PZAKY (Powszechny Zaklad Ubezpieczen) Cyclically Adjusted Revenue per Share: $19.04 (As of Jun. 2026)

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PZAKY Powszechny Zaklad Ubezpieczen SA PZAKY
86 GF Score
Price $21.00
GF Value $18.16
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Powszechny Zaklad Ubezpieczen Cyclically Adjusted Revenue per Share?

Powszechny Zaklad Ubezpieczen PZAKY 86 Cyclically Adjusted Revenue per Share is $19.04 as of Jun. 2026. GuruFocus rates PZAKY with a GF Score™ of 86/100 and a GF Value™ of $18.16 (Modestly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's adjusted revenue per share for the three months ended in Jun. 2026 was $5.097. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $19.04 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Powszechny Zaklad Ubezpieczen's average Cyclically Adjusted Revenue Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 11.20% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 14.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Powszechny Zaklad Ubezpieczen was 17.20% per year. The lowest was 7.70% per year. And the median was 12.85% per year.

As of today (2026-08-21), Powszechny Zaklad Ubezpieczen's current stock price is $21.00. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $19.04. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PS Ratio of today is 1.10.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Powszechny Zaklad Ubezpieczen was 1.79. The lowest was 0.50. And the median was 0.93.


Powszechny Zaklad Ubezpieczen  (OTCPK:PZAKY) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=21.00/19.04
=1.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Powszechny Zaklad Ubezpieczen was 1.79. The lowest was 0.50. And the median was 0.93.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Powszechny Zaklad Ubezpieczen Cyclically Adjusted Revenue per Share Related Terms


Powszechny Zaklad Ubezpieczen Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Powszechny Zaklad Ubezpieczen Cyclically Adjusted Revenue per Share Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.29 10.90 9.22 16.12 17.29

Powszechny Zaklad Ubezpieczen Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.16 21.28 17.29 16.93 19.04

PZAKY vs CB, PGR, TRV: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Powszechny Zaklad Ubezpieczen Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PS Ratio falls into.


PZAKY
86GF Score
Powszechny Zaklad Ubezpieczen SA PZAKY
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Powszechny Zaklad Ubezpieczen Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Powszechny Zaklad Ubezpieczen's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=5.097/162.2800*162.2800
=5.097

Current CPI (Jun. 2026) = 162.2800.

Powszechny Zaklad Ubezpieczen Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 2.019 99.064 3.307
201612 1.938 100.366 3.134
201703 2.335 101.018 3.751
201706 2.394 101.180 3.840
201709 3.052 101.343 4.887
201712 3.015 102.564 4.770
201803 2.901 102.564 4.590
201806 3.079 103.378 4.833
201809 3.149 103.378 4.943
201812 3.130 103.785 4.894
201903 3.214 104.274 5.002
201906 3.253 105.983 4.981
201909 3.301 105.983 5.054
201912 3.390 107.123 5.136
202003 2.999 109.076 4.462
202006 3.372 109.402 5.002
202009 3.108 109.320 4.614
202012 3.171 109.565 4.697
202103 3.163 112.658 4.556
202106 3.228 113.960 4.597
202109 3.127 115.588 4.390
202112 3.310 119.088 4.510
202203 3.212 125.031 4.169
202206 2.984 131.705 3.677
202209 2.578 135.531 3.087
202212 4.895 139.113 5.710
202303 4.518 145.950 5.023
202306 4.206 147.009 4.643
202309 4.220 146.113 4.687
202312 4.675 147.741 5.135
202403 4.172 149.044 4.543
202406 4.127 150.997 4.435
202409 4.423 153.439 4.678
202412 6.907 154.660 7.247
202503 4.941 157.021 5.106
202506 4.998 157.509 5.149
202509 4.590 158.000 4.714
202512 6.918 158.320 7.091
202603 4.729 163.070 4.706
202606 5.097 162.280 5.097

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $19.04 mean?
Powszechny Zaklad Ubezpieczen (PZAKY) has a Cyclically Adjusted Revenue per Share of $19.04 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Powszechny Zaklad Ubezpieczen and its competitors.
Is Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Revenue per Share too high?
Powszechny Zaklad Ubezpieczen's current Cyclically Adjusted Revenue per Share is $19.04. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Revenue per Share compare to CB and PGR?
Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Revenue per Share of $19.04 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. Powszechny Zaklad Ubezpieczen's current Cyclically Adjusted Revenue per Share is $19.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen (PZAKY) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.16, compared to a current price of $21.00 — trading 15.6% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $19.04. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 86/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (PZAKY), the current Cyclically Adjusted Revenue per Share is $19.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Powszechny Zaklad Ubezpieczen (PZAKY) Overvalued in 2026?

Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued. The current stock price of $21.00 is trading 15.6% above its estimated GF Value™ of $18.16. GuruFocus considers Powszechny Zaklad Ubezpieczen to be Modestly Overvalued.

Key valuation signals for PZAKY:

  • Cyclically Adjusted Revenue per Share: $19.04
  • GF Value™: $18.16 vs. price of $21.00 (15.6% above fair value)
  • GF Score™: 86/100 with 8 warning signs

No single metric tells the full story. See the PZAKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Powszechny Zaklad Ubezpieczen Business Description

Other Exchanges PZU:Poland7PZ:Germany
Address Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
86GF Score

Get the complete analysis for PZAKY

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.00
Price
$18.16
GF Value