Judo Capital HoldingsASX:JDO +2.22%50 Return-on-Tangible-Equity is 7.22% as of Dec. 2025, which is 45% above its 10-year median of 4.97. GuruFocus rates ASX:JDO with a GF Score™ of 50/100 and a GF Value™ of A$2.15 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,526 Banks companies, Judo Capital Holdings ranks worse than 76.8% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Judo Capital Holdings's annualized net income for the quarter that ended in Dec. 2025 was A$119.8 Mil. Judo Capital Holdings's average shareholder tangible equity for the quarter that ended in Dec. 2025 was A$1,660.0 Mil. Therefore, Judo Capital Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 7.22%.
The historical rank and industry rank for Judo Capital Holdings's Return-on-Tangible-Equity or its related term are showing as below:
ASX:JDO'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.56 Med: 4.97 Max: 6.46
Current: 6.46
During the past 5 years, Judo Capital Holdings's highest Return-on-Tangible-Equity was 6.46%. The lowest was -0.56%. And the median was 4.97%.
ASX:JDO's Return-on-Tangible-Equity is ranked worse than 76.8% of 1526
companies
in the Banks industry
Industry Median: 11.195
vs ASX:JDO: 6.46
Judo Capital Holdings (ASX:JDO) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Judo Capital Holdings Return-on-Tangible-Equity Related Terms
Judo Capital Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Judo Capital Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Judo Capital Holdings Return-on-Tangible-Equity Chart
ASX:JDO vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Judo Capital Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Judo Capital Holdings Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Judo Capital Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Judo Capital Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 7.22% mean?
Judo Capital Holdings (ASX:JDO) has a Return-on-Tangible-Equity of 7.22% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Judo Capital Holdings and its competitors. This is 45% above median its historical median of 4.97. According to the industry distribution chart, Judo Capital Holdings ranks #1172 out of 1526 companies in the Banks industry, placing it in the top 76.8%.
Is Judo Capital Holdings' Return-on-Tangible-Equity too high?
Judo Capital Holdings' current Return-on-Tangible-Equity of 7.22% is 45% above median its 10-year median of 4.97. The Banks industry median Return-on-Tangible-Equity is 11.20. Judo Capital Holdings' value of 7.22% is 35.5% below this industry median. Based on the distribution chart, Judo Capital Holdings ranks #1172 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Judo Capital Holdings has a GF Score™ of 50/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Judo Capital Holdings' Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Judo Capital Holdings ranks #1172 out of 1526 companies for Return-on-Tangible-Equity. This places Judo Capital Holdings in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Judo Capital Holdings' value of 7.22% is 35.5% below this benchmark. While the company's 10-year median is 4.97 vs. the industry median of 11.20, Judo Capital Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Judo Capital Holdings's current Return-on-Tangible-Equity of 7.22% is 35.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Judo Capital Holdings and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Judo Capital Holdings's current Return-on-Tangible-Equity is 7.22%, which is 45% above median its own 10-year median of 4.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Judo Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Judo Capital Holdings (ASX:JDO) is currently considered Significantly Undervalued. The stock's GF Value™ is A$2.15, compared to a current price of A$0.92 — trading 57.2% below its estimated fair value. The current Return-on-Tangible-Equity is 7.22%, which is 45% above median its 10-year median of 4.97 and 35.5% below the Banks industry median of 11.20. Judo Capital Holdings' overall GF Score™ is 50/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Judo Capital Holdings (ASX:JDO), the current Return-on-Tangible-Equity is 7.22% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Judo Capital Holdings (ASX:JDO) Overvalued in 2026?
Based on GuruFocus' analysis, Judo Capital Holdings stock appears to be undervalued.
The current stock price of A$0.92 is trading 57.2% below its estimated GF Value™ of A$2.15.
GuruFocus considers Judo Capital Holdings to be Significantly Undervalued.
Key valuation signals for ASX:JDO:
Return-on-Tangible-Equity: 7.22% (45% above median its 10-year median of 4.97)
GF Value™: A$2.15 vs. price of A$0.92 (57.2% below fair value)
Industry Position: 35.5% below the Banks median (#1172 of 1526)
No single metric tells the full story. See the ASX:JDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Judo Capital is an Australian bank primarily focused on lending to Australian small and midsize businesses. Judo's main lending products are business loans, equipment finance, lines of credit, and home loans. Personal, business, and self-managed superannuation fund term deposits are a key source of funding.
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