PZAKY (Powszechny Zaklad Ubezpieczen) EPS (Basic): $39.08 (TTM As of Mar. 2026)

What is Powszechny Zaklad Ubezpieczen EPS (Basic)?

Powszechny Zaklad Ubezpieczen PZAKY 86 EPS (Basic) is $39.08 as of Mar. 2026. GuruFocus rates PZAKY with a GF Score™ of 86/100 and a GF Value™ of $14.86 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Powszechny Zaklad Ubezpieczen's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.43. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $39.08.

Powszechny Zaklad Ubezpieczen's EPS (Diluted) for the three months ended in Mar. 2026 was $0.43. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $39.08.

Powszechny Zaklad Ubezpieczen's EPS without NRI for the three months ended in Mar. 2026 was $0.43. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 39.04.

During the past 12 months, Powszechny Zaklad Ubezpieczen's average EPS without NRIGrowth Rate was 2079.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was 19.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 18.50% per year. During the past 10 years, the average EPS without NRI Growth Rate was 11.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Powszechny Zaklad Ubezpieczen's highest 3-Year average EPS without NRI Growth Rate was 26.60% per year. The lowest was -20.70% per year. And the median was 3.00% per year.

Powszechny Zaklad Ubezpieczen (OTCPK:PZAKY) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Powszechny Zaklad Ubezpieczen EPS (Basic) Related Terms

Powszechny Zaklad Ubezpieczen EPS (Basic) Historical Data

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The historical data trend for Powszechny Zaklad Ubezpieczen's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Powszechny Zaklad Ubezpieczen EPS (Basic) Chart

Powszechny Zaklad Ubezpieczen Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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1.05

1.19

1.82

1.69

2.11

Powszechny Zaklad Ubezpieczen Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.56	37.56	0.63	0.47	0.43

86GF Score

Powszechny Zaklad Ubezpieczen SA PZAKY

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Powszechny Zaklad Ubezpieczen EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Powszechny Zaklad Ubezpieczen's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(1823.046	-	0)	/	863.335
	=	2.11

Powszechny Zaklad Ubezpieczen's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(370.651	-	0)	/	863.326
	=	0.43

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $39.08

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $39.08 mean?

Powszechny Zaklad Ubezpieczen (PZAKY) has a EPS (Basic) of $39.08 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Powszechny Zaklad Ubezpieczen and its competitors.

Is Powszechny Zaklad Ubezpieczen's EPS (Basic) too high?

Powszechny Zaklad Ubezpieczen's current EPS (Basic) is $39.08. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Powszechny Zaklad Ubezpieczen's EPS (Basic) compare to CB and PGR?

Powszechny Zaklad Ubezpieczen's EPS (Basic) of $39.08 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for an Insurance company?

A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. Powszechny Zaklad Ubezpieczen's current EPS (Basic) is $39.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Powszechny Zaklad Ubezpieczen stock overvalued right now?

Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen (PZAKY) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.86, compared to a current price of $18.79 — trading 26.4% above its estimated fair value. The current EPS (Basic) is $39.08. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (PZAKY), the current EPS (Basic) is $39.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Powszechny Zaklad Ubezpieczen (PZAKY) Overvalued in 2026?

Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued. The current stock price of $18.79 is trading 26.4% above its estimated GF Value™ of $14.86. GuruFocus considers Powszechny Zaklad Ubezpieczen to be Modestly Overvalued.

Key valuation signals for PZAKY:

EPS (Basic): $39.08
GF Value™: $14.86 vs. price of $18.79 (26.4% above fair value)
GF Score™: 86/100 with 7 warning signs

No single metric tells the full story. See the PZAKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Powszechny Zaklad Ubezpieczen Business Description

Industry Financial Services Insurance

Comparable Companies WAR:EUC CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSE:8630 TSX:FFH CINF ASX:QBE WRB MKL L MIL:UNI XKRX:000810 OSL:GJF

Other Exchanges PZU:Poland 7PZ:Germany

Address Al. Jana Pawla II 24, Warsaw, POL, 00-133

Website http://www.pzu.pl

Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.

86GF Score

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EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.79

Price

$14.86

GF Value

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