Money Forward (STU:47D) Total Liabilities: €399.8 Mil (As of Nov. 2025)


STU:47D Money Forward Inc STU:47D
71 GF Score
Price €25.60
GF Value €44.51
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Money Forward Total Liabilities?

Money Forward STU:47D -2.29% 71 Total Liabilities is €399.8 Mil as of Nov. 2025. GuruFocus rates STU:47D with a GF Score™ of 71/100 and a GF Value™ of €44.51 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Money Forward's Total Liabilities for the quarter that ended in Nov. 2025 was €399.8 Mil.

Money Forward's quarterly Total Liabilities declined from May. 2025 (€358.36 Mil) to Aug. 2025 (€357.80 Mil) but then increased from Aug. 2025 (€357.80 Mil) to Nov. 2025 (€399.78 Mil).

Money Forward's annual Total Liabilities increased from Nov. 2023 (€331.02 Mil) to Nov. 2024 (€376.99 Mil) and increased from Nov. 2024 (€376.99 Mil) to Nov. 2025 (€399.78 Mil).

Money Forward Total Liabilities Historical Data

* Premium members only.

The historical data trend for Money Forward's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Money Forward Total Liabilities Chart

Money Forward Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 112.30 212.83 331.02 376.99 399.78

Money Forward Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 365.39 358.36 357.80 399.78 559.12
STU:47D
71GF Score
Money Forward Inc STU:47D
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Money Forward Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Money Forward's Total Liabilities for the fiscal year that ended in Nov. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=259.083+(128.209+12.429
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0.058+0)
=399.8

Total Liabilities=Total Assets (A: Nov. 2025 )-Total Equity (A: Nov. 2025 )
=711.26-311.481
=399.8

Money Forward's Total Liabilities for the quarter that ended in Nov. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=259.083+(128.209+12.429
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0.058+0)
=399.8

Total Liabilities=Total Assets (Q: Nov. 2025 )-Total Equity (Q: Nov. 2025 )
=711.26-311.481
=399.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €399.8 Mil mean?
Money Forward (STU:47D) has a Total Liabilities of €399.8 Mil as of Nov. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Money Forward and its competitors.
Is Money Forward's Total Liabilities too high?
Money Forward's current Total Liabilities is €399.8 Mil. Overall, Money Forward has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Money Forward's Total Liabilities compare to UBER and SHOP?
Money Forward's Total Liabilities of €399.8 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Software company?
A good Total Liabilities depends on the Software industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Money Forward and its competitors. Money Forward's current Total Liabilities is €399.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Forward stock overvalued right now?
Based on GuruFocus' analysis, Money Forward (STU:47D) is currently considered Significantly Undervalued. The stock's GF Value™ is €44.51, compared to a current price of €25.60 — trading 42.5% below its estimated fair value. The current Total Liabilities is €399.8 Mil. Money Forward's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Money Forward (STU:47D), the current Total Liabilities is €399.8 Mil as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Money Forward (STU:47D) Overvalued in 2026?

Based on GuruFocus' analysis, Money Forward stock appears to be undervalued. The current stock price of €25.60 is trading 42.5% below its estimated GF Value™ of €44.51. GuruFocus considers Money Forward to be Significantly Undervalued.

Key valuation signals for STU:47D:

  • Total Liabilities: €399.8 Mil
  • GF Value™: €44.51 vs. price of €25.60 (42.5% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the STU:47D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Money Forward Business Description

Other Exchanges 3994:Japan
Address 21st Floor, msb Tamachi Tamachi Station Tower, S 3-1-21 Shibaura, Minato-ku, Tokyo, JPN, 108-0023
Money Forward Inc provides money-related services for individuals and corporations. Its service portfolio comprises personal financial management services and MF cloud services. Its personal financial management services include economic media that conveys money related themes, automatic savings app and mirai talk channel where customers can resolve their financial concerns together directly with financial planners. Its MF Cloud services comprise cloud accounting software, cloud-based tax return, invoice preparation software, payroll calculation, and cloud-based payment reconciliation.
71GF Score

Get the complete analysis for STU:47D

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.60
Price
€44.51
GF Value