Money Forward (STU:47D) Research & Development: €0.0 Mil (TTM As of Nov. 2025)


STU:47D Money Forward Inc STU:47D
68 GF Score
Price €21.40
GF Value €44.22
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Money Forward Research & Development?

Money Forward STU:47D 68 Research & Development is €0.0 Mil as of Nov. 2025. GuruFocus rates STU:47D with a GF Score™ of 68/100 and a GF Value™ of €44.22 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. Money Forward's Research & Development for the three months ended in Nov. 2025 was €0.0 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Nov. 2025 was €0.0 Mil.

Money Forward  (STU:47D) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

Money Forward Research & Development Related Terms

Money Forward Research & Development Historical Data

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The historical data trend for Money Forward's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Money Forward Research & Development Chart

Money Forward Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
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Money Forward Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
STU:47D
68GF Score
Money Forward Inc STU:47D
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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Money Forward Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Nov. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of €0.0 Mil mean?
Money Forward (STU:47D) has a Research & Development of €0.0 Mil as of Nov. 2025. Research and development expense is the total cost for research and development activities. View historical data on Money Forward and its competitors.
Is Money Forward's Research & Development too high?
Money Forward's current Research & Development is €0.0 Mil. Overall, Money Forward has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Money Forward's Research & Development compare to CRM and SHOP?
Money Forward's Research & Development of €0.0 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Software company?
A good Research & Development depends on the Software industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on Money Forward and its competitors. Money Forward's current Research & Development is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Forward stock overvalued right now?
Based on GuruFocus' analysis, Money Forward (STU:47D) is currently considered Significantly Undervalued. The stock's GF Value™ is €44.22, compared to a current price of €21.40 — trading 51.6% below its estimated fair value. The current Research & Development is €0.0 Mil. Money Forward's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For Money Forward (STU:47D), the current Research & Development is €0.0 Mil as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Money Forward (STU:47D) Overvalued in 2026?

Based on GuruFocus' analysis, Money Forward stock appears to be undervalued. The current stock price of €21.40 is trading 51.6% below its estimated GF Value™ of €44.22. GuruFocus considers Money Forward to be Significantly Undervalued.

Key valuation signals for STU:47D:

  • Research & Development: €0.0 Mil
  • GF Value™: €44.22 vs. price of €21.40 (51.6% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the STU:47D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Money Forward Business Description

Other Exchanges 3994:Japan
Address 21st Floor, msb Tamachi Tamachi Station Tower, S 3-1-21 Shibaura, Minato-ku, Tokyo, JPN, 108-0023
Money Forward Inc provides money-related services for individuals and corporations. Its service portfolio comprises personal financial management services and MF cloud services. Its personal financial management services include economic media that conveys money related themes, automatic savings app and mirai talk channel where customers can resolve their financial concerns together directly with financial planners. Its MF Cloud services comprise cloud accounting software, cloud-based tax return, invoice preparation software, payroll calculation, and cloud-based payment reconciliation.
68GF Score

Get the complete analysis for STU:47D

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.40
Price
€44.22
GF Value