Money Forward (STU:47D) Pretax Margin %: % (As of May. 2026)

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STU:47D Money Forward Inc STU:47D
79 GF Score
Price €28.60
GF Value €31.50
Valuation Fairly Valued
! 5 Warning Signs
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What is Money Forward Pretax Margin %?

Money Forward STU:47D +2.14% 79 Pretax Margin % is % as of May. 2026. GuruFocus rates STU:47D with a GF Score™ of 79/100 and a GF Value™ of €31.50 (Fairly Valued). The stock has 5 warning signs investors should review. Among 2,826 Software companies, Money Forward ranks better than 73.64% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Money Forward's Pre-Tax Income for the three months ended in May. 2026 was €0.0 Mil. Money Forward's Revenue for the three months ended in May. 2026 was €0.0 Mil. Therefore, Money Forward's pretax margin for the quarter that ended in May. 2026 was %.

The historical rank and industry rank for Money Forward's Pretax Margin % or its related term are showing as below:

STU:47D' s Pretax Margin % Range Over the Past 10 Years
Min: -57.22   Med: -22.05   Max: 11.84
Current: 11.84


STU:47D's Pretax Margin % is ranked better than
73.64% of 2826 companies
in the Software industry
Industry Median: 3.59 vs STU:47D: 11.84

Money Forward  (STU:47D) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Money Forward Pretax Margin % Related Terms


Money Forward Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Money Forward's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Money Forward Pretax Margin % Chart

Money Forward Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.15 -44.77 -22.40 -13.98 6.74

Money Forward Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.17 -8.44 40.58 15.56 0.00

STU:47D vs UBER, SHOP, CRM: Pretax Margin % Comparison

For the Software - Application subindustry, Money Forward's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Money Forward Pretax Margin % vs Software Industry

For the Software industry and Technology sector, Money Forward's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Money Forward's Pretax Margin % falls into.


STU:47D
79GF Score
Money Forward Inc STU:47D
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Money Forward Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Money Forward's Pretax Margin for the fiscal year that ended in Nov. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Nov. 2025 )/Revenue (A: Nov. 2025 )
=18.919/280.73
=6.74 %

Money Forward's Pretax Margin for the quarter that ended in May. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: May. 2026 )/Revenue (Q: May. 2026 )
=0/0
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of % mean?
Money Forward (STU:47D) has a Pretax Margin % of % as of May. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Money Forward and its competitors. According to the industry distribution chart, Money Forward ranks #745 out of 2826 companies in the Software industry, placing it in the top 26.4%.
Is Money Forward's Pretax Margin % too high?
Money Forward's current Pretax Margin % is %. Based on the distribution chart, Money Forward ranks #745 out of 2826 companies in the Software industry, which is above the industry midpoint. Overall, Money Forward has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Money Forward's Pretax Margin % compare to UBER and SHOP?
According to the Software industry distribution chart, Money Forward ranks #745 out of 2826 companies for Pretax Margin %. This puts Money Forward in the upper half of its industry. The industry median Pretax Margin % is 3.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Software company?
The median Pretax Margin % among Software companies is 3.59, based on 2,826 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Money Forward and its competitors. For the Software industry, the median Pretax Margin % is 3.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Money Forward's current Pretax Margin % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Forward stock overvalued right now?
Based on GuruFocus' analysis, Money Forward (STU:47D) is currently considered Fairly Valued. The stock's GF Value™ is €31.50, compared to a current price of €28.60 — trading 9.2% below its estimated fair value. The current Pretax Margin % is %. Money Forward's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Money Forward (STU:47D), the current Pretax Margin % is % as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Money Forward (STU:47D) Overvalued in 2026?

Based on GuruFocus' analysis, Money Forward stock appears to be undervalued. The current stock price of €28.60 is trading 9.2% below its estimated GF Value™ of €31.50. GuruFocus considers Money Forward to be Fairly Valued.

Key valuation signals for STU:47D:

  • Pretax Margin %: %
  • GF Value™: €31.50 vs. price of €28.60 (9.2% below fair value)
  • GF Score™: 79/100 with 5 warning signs

No single metric tells the full story. See the STU:47D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Money Forward Business Description

Other Exchanges 3994:Japan
Address 21st Floor, msb Tamachi Tamachi Station Tower, S 3-1-21 Shibaura, Minato-ku, Tokyo, JPN, 108-0023
Money Forward Inc provides money-related services for individuals and corporations. Its service portfolio comprises personal financial management services and MF cloud services. Its personal financial management services include economic media that conveys money related themes, automatic savings app and mirai talk channel where customers can resolve their financial concerns together directly with financial planners. Its MF Cloud services comprise cloud accounting software, cloud-based tax return, invoice preparation software, payroll calculation, and cloud-based payment reconciliation.
79GF Score

Get the complete analysis for STU:47D

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.60
Price
€31.50
GF Value