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Judo Capital Holdings (ASX:JDO) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Judo Capital Holdings Effective Interest Rate on Debt % Related Terms
Judo Capital Holdings Effective Interest Rate on Debt % Historical Data
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The historical data trend for Judo Capital Holdings's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Judo Capital Holdings Effective Interest Rate on Debt % Chart
ASX:JDO vs PNC, USB: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Judo Capital Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Judo Capital Holdings Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Judo Capital Holdings's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Judo Capital Holdings's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 20.45% mean?
Judo Capital Holdings (ASX:JDO) has a Effective Interest Rate on Debt % of 20.45% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Judo Capital Holdings and its competitors.
Is Judo Capital Holdings' Effective Interest Rate on Debt % too high?
Judo Capital Holdings' current Effective Interest Rate on Debt % is 20.45%. Overall, Judo Capital Holdings has a GF Score™ of 46/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Judo Capital Holdings' Effective Interest Rate on Debt % compare to PNC and USB?
Judo Capital Holdings' Effective Interest Rate on Debt % of 20.45% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Judo Capital Holdings and its competitors. Judo Capital Holdings's current Effective Interest Rate on Debt % is 20.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Judo Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Judo Capital Holdings (ASX:JDO) is currently considered Significantly Undervalued. The stock's GF Value™ is A$2.16, compared to a current price of A$0.93 — trading 57.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 20.45%. Judo Capital Holdings' overall GF Score™ is 46/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Judo Capital Holdings (ASX:JDO), the current Effective Interest Rate on Debt % is 20.45% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Judo Capital Holdings (ASX:JDO) Overvalued in 2026?
Based on GuruFocus' analysis, Judo Capital Holdings stock appears to be undervalued.
The current stock price of A$0.93 is trading 57.2% below its estimated GF Value™ of A$2.16.
GuruFocus considers Judo Capital Holdings to be Significantly Undervalued.
Key valuation signals for ASX:JDO:
Effective Interest Rate on Debt %: 20.45%
GF Value™: A$2.16 vs. price of A$0.93 (57.2% below fair value)
No single metric tells the full story. See the ASX:JDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Judo Capital is an Australian bank primarily focused on lending to Australian small and midsize businesses. Judo's main lending products are business loans, equipment finance, lines of credit, and home loans. Personal, business, and self-managed superannuation fund term deposits are a key source of funding.
46GF Score
Get the complete analysis for ASX:JDO
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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