Judo Capital HoldingsASX:JDO -3.83%50 Piotroski F-Score is 6 as of Jun. 26, 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates ASX:JDO with a GF Score™ of 50/100 and a GF Value™ of A$2.10 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,498 Banks companies, Judo Capital Holdings ranks better than 60.48% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Judo Capital Holdings has an F-score of 6 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for Judo Capital Holdings's Piotroski F-Score or its related term are showing as below:
ASX:JDO'
s Piotroski F-Score Range Over the Past 10 Years
Min: 5 Med: 5 Max: 6
Current: 6
During the past 5 years, the highest Piotroski F-Score of Judo Capital Holdings was 6. The lowest was 5. And the median was 5.
Judo Capital Holdings (ASX:JDO) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Judo Capital Holdings Piotroski F-Score Related Terms
Judo Capital Holdings Piotroski F-Score Historical Data
* Premium members only.
The historical data trend for Judo Capital Holdings's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Judo Capital Holdings's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Judo Capital Holdings Piotroski F-Score vs Banks Industry
For the Banks industry and Financial Services sector, Judo Capital Holdings's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where Judo Capital Holdings's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Judo Capital Holdings's current Net Income (TTM) was 86.4.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Judo Capital Holdings's current Cash Flow from Operations (TTM) was 136.6.
==> Positive ==> Score 1.
Question 3. Change in Return on Assets
Compare this year's return on assets (1) to last year's return on assets.
Judo Capital Holdings's return on assets of this year was 0.00654714. Judo Capital Holdings's return on assets of last year was 0.00575228.
==> This year is higher. ==> Score 1.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
Judo Capital Holdings's gearing of this year was 0. Judo Capital Holdings's gearing of last year was 0.
==> This year is lower or equal to last year. ==> Score 1.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
* Note that for banks and insurance companies, there's no Total Current Assets and Total Current Liabilities reported. Thus, we use Total Assets and Total Liabilities to calculate current ratio for banks and insurance companies.
Judo Capital Holdings's current ratio of this year was 1.12689217. Judo Capital Holdings's current ratio of last year was 1.13457653.
==> Last year's current ratio is higher ==> Score 0.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Judo Capital Holdings's number of shares in issue this year was 1183.562. Judo Capital Holdings's number of shares in issue last year was 1145.902.
==> There is larger number of shares in issue this year. ==> Score 0.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
* Note that for banks and insurance companies, there's no Gross Profit reported. Thus, we use net income instead of gross profit and calculate Net Margin for this score.
Judo Capital Holdings's net margin of this year was 0.21062896. Judo Capital Holdings's net margin of last year was 0.18165281.
==> This year's net margin is higher. ==> Score 1.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Judo Capital Holdings's asset turnover of this year was 0.03108376. Judo Capital Holdings's asset turnover of last year was 0.03166635.
==> Last year's asset turnover is higher ==> Score 0.
Evaluation
Piotroski F-Score
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6
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Judo Capital Holdings has an F-score of 6 indicating the company's financial situation is typical for a stable company.
Judo Capital Holdings (ASX:JDO) has a Piotroski F-Score of 6 as of Jun. 26, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Judo Capital Holdings and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Judo Capital Holdings' Piotroski F-Score has ranged from 5.00 to 6.00. According to the industry distribution chart, Judo Capital Holdings ranks #592 out of 1498 companies in the Banks industry, placing it in the top 39.5%.
Is Judo Capital Holdings' Piotroski F-Score too high?
Judo Capital Holdings' current Piotroski F-Score of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 6.00. The Banks industry median Piotroski F-Score is 6.00. Judo Capital Holdings' value of 6 is 0% at this industry median. Based on the distribution chart, Judo Capital Holdings ranks #592 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Judo Capital Holdings has a GF Score™ of 50/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Judo Capital Holdings' Piotroski F-Score compare to PNC and USB?
According to the Banks industry distribution chart, Judo Capital Holdings ranks #592 out of 1498 companies for Piotroski F-Score. This puts Judo Capital Holdings in the upper half of its industry. The industry median Piotroski F-Score is 6.00. Judo Capital Holdings' value of 6 is 0% at this benchmark. Historically, Judo Capital Holdings' own Piotroski F-Score has ranged from 5.00 to 6.00 over the past decade. While the company's 10-year median is 5.00 vs. the industry median of 6.00, Judo Capital Holdings has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Banks company?
The median Piotroski F-Score among Banks companies is 6.00, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Judo Capital Holdings's current Piotroski F-Score of 6 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Judo Capital Holdings and its competitors. For the Banks industry, the median Piotroski F-Score is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Judo Capital Holdings's current Piotroski F-Score is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Judo Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Judo Capital Holdings (ASX:JDO) is currently considered Significantly Undervalued. The stock's GF Value™ is A$2.10, compared to a current price of A$0.88 — trading 58.1% below its estimated fair value. The current Piotroski F-Score is 6, which is 20% above median its 10-year median of 5.00 and 0% at the Banks industry median of 6.00. Judo Capital Holdings' overall GF Score™ is 50/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Judo Capital Holdings (ASX:JDO), the current Piotroski F-Score is 6 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Judo Capital Holdings (ASX:JDO) Overvalued in 2026?
Based on GuruFocus' analysis, Judo Capital Holdings stock appears to be undervalued.
The current stock price of A$0.88 is trading 58.1% below its estimated GF Value™ of A$2.10.
GuruFocus considers Judo Capital Holdings to be Significantly Undervalued.
Key valuation signals for ASX:JDO:
Piotroski F-Score: 6 (20% above median its 10-year median of 5.00)
GF Value™: A$2.10 vs. price of A$0.88 (58.1% below fair value)
Industry Position: 0% at the Banks median (#592 of 1498)
No single metric tells the full story. See the ASX:JDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Judo Capital is an Australian bank primarily focused on lending to Australian small and midsize businesses. Judo's main lending products are business loans, equipment finance, lines of credit, and home loans. Personal, business, and self-managed superannuation fund term deposits are a key source of funding.
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