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Judo Capital HoldingsASX:JDO -1.62%46 Return-on-Tangible-Asset is 0.77% as of Dec. 2025, which is 31% above its 10-year median of 0.59. GuruFocus rates ASX:JDO with a GF Score™ of 46/100 and a GF Value™ of A$2.16 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,524 Banks companies, Judo Capital Holdings ranks worse than 68.18% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Judo Capital Holdings's annualizedNet Income for the quarter that ended in Dec. 2025 was A$119.8 Mil. Judo Capital Holdings's average total tangible assets for the quarter that ended in Dec. 2025 was A$15,471.4 Mil. Therefore, Judo Capital Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.77%.
The historical rank and industry rank for Judo Capital Holdings's Return-on-Tangible-Asset or its related term are showing as below:
ASX:JDO'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.09 Med: 0.59 Max: 0.7
Current: 0.7
During the past 5 years, Judo Capital Holdings's highest Return-on-Tangible-Asset was 0.70%. The lowest was -0.09%. And the median was 0.59%.
ASX:JDO's Return-on-Tangible-Asset is ranked worse than 68.18% of 1524
companies
in the Banks industry
Industry Median: 1
vs ASX:JDO: 0.70
Judo Capital Holdings (ASX:JDO) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Judo Capital Holdings Return-on-Tangible-Asset Related Terms
Judo Capital Holdings Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Judo Capital Holdings's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Judo Capital Holdings Return-on-Tangible-Asset Chart
ASX:JDO vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Judo Capital Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Judo Capital Holdings Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Judo Capital Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Judo Capital Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.77% mean?
Judo Capital Holdings (ASX:JDO) has a Return-on-Tangible-Asset of 0.77% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Judo Capital Holdings and its competitors. This is 31% above median its historical median of 0.59. According to the industry distribution chart, Judo Capital Holdings ranks #1039 out of 1524 companies in the Banks industry, placing it in the top 68.2%.
Is Judo Capital Holdings' Return-on-Tangible-Asset too high?
Judo Capital Holdings' current Return-on-Tangible-Asset of 0.77% is 31% above median its 10-year median of 0.59. The Banks industry median Return-on-Tangible-Asset is 1.00. Judo Capital Holdings' value of 0.77% is 23% below this industry median. Based on the distribution chart, Judo Capital Holdings ranks #1039 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Judo Capital Holdings has a GF Score™ of 46/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Judo Capital Holdings' Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Judo Capital Holdings ranks #1039 out of 1524 companies for Return-on-Tangible-Asset. This places Judo Capital Holdings in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.00. Judo Capital Holdings' value of 0.77% is 23% below this benchmark. While the company's 10-year median is 0.59 vs. the industry median of 1.00, Judo Capital Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Judo Capital Holdings's current Return-on-Tangible-Asset of 0.77% is 23% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Judo Capital Holdings and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Judo Capital Holdings's current Return-on-Tangible-Asset is 0.77%, which is 31% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Judo Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Judo Capital Holdings (ASX:JDO) is currently considered Significantly Undervalued. The stock's GF Value™ is A$2.16, compared to a current price of A$0.91 — trading 57.9% below its estimated fair value. The current Return-on-Tangible-Asset is 0.77%, which is 31% above median its 10-year median of 0.59 and 23% below the Banks industry median of 1.00. Judo Capital Holdings' overall GF Score™ is 46/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Judo Capital Holdings (ASX:JDO), the current Return-on-Tangible-Asset is 0.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Judo Capital Holdings (ASX:JDO) Overvalued in 2026?
Based on GuruFocus' analysis, Judo Capital Holdings stock appears to be undervalued.
The current stock price of A$0.91 is trading 57.9% below its estimated GF Value™ of A$2.16.
GuruFocus considers Judo Capital Holdings to be Significantly Undervalued.
Key valuation signals for ASX:JDO:
Return-on-Tangible-Asset: 0.77% (31% above median its 10-year median of 0.59)
GF Value™: A$2.16 vs. price of A$0.91 (57.9% below fair value)
Industry Position: 23% below the Banks median (#1039 of 1524)
No single metric tells the full story. See the ASX:JDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Judo Capital is an Australian bank primarily focused on lending to Australian small and midsize businesses. Judo's main lending products are business loans, equipment finance, lines of credit, and home loans. Personal, business, and self-managed superannuation fund term deposits are a key source of funding.
46GF Score
Get the complete analysis for ASX:JDO
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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