechny Zaklad UbezpieczenPZAKY -4.58%88 Dividend Yield % is 6.82% as of Jun. 30, 2026, which is 7% above its 10-year median of 6.37. GuruFocus rates PZAKY with a GF Score™ of 88/100 and a GF Value™ of $16.65 (Fairly Valued). The stock has 8 warning signs investors should review. Among 427 Insurance companies, Powszechny Zaklad Ubezpieczen ranks better than 91.33% on this metric.
During the past 12 months, Powszechny Zaklad Ubezpieczen's average Dividends Per Share Growth Rate was 3.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 32.10% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Powszechny Zaklad Ubezpieczen was 32.10% per year. The lowest was -46.60% per year. And the median was 8.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PZAKY vs CB, PGR, TRV: Dividend Yield % Comparison
For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Powszechny Zaklad Ubezpieczen Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Powszechny Zaklad Ubezpieczen Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 1.222480
2025-09-25
2025-09-25
2025-10-31
Cash Dividend
annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Powszechny Zaklad Ubezpieczen (PZAKY) has a Dividend Yield % of 6.82% as of Jun. 30, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. This is near median its historical median of 6.37. Over the past decade, Powszechny Zaklad Ubezpieczen's Dividend Yield % has ranged from 2.96 to 12.76. According to the industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #37 out of 427 companies in the Insurance industry, placing it in the top 8.7%.
Is Powszechny Zaklad Ubezpieczen's Dividend Yield % too high?
Powszechny Zaklad Ubezpieczen's current Dividend Yield % of 6.82% is near median its 10-year median of 6.37. Over the past 10 years, this metric has ranged from a low of 2.96 to a high of 12.76. The Insurance industry median Dividend Yield % is 3.29. Powszechny Zaklad Ubezpieczen's value of 6.82% is 107.3% above this industry median. Based on the distribution chart, Powszechny Zaklad Ubezpieczen ranks #37 out of 427 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's Dividend Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #37 out of 427 companies for Dividend Yield %. This places Powszechny Zaklad Ubezpieczen in the top 9% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.29. Powszechny Zaklad Ubezpieczen's value of 6.82% is 107.3% above this benchmark. Historically, Powszechny Zaklad Ubezpieczen's own Dividend Yield % has ranged from 2.96 to 12.76 over the past decade. While the company's 10-year median is 6.37 vs. the industry median of 3.29, Powszechny Zaklad Ubezpieczen has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for an Insurance company?
The median Dividend Yield % among Insurance companies is 3.29, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Powszechny Zaklad Ubezpieczen's current Dividend Yield % of 6.82% is 107.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. For the Insurance industry, the median Dividend Yield % is 3.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Powszechny Zaklad Ubezpieczen's current Dividend Yield % is 6.82%, which is near median its own 10-year median of 6.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen (PZAKY) is currently considered Fairly Valued. The stock's GF Value™ is $16.65, compared to a current price of $17.93 — trading 7.7% above its estimated fair value. The current Dividend Yield % is 6.82%, which is near median its 10-year median of 6.37 and 107.3% above the Insurance industry median of 3.29. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 88/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (PZAKY), the current Dividend Yield % is 6.82% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Powszechny Zaklad Ubezpieczen (PZAKY) Overvalued in 2026?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued.
The current stock price of $17.93 is trading 7.7% above its estimated GF Value™ of $16.65.
GuruFocus considers Powszechny Zaklad Ubezpieczen to be Fairly Valued.
Key valuation signals for PZAKY:
Dividend Yield %: 6.82% (near median its 10-year median of 6.37)
GF Value™: $16.65 vs. price of $17.93 (7.7% above fair value)
Industry Position: 107.3% above the Insurance median (#37 of 427)
No single metric tells the full story. See the PZAKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Powszechny Zaklad Ubezpieczen Business Description
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
88GF Score
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