AtlantaSanad (CAS:ATL) Graham Number: MADN/A (As of Dec. 2025)


CAS:ATL AtlantaSanad CAS:ATL
56 GF Score
Price MAD125.00
GF Value MAD160.40
Valuation Modestly Undervalued
View Full Analysis

What is AtlantaSanad Graham Number?

AtlantaSanad CAS:ATL 56 Graham Number is MADN/A as of Dec. 2025. GuruFocus rates CAS:ATL with a GF Score™ of 56/100 and a GF Value™ of MAD160.40 (Modestly Undervalued). Among 424 Insurance companies, AtlantaSanad ranks worse than 235848.82% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-07-11), the stock price of AtlantaSanad is MAD125.00. AtlantaSanad's graham number for the quarter that ended in Dec. 2025 was MADN/A. Therefore, AtlantaSanad's Price to Graham Number ratio for today is N/A.

The historical rank and industry rank for AtlantaSanad's Graham Number or its related term are showing as below:

During the past 13 years, the highest Price to Graham Number ratio of AtlantaSanad was 1.64. The lowest was 1.64. And the median was 1.64.

CAS:ATL's Price-to-Graham-Number is not ranked *
in the Insurance industry.
Industry Median: 0.925
* Ranked among companies with meaningful Price-to-Graham-Number only.

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


AtlantaSanad  (CAS:ATL) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

AtlantaSanad's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Dec. 2025 )
=125.00/N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


AtlantaSanad Graham Number Related Terms


AtlantaSanad Graham Number Historical Data

* Premium members only.

The historical data trend for AtlantaSanad's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AtlantaSanad Graham Number Chart

AtlantaSanad Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Graham Number
Get a 7-Day Free Trial Premium Member Only Premium Member Only 74.32 0.00 0.00 0.00 0.00

AtlantaSanad Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Dec19 Jun20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CAS:ATL vs BRK.A, AIG, HIG: Graham Number Comparison

For the Insurance - Diversified subindustry, AtlantaSanad's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AtlantaSanad Price-to-Graham-Number vs Insurance Industry

For the Insurance industry and Financial Services sector, AtlantaSanad's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where AtlantaSanad's Price-to-Graham-Number falls into.


CAS:ATL
56GF Score
AtlantaSanad CAS:ATL
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AtlantaSanad Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

AtlantaSanad's Graham Number for the fiscal year that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*41.219*0)
=N/A

AtlantaSanad's Graham Number for the quarter that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*41.155*0)
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of MADN/A mean?
AtlantaSanad (CAS:ATL) has a Graham Number of MADN/A as of Dec. 2025. The Graham Number values a company based on its per-share earnings and book value. View historical data on AtlantaSanad and its competitors. Over the past decade, AtlantaSanad's Graham Number has ranged from 1.64 to 1.64. According to the industry distribution chart, AtlantaSanad ranks #999999 out of 424 companies in the Insurance industry.
Is AtlantaSanad's Graham Number too high?
AtlantaSanad's current Graham Number is MADN/A. Over the past 10 years, this metric has ranged from a low of 1.64 to a high of 1.64. Based on the distribution chart, AtlantaSanad ranks #999999 out of 424 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AtlantaSanad has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AtlantaSanad's Graham Number compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AtlantaSanad ranks #999999 out of 424 companies for Graham Number. This places AtlantaSanad in the lower half of its industry. The industry median Graham Number is 0.93. Historically, AtlantaSanad's own Graham Number has ranged from 1.64 to 1.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for an Insurance company?
The median Graham Number among Insurance companies is 0.93, based on 424 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on AtlantaSanad and its competitors. For the Insurance industry, the median Graham Number is 0.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AtlantaSanad's current Graham Number is MADN/A. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AtlantaSanad stock overvalued right now?
Based on GuruFocus' analysis, AtlantaSanad (CAS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD160.40, compared to a current price of MAD125.00 — trading 22.1% below its estimated fair value. The current Graham Number is MADN/A. AtlantaSanad's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For AtlantaSanad (CAS:ATL), the current Graham Number is MADN/A as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AtlantaSanad (CAS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, AtlantaSanad stock appears to be undervalued. The current stock price of MAD125.00 is trading 22.1% below its estimated GF Value™ of MAD160.40. GuruFocus considers AtlantaSanad to be Modestly Undervalued.

Key valuation signals for CAS:ATL:

  • Graham Number: MADN/A
  • GF Value™: MAD160.40 vs. price of MAD125.00 (22.1% below fair value)
  • GF Score™: 56/100

No single metric tells the full story. See the CAS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AtlantaSanad Business Description

Address 181. Boulevard d’Anfa, Casablanca, MAR
AtlantaSanad is engaged in provision of insurance services. It provides automotive insurance, dwelling insurance, health and provident insurance, among others.
56GF Score

Get the complete analysis for CAS:ATL

Graham Number is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD125.00
Price
MAD160.40
GF Value