Money ForwardSTU:47D 68 OCF Margin % is 0.00% as of Nov. 2025. GuruFocus rates STU:47D with a GF Score™ of 68/100 and a GF Value™ of €44.31 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,816 Software companies, Money Forward ranks worse than 60.55% on this metric.
The historical rank and industry rank for Money Forward's OCF Margin % or its related term are showing as below:
STU:47D'
s OCF Margin % Range Over the Past 10 Years
Min: -50.37 Med: -16.05 Max: 8.1
Current: 2.74
During the past 11 years, the highest OCF Margin % of Money Forward was 8.10%. The lowest was -50.37%. And the median was -16.05%.
STU:47D's OCF Margin % is ranked worse than 60.55% of 2816
companies
in the Software industry
Industry Median: 6.8
vs STU:47D: 2.74
Money Forward OCF Margin % Related Terms
Money Forward OCF Margin % Historical Data
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The historical data trend for Money Forward's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:47D vs CRM, SHOP, UBER: OCF Margin % Comparison
For the Software - Application subindustry, Money Forward's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Money Forward OCF Margin % vs Software Industry
For the Software industry and Technology sector, Money Forward's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Money Forward's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Money Forward (STU:47D) has a OCF Margin % of 0.00% as of Nov. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Money Forward and its competitors. According to the industry distribution chart, Money Forward ranks #1705 out of 2816 companies in the Software industry, placing it in the top 60.5%.
Is Money Forward's OCF Margin % too high?
Money Forward's current OCF Margin % is 0.00%. Based on the distribution chart, Money Forward ranks #1705 out of 2816 companies in the Software industry, which is below the industry midpoint. Overall, Money Forward has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Money Forward's OCF Margin % compare to CRM and SHOP?
According to the Software industry distribution chart, Money Forward ranks #1705 out of 2816 companies for OCF Margin %. This places Money Forward in the lower half of its industry. The industry median OCF Margin % is 6.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 6.80, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Money Forward and its competitors. For the Software industry, the median OCF Margin % is 6.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Money Forward's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Forward stock overvalued right now?
Based on GuruFocus' analysis, Money Forward (STU:47D) is currently considered Significantly Undervalued. The stock's GF Value™ is €44.31, compared to a current price of €21.40 — trading 51.7% below its estimated fair value. The current OCF Margin % is 0.00%. Money Forward's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Money Forward (STU:47D), the current OCF Margin % is 0.00% as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Money Forward (STU:47D) Overvalued in 2026?
Based on GuruFocus' analysis, Money Forward stock appears to be undervalued.
The current stock price of €21.40 is trading 51.7% below its estimated GF Value™ of €44.31.
GuruFocus considers Money Forward to be Significantly Undervalued.
Key valuation signals for STU:47D:
OCF Margin %: 0.00%
GF Value™: €44.31 vs. price of €21.40 (51.7% below fair value)
No single metric tells the full story. See the STU:47D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Money Forward Inc provides money-related services for individuals and corporations. Its service portfolio comprises personal financial management services and MF cloud services. Its personal financial management services include economic media that conveys money related themes, automatic savings app and mirai talk channel where customers can resolve their financial concerns together directly with financial planners. Its MF Cloud services comprise cloud accounting software, cloud-based tax return, invoice preparation software, payroll calculation, and cloud-based payment reconciliation.
68GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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