AtlantaSanad (CAS:ATL) Interest Coverage: No Debt (1) (As of Dec. 2025) — 100% Below Median


CAS:ATL AtlantaSanad CAS:ATL
58 GF Score
Price MAD128.20
GF Value MAD160.24
Valuation Modestly Undervalued
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What is AtlantaSanad Interest Coverage?

AtlantaSanad CAS:ATL +1.50% 58 Interest Coverage is No Debt (1) as of Dec. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates CAS:ATL with a GF Score™ of 58/100 and a GF Value™ of MAD160.24 (Modestly Undervalued). Among 351 Insurance companies, AtlantaSanad ranks better than 99.43% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. AtlantaSanad's EBIT for the six months ended in Dec. 2025 was MAD0 Mil. AtlantaSanad's Interest Expense for the six months ended in Dec. 2025 was MAD0 Mil. AtlantaSanad has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

AtlantaSanad has no debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for AtlantaSanad's Interest Coverage or its related term are showing as below:

CAS:ATL' s Interest Coverage Range Over the Past 10 Years
Min: No Debt   Med: No Debt   Max: No Debt
Current: No Debt


CAS:ATL's Interest Coverage is ranked better than
99.43% of 351 companies
in the Insurance industry
Industry Median: 16.23 vs CAS:ATL: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


AtlantaSanad  (CAS:ATL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


AtlantaSanad Interest Coverage Related Terms


AtlantaSanad Interest Coverage Historical Data

* Premium members only.

The historical data trend for AtlantaSanad's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

AtlantaSanad Interest Coverage Chart

AtlantaSanad Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

AtlantaSanad Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Dec19 Jun20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

CAS:ATL vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, AtlantaSanad's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AtlantaSanad Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, AtlantaSanad's Interest Coverage distribution charts can be found below:

* The bar in red indicates where AtlantaSanad's Interest Coverage falls into.


CAS:ATL
58GF Score
AtlantaSanad CAS:ATL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AtlantaSanad Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AtlantaSanad's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, AtlantaSanad's Interest Expense was MAD0 Mil. Its EBIT was MAD0 Mil. And its Long-Term Debt & Capital Lease Obligation was MAD0 Mil.

AtlantaSanad had no debt (1).

AtlantaSanad's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, AtlantaSanad's Interest Expense was MAD0 Mil. Its EBIT was MAD0 Mil. And its Long-Term Debt & Capital Lease Obligation was MAD0 Mil.

AtlantaSanad had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
AtlantaSanad (CAS:ATL) has a Interest Coverage of No Debt (1) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AtlantaSanad and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, AtlantaSanad's Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, AtlantaSanad ranks #2 out of 351 companies in the Insurance industry, placing it in the top 0.59999999999999%.
Is AtlantaSanad's Interest Coverage too high?
AtlantaSanad's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, AtlantaSanad ranks #2 out of 351 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, AtlantaSanad has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AtlantaSanad's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AtlantaSanad ranks #2 out of 351 companies for Interest Coverage. This places AtlantaSanad in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.23. Historically, AtlantaSanad's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AtlantaSanad and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AtlantaSanad's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AtlantaSanad stock overvalued right now?
Based on GuruFocus' analysis, AtlantaSanad (CAS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD160.24, compared to a current price of MAD128.20 — trading 20% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. AtlantaSanad's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For AtlantaSanad (CAS:ATL), the current Interest Coverage is No Debt (1) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AtlantaSanad (CAS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, AtlantaSanad stock appears to be undervalued. The current stock price of MAD128.20 is trading 20% below its estimated GF Value™ of MAD160.24. GuruFocus considers AtlantaSanad to be Modestly Undervalued.

Key valuation signals for CAS:ATL:

  • Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
  • GF Value™: MAD160.24 vs. price of MAD128.20 (20% below fair value)
  • GF Score™: 58/100

No single metric tells the full story. See the CAS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AtlantaSanad Business Description

Address 181. Boulevard d’Anfa, Casablanca, MAR
AtlantaSanad is engaged in provision of insurance services. It provides automotive insurance, dwelling insurance, health and provident insurance, among others.
58GF Score

Get the complete analysis for CAS:ATL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD128.20
Price
MAD160.24
GF Value