Judo Capital HoldingsASX:JDO +3.41%51 WACC % is 13.85% as of Jun. 29, 2026, which is 97% above its 10-year median of 7.03. GuruFocus rates ASX:JDO with a GF Score™ of 51/100 and a GF Value™ of A$2.10 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,546 Banks companies, Judo Capital Holdings ranks worse than 54.14% on this metric.
As of today (2026-06-29), Judo Capital Holdings's weighted average cost of capital is 13.85%%. Judo Capital Holdings's ROIC % is 0.00% (calculated using TTM income statement data).
Judo Capital Holdings earns returns that do not match up to its cost of capital. It will destroy value as it grows.
For a comprehensive WACC calculation, please access the WACC Calculator.
Judo Capital Holdings (ASX:JDO) WACC % Explanation
Because it costs money to raise capital. A firm that generates higher ROIC % than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.
As of today, Judo Capital Holdings's weighted average cost of capital is 13.85%%. Judo Capital Holdings's ROIC % is 0.00% (calculated using TTM income statement data).
Judo Capital Holdings earns returns that do not match up to its cost of capital. It will destroy value as it grows.
Be Aware
1. GuruFocus uses book value of debt (D) to do the calculation. It is simplified by adding latest one-year semi-annual average Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation together.
For companies that report quarterly, GuruFocus combines all of the most recent year's quarterly debt data from the beginning of the year to the year-end and calculates the average.
For companies that report semi-annually, GuruFocus combines all of the most recent year's semi-annual debt data from the start of the year to the year-end and calculates the average.
For companies that report annually, GuruFocus combines the beginning and ending annual debt data from the most recent year and then calculates the average.
2. The WACC formula discussed above does not include Preferred Stock. Please adjust if preferred stock is considered.
3. (Expected Return of the Market - Risk-Free Rate of Return) is also called market premium. GuruFocus requires market premium to be 6%.
4. GuruFocus uses the latest TTM Interest Expense divided by the latest one-year semi-annual average debt to get the simplified cost of debt.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Judo Capital Holdings's WACC %, along with its competitors' market caps and WACC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Judo Capital Holdings WACC % vs Banks Industry
For the Banks industry and Financial Services sector, Judo Capital Holdings's WACC % distribution charts can be found below:
* The bar in red indicates where Judo Capital Holdings's WACC % falls into.
The weighted average cost of capital (WACC) is the rate that a company is expected to pay on average to all its security holders to finance its assets. The WACC is commonly referred to as the firm's cost of capital. Generally speaking, a company's assets are financed by debt and equity. WACC is the average of the costs of these sources of financing, each of which is weighted by its respective use in the given situation. By taking a weighted average, we can see how much interest the company has to pay for every dollar it finances.
WACC
=
E
/
(E + D)
*
Cost of Equity
+
D
/
(E + D)
*
Cost of Debt
*
(1 - Tax Rate)
1. Weights:
Generally speaking, a company's assets are financed by debt and equity. We need to calculate the weight of equity and the weight of debt.
The market value of equity (E) is also called "Market Cap". As of today, Judo Capital Holdings's market capitalization (E) is A$1020.369 Mil.
The market value of debt is typically difficult to calculate, therefore, GuruFocus uses book value of debt (D) to do the calculation. It is simplified by adding the latest one-year semi-annual average Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation together. As of Dec. 2025, Judo Capital Holdings's latest one-year semi-annual average Book Value of Debt (D) is A$3155.9333 Mil.
a) weight of equity = E / (E + D) = 1020.369 / (1020.369 + 3155.9333) = 0.2443
b) weight of debt = D / (E + D) = 3155.9333 / (1020.369 + 3155.9333) = 0.7557
2. Cost of Equity:
GuruFocus uses Capital Asset Pricing Model (CAPM) to calculate the required rate of return. The formula is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
a) GuruFocus uses 10-Year Treasury Constant Maturity Rate as the risk-free rate. It is updated daily. The current risk-free rate is 4.99%. Please go to Economic Indicators page for more information. Please note that we use the 10-Year Treasury Constant Maturity Rate of the country/region where the company is headquartered. If the data for that country/region is not available, then we will use the 10-Year Treasury Constant Maturity Rate of the United States as default.
b) Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. Judo Capital Holdings's beta is 1.4868.
c) (Expected Return of the Market - Risk-Free Rate of Return) is also called market premium. GuruFocus requires market premium to be 6%.
Cost of Equity = 4.99% + 1.4868 * 6% = 13.9108%
3. Cost of Debt:
GuruFocus uses latest TTM Interest Expense divided by the latest one-year semi-annual average debt to get the simplified cost of debt.
As of Dec. 2025, Judo Capital Holdings's interest expense (positive number) was A$643.6 Mil. Its total Book Value of Debt (D) is A$3155.9333 Mil.
Cost of Debt = 643.6 / 3155.9333 = 20.3933%.
4. Multiply by one minus TTM Tax Rate:
GuruFocus uses the most recent TTM Tax Expense divided by the most recent TTM Pre-Tax Income to calculate the tax rate. The calculated TTM tax rate is limited to between 0% and 100%. If the calculated tax rate is higher than 100%, it is set to 100%. If the calculated tax rate is less than 0%, it is set to 0%.
The latest calculated TTM Tax Rate = 50 / 155.4 = 32.18%.
Judo Capital Holdings's Weighted Average Cost Of Capital (WACC) for Today is calculated as:
WACC
=
E / (E + D)
*
Cost of Equity
+
D / (E + D)
*
Cost of Debt
*
(1 - Tax Rate)
=
0.2443
*
13.9108%
+
0.7557
*
20.3933%
*
(1 - 32.18%)
=
13.85%
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Judo Capital Holdings (ASX:JDO) has a WACC % of 13.85% as of Jun. 29, 2026. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on Judo Capital Holdings and its competitors. This is 97% above median its historical median of 7.03. Over the past decade, Judo Capital Holdings' WACC % has ranged from 3.62 to 13.85. According to the industry distribution chart, Judo Capital Holdings ranks #837 out of 1546 companies in the Banks industry, placing it in the top 54.1%.
Is Judo Capital Holdings' WACC % too high?
Judo Capital Holdings' current WACC % of 13.85% is 97% above median its 10-year median of 7.03. Over the past 10 years, this metric has ranged from a low of 3.62 to a high of 13.85. The Banks industry median WACC % is 13.18. Judo Capital Holdings' value of 13.85% is 5.1% above this industry median. Based on the distribution chart, Judo Capital Holdings ranks #837 out of 1546 companies in the Banks industry, which is below the industry midpoint. Overall, Judo Capital Holdings has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Judo Capital Holdings' WACC % compare to PNC and USB?
According to the Banks industry distribution chart, Judo Capital Holdings ranks #837 out of 1546 companies for WACC %. This places Judo Capital Holdings in the lower half of its industry. The industry median WACC % is 13.18. Judo Capital Holdings' value of 13.85% is 5.1% above this benchmark. Historically, Judo Capital Holdings' own WACC % has ranged from 3.62 to 13.85 over the past decade. While the company's 10-year median is 7.03 vs. the industry median of 13.18, Judo Capital Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good WACC % for a Banks company?
The median WACC % among Banks companies is 13.18, based on 1,546 companies in the industry. Companies in the top quartile (top 25%) have a WACC % significantly above this median, while those in the bottom quartile fall well below. However, WACC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Judo Capital Holdings's current WACC % of 13.85% is 5.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high WACC % mean?
A high WACC % can signal that a stock is expensive relative to its fundamentals. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on Judo Capital Holdings and its competitors. For the Banks industry, the median WACC % is 13.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Judo Capital Holdings's current WACC % is 13.85%, which is 97% above median its own 10-year median of 7.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Judo Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Judo Capital Holdings (ASX:JDO) is currently considered Significantly Undervalued. The stock's GF Value™ is A$2.10, compared to a current price of A$0.91 — trading 56.7% below its estimated fair value. The current WACC % is 13.85%, which is 97% above median its 10-year median of 7.03 and 5.1% above the Banks industry median of 13.18. Judo Capital Holdings' overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is WACC % calculated?
WACC % is calculated from a company's financial statements. For Judo Capital Holdings (ASX:JDO), the current WACC % is 13.85% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Judo Capital Holdings (ASX:JDO) Overvalued in 2026?
Based on GuruFocus' analysis, Judo Capital Holdings stock appears to be undervalued.
The current stock price of A$0.91 is trading 56.7% below its estimated GF Value™ of A$2.10.
GuruFocus considers Judo Capital Holdings to be Significantly Undervalued.
Key valuation signals for ASX:JDO:
WACC %: 13.85% (97% above median its 10-year median of 7.03)
GF Value™: A$2.10 vs. price of A$0.91 (56.7% below fair value)
Industry Position: 5.1% above the Banks median (#837 of 1546)
No single metric tells the full story. See the ASX:JDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Judo Capital is an Australian bank primarily focused on lending to Australian small and midsize businesses. Judo's main lending products are business loans, equipment finance, lines of credit, and home loans. Personal, business, and self-managed superannuation fund term deposits are a key source of funding.
51GF Score
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