AtlantaSanad (CAS:ATL) Net Margin %: 6.81% (As of Dec. 2025) — Near Median


CAS:ATL AtlantaSanad CAS:ATL
58 GF Score
Price MAD128.20
GF Value MAD160.24
Valuation Modestly Undervalued
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What is AtlantaSanad Net Margin %?

AtlantaSanad CAS:ATL +1.50% 58 Net Margin % is 6.81% as of Dec. 2025, which is 8% below its 10-year median of 7.40. GuruFocus rates CAS:ATL with a GF Score™ of 58/100 and a GF Value™ of MAD160.24 (Modestly Undervalued). Among 501 Insurance companies, AtlantaSanad ranks worse than 58.88% on this metric.

Net margin is calculated as Net Income divided by its Revenue. AtlantaSanad's Net Income for the six months ended in Dec. 2025 was MAD192 Mil. AtlantaSanad's Revenue for the six months ended in Dec. 2025 was MAD2,813 Mil. Therefore, AtlantaSanad's net margin for the quarter that ended in Dec. 2025 was 6.81%.

The historical rank and industry rank for AtlantaSanad's Net Margin % or its related term are showing as below:

CAS:ATL' s Net Margin % Range Over the Past 10 Years
Min: 4.06   Med: 7.4   Max: 8.8
Current: 7.4


CAS:ATL's Net Margin % is ranked worse than
58.88% of 501 companies
in the Insurance industry
Industry Median: 9.29 vs CAS:ATL: 7.40

AtlantaSanad  (CAS:ATL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


AtlantaSanad Net Margin % Related Terms


AtlantaSanad Net Margin % Historical Data

* Premium members only.

The historical data trend for AtlantaSanad's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AtlantaSanad Net Margin % Chart

AtlantaSanad Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.40 7.62 8.80 8.57 7.40

AtlantaSanad Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Dec19 Jun20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.39 8.66 8.47 7.87 6.81

CAS:ATL vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, AtlantaSanad's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AtlantaSanad Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, AtlantaSanad's Net Margin % distribution charts can be found below:

* The bar in red indicates where AtlantaSanad's Net Margin % falls into.


CAS:ATL
58GF Score
AtlantaSanad CAS:ATL
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AtlantaSanad Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

AtlantaSanad's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=467.639/6319.369
=7.40 %

AtlantaSanad's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=191.585/2812.57
=6.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 6.81% mean?
AtlantaSanad (CAS:ATL) has a Net Margin % of 6.81% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on AtlantaSanad and its competitors. This is near median its historical median of 7.40. Over the past decade, AtlantaSanad's Net Margin % has ranged from 4.06 to 8.80. According to the industry distribution chart, AtlantaSanad ranks #295 out of 501 companies in the Insurance industry, placing it in the top 58.9%.
Is AtlantaSanad's Net Margin % too high?
AtlantaSanad's current Net Margin % of 6.81% is near median its 10-year median of 7.40. Over the past 10 years, this metric has ranged from a low of 4.06 to a high of 8.80. The Insurance industry median Net Margin % is 9.29. AtlantaSanad's value of 6.81% is 26.7% below this industry median. Based on the distribution chart, AtlantaSanad ranks #295 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, AtlantaSanad has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AtlantaSanad's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AtlantaSanad ranks #295 out of 501 companies for Net Margin %. This places AtlantaSanad in the lower half of its industry. The industry median Net Margin % is 9.29. AtlantaSanad's value of 6.81% is 26.7% below this benchmark. Historically, AtlantaSanad's own Net Margin % has ranged from 4.06 to 8.80 over the past decade. While the company's 10-year median is 7.40 vs. the industry median of 9.29, AtlantaSanad has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AtlantaSanad's current Net Margin % of 6.81% is 26.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on AtlantaSanad and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AtlantaSanad's current Net Margin % is 6.81%, which is near median its own 10-year median of 7.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AtlantaSanad stock overvalued right now?
Based on GuruFocus' analysis, AtlantaSanad (CAS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD160.24, compared to a current price of MAD128.20 — trading 20% below its estimated fair value. The current Net Margin % is 6.81%, which is near median its 10-year median of 7.40 and 26.7% below the Insurance industry median of 9.29. AtlantaSanad's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For AtlantaSanad (CAS:ATL), the current Net Margin % is 6.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AtlantaSanad (CAS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, AtlantaSanad stock appears to be undervalued. The current stock price of MAD128.20 is trading 20% below its estimated GF Value™ of MAD160.24. GuruFocus considers AtlantaSanad to be Modestly Undervalued.

Key valuation signals for CAS:ATL:

  • Net Margin %: 6.81% (near median its 10-year median of 7.40)
  • GF Value™: MAD160.24 vs. price of MAD128.20 (20% below fair value)
  • GF Score™: 58/100
  • Industry Position: 26.7% below the Insurance median (#295 of 501)

No single metric tells the full story. See the CAS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AtlantaSanad Business Description

Address 181. Boulevard d’Anfa, Casablanca, MAR
AtlantaSanad is engaged in provision of insurance services. It provides automotive insurance, dwelling insurance, health and provident insurance, among others.
58GF Score

Get the complete analysis for CAS:ATL

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD128.20
Price
MAD160.24
GF Value