AtlantaSanad (CAS:ATL) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)


CAS:ATL AtlantaSanad CAS:ATL
60 GF Score
Price MAD126.20
GF Value MAD160.34
Valuation Modestly Undervalued
View Full Analysis

What is AtlantaSanad Effective Interest Rate on Debt %?

AtlantaSanad CAS:ATL 60 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates CAS:ATL with a GF Score™ of 60/100 and a GF Value™ of MAD160.34 (Modestly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AtlantaSanad's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was MAD0 Mil. AtlantaSanad's average total debt for the quarter that ended in Dec. 2025 was MAD0 Mil. Therefore, AtlantaSanad's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was N/A%.


AtlantaSanad  (CAS:ATL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AtlantaSanad Effective Interest Rate on Debt % Related Terms


AtlantaSanad Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AtlantaSanad's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AtlantaSanad Effective Interest Rate on Debt % Chart

AtlantaSanad Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

AtlantaSanad Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Dec19 Jun20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CAS:ATL vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison

For the Insurance - Diversified subindustry, AtlantaSanad's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AtlantaSanad Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, AtlantaSanad's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AtlantaSanad's Effective Interest Rate on Debt % falls into.


CAS:ATL
60GF Score
AtlantaSanad CAS:ATL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AtlantaSanad Effective Interest Rate on Debt % Calculation

AtlantaSanad's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

AtlantaSanad's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
AtlantaSanad (CAS:ATL) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AtlantaSanad and its competitors.
Is AtlantaSanad's Effective Interest Rate on Debt % too high?
AtlantaSanad's current Effective Interest Rate on Debt % is 0.00%. Overall, AtlantaSanad has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AtlantaSanad's Effective Interest Rate on Debt % compare to BRK.A and AIG?
AtlantaSanad's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AtlantaSanad and its competitors. AtlantaSanad's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AtlantaSanad stock overvalued right now?
Based on GuruFocus' analysis, AtlantaSanad (CAS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD160.34, compared to a current price of MAD126.20 — trading 21.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. AtlantaSanad's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AtlantaSanad (CAS:ATL), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AtlantaSanad (CAS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, AtlantaSanad stock appears to be undervalued. The current stock price of MAD126.20 is trading 21.3% below its estimated GF Value™ of MAD160.34. GuruFocus considers AtlantaSanad to be Modestly Undervalued.

Key valuation signals for CAS:ATL:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: MAD160.34 vs. price of MAD126.20 (21.3% below fair value)
  • GF Score™: 60/100

No single metric tells the full story. See the CAS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AtlantaSanad Business Description

Address 181. Boulevard d’Anfa, Casablanca, MAR
AtlantaSanad is engaged in provision of insurance services. It provides automotive insurance, dwelling insurance, health and provident insurance, among others.
60GF Score

Get the complete analysis for CAS:ATL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD126.20
Price
MAD160.34
GF Value