Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AtlantaSanadCAS:ATL -0.40%58 Equity-to-Asset is 0.12 as of Dec. 2025, which is 9% above its 10-year median of 0.11. GuruFocus rates CAS:ATL with a GF Score™ of 58/100 and a GF Value™ of MAD160.60 (Modestly Undervalued). Among 505 Insurance companies, AtlantaSanad ranks worse than 75.64% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. AtlantaSanad's Total Stockholders Equity for the quarter that ended in Dec. 2025 was MAD2,482 Mil. AtlantaSanad's Total Assets for the quarter that ended in Dec. 2025 was MAD21,368 Mil.
Therefore, AtlantaSanad's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.12.
The historical rank and industry rank for AtlantaSanad's Equity-to-Asset or its related term are showing as below:
CAS:ATL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.11 Max: 0.12
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of AtlantaSanad was 0.12. The lowest was 0.10. And the median was 0.11.
CAS:ATL's Equity-to-Asset is ranked worse than 75.64% of 505
companies
in the Insurance industry
Industry Median: 0.26
vs CAS:ATL: 0.12
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
AtlantaSanad Equity-to-Asset Related Terms
AtlantaSanad Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for AtlantaSanad's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:ATL vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, AtlantaSanad's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AtlantaSanad Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, AtlantaSanad's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where AtlantaSanad's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
AtlantaSanad's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AtlantaSanad (CAS:ATL) has a Equity-to-Asset of 0.12 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on AtlantaSanad and its competitors. This is near median its historical median of 0.11. Over the past decade, AtlantaSanad's Equity-to-Asset has ranged from 0.10 to 0.12. According to the industry distribution chart, AtlantaSanad ranks #382 out of 505 companies in the Insurance industry, placing it in the top 75.6%.
Is AtlantaSanad's Equity-to-Asset too high?
AtlantaSanad's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.12. The Insurance industry median Equity-to-Asset is 0.26. AtlantaSanad's value of 0.12 is 53.8% below this industry median. Based on the distribution chart, AtlantaSanad ranks #382 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AtlantaSanad has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AtlantaSanad's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AtlantaSanad ranks #382 out of 505 companies for Equity-to-Asset. This places AtlantaSanad in the lower half of its industry. The industry median Equity-to-Asset is 0.26. AtlantaSanad's value of 0.12 is 53.8% below this benchmark. Historically, AtlantaSanad's own Equity-to-Asset has ranged from 0.10 to 0.12 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.26, AtlantaSanad has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AtlantaSanad's current Equity-to-Asset of 0.12 is 53.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on AtlantaSanad and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AtlantaSanad's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AtlantaSanad stock overvalued right now?
Based on GuruFocus' analysis, AtlantaSanad (CAS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD160.60, compared to a current price of MAD123.50 — trading 23.1% below its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.11 and 53.8% below the Insurance industry median of 0.26. AtlantaSanad's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For AtlantaSanad (CAS:ATL), the current Equity-to-Asset is 0.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AtlantaSanad (CAS:ATL) Overvalued in 2026?
Based on GuruFocus' analysis, AtlantaSanad stock appears to be undervalued.
The current stock price of MAD123.50 is trading 23.1% below its estimated GF Value™ of MAD160.60.
GuruFocus considers AtlantaSanad to be Modestly Undervalued.
Key valuation signals for CAS:ATL:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.11)
GF Value™: MAD160.60 vs. price of MAD123.50 (23.1% below fair value)
Industry Position: 53.8% below the Insurance median (#382 of 505)
No single metric tells the full story. See the CAS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AtlantaSanad is engaged in provision of insurance services. It provides automotive insurance, dwelling insurance, health and provident insurance, among others.
58GF Score
Get the complete analysis for CAS:ATL
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAS:ATL has been successfully added to your 
