Money ForwardSTU:47D 68 EBITDA Margin % is 74.45% as of Nov. 2025. GuruFocus rates STU:47D with a GF Score™ of 68/100 and a GF Value™ of €44.22 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,820 Software companies, Money Forward ranks better than 80.18% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Money Forward's EBITDA for the
three
months ended in Nov. 2025 was €62.4 Mil. Money Forward's Revenue for the
three
months ended in Nov. 2025 was €83.9 Mil. Therefore, Money Forward's EBITDA margin for the quarter that ended in Nov. 2025 was 74.45%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Money Forward EBITDA Margin % Related Terms
Money Forward EBITDA Margin % Historical Data
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The historical data trend for Money Forward's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:47D vs CRM, SHOP, UBER: EBITDA Margin % Comparison
For the Software - Application subindustry, Money Forward's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Money Forward EBITDA Margin % vs Software Industry
For the Software industry and Technology sector, Money Forward's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Money Forward's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Money Forward (STU:47D) has a EBITDA Margin % of 74.45% as of Nov. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Money Forward and its competitors. According to the industry distribution chart, Money Forward ranks #559 out of 2820 companies in the Software industry, placing it in the top 19.8%.
Is Money Forward's EBITDA Margin % too high?
Money Forward's current EBITDA Margin % is 74.45%. The Software industry median EBITDA Margin % is 8.07. Money Forward's value of 74.45% is 822.6% above this industry median. Based on the distribution chart, Money Forward ranks #559 out of 2820 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Money Forward has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Money Forward's EBITDA Margin % compare to CRM and SHOP?
According to the Software industry distribution chart, Money Forward ranks #559 out of 2820 companies for EBITDA Margin %. This places Money Forward in the top 20% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 8.07. Money Forward's value of 74.45% is 822.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 8.07, based on 2,820 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Money Forward's current EBITDA Margin % of 74.45% is 822.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Money Forward and its competitors. For the Software industry, the median EBITDA Margin % is 8.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Money Forward's current EBITDA Margin % is 74.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Forward stock overvalued right now?
Based on GuruFocus' analysis, Money Forward (STU:47D) is currently considered Significantly Undervalued. The stock's GF Value™ is €44.22, compared to a current price of €21.40 — trading 51.6% below its estimated fair value. The current EBITDA Margin % is 74.45% and 822.6% above the Software industry median of 8.07. Money Forward's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Money Forward (STU:47D), the current EBITDA Margin % is 74.45% as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Money Forward (STU:47D) Overvalued in 2026?
Based on GuruFocus' analysis, Money Forward stock appears to be undervalued.
The current stock price of €21.40 is trading 51.6% below its estimated GF Value™ of €44.22.
GuruFocus considers Money Forward to be Significantly Undervalued.
Key valuation signals for STU:47D:
EBITDA Margin %: 74.45%
GF Value™: €44.22 vs. price of €21.40 (51.6% below fair value)
Industry Position: 822.6% above the Software median (#559 of 2820)
No single metric tells the full story. See the STU:47D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Money Forward Inc provides money-related services for individuals and corporations. Its service portfolio comprises personal financial management services and MF cloud services. Its personal financial management services include economic media that conveys money related themes, automatic savings app and mirai talk channel where customers can resolve their financial concerns together directly with financial planners. Its MF Cloud services comprise cloud accounting software, cloud-based tax return, invoice preparation software, payroll calculation, and cloud-based payment reconciliation.
68GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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