AtlantaSanad (CAS:ATL) FCF Margin %: 25.05% (As of Dec. 2025) — 78% Above Median


CAS:ATL AtlantaSanad CAS:ATL
58 GF Score
Price MAD128.20
GF Value MAD160.24
Valuation Modestly Undervalued
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What is AtlantaSanad FCF Margin %?

AtlantaSanad CAS:ATL +1.50% 58 FCF Margin % is 25.05% as of Dec. 2025, which is 78% above its 10-year median of 14.10. GuruFocus rates CAS:ATL with a GF Score™ of 58/100 and a GF Value™ of MAD160.24 (Modestly Undervalued). Among 501 Insurance companies, AtlantaSanad ranks better than 66.47% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AtlantaSanad's Free Cash Flow for the six months ended in Dec. 2025 was MAD705 Mil. AtlantaSanad's Revenue for the six months ended in Dec. 2025 was MAD2,813 Mil. Therefore, AtlantaSanad's FCF Margin % for the quarter that ended in Dec. 2025 was 25.05%.

As of today, AtlantaSanad's current FCF Yield % is 13.31%.

The historical rank and industry rank for AtlantaSanad's FCF Margin % or its related term are showing as below:

CAS:ATL' s FCF Margin % Range Over the Past 10 Years
Min: -2.51   Med: 14.1   Max: 20.09
Current: 15.99


During the past 13 years, the highest FCF Margin % of AtlantaSanad was 20.09%. The lowest was -2.51%. And the median was 14.10%.

CAS:ATL's FCF Margin % is ranked better than
66.47% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs CAS:ATL: 15.99


AtlantaSanad FCF Margin % Related Terms


AtlantaSanad FCF Margin % Historical Data

* Premium members only.

The historical data trend for AtlantaSanad's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AtlantaSanad FCF Margin % Chart

AtlantaSanad Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.04 10.73 -2.51 11.52 15.99

AtlantaSanad Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Dec19 Jun20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.51 4.23 20.27 8.73 25.05

CAS:ATL vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, AtlantaSanad's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AtlantaSanad FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, AtlantaSanad's FCF Margin % distribution charts can be found below:

* The bar in red indicates where AtlantaSanad's FCF Margin % falls into.


CAS:ATL
58GF Score
AtlantaSanad CAS:ATL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AtlantaSanad FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

AtlantaSanad's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1010.654/6319.369
=15.99 %

AtlantaSanad's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=704.599/2812.57
=25.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 25.05% mean?
AtlantaSanad (CAS:ATL) has a FCF Margin % of 25.05% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AtlantaSanad and its competitors. This is 78% above median its historical median of 14.10. According to the industry distribution chart, AtlantaSanad ranks #168 out of 501 companies in the Insurance industry, placing it in the top 33.5%.
Is AtlantaSanad's FCF Margin % too high?
AtlantaSanad's current FCF Margin % of 25.05% is 78% above median its 10-year median of 14.10. The Insurance industry median FCF Margin % is 9.60. AtlantaSanad's value of 25.05% is 160.9% above this industry median. Based on the distribution chart, AtlantaSanad ranks #168 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, AtlantaSanad has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AtlantaSanad's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AtlantaSanad ranks #168 out of 501 companies for FCF Margin %. This puts AtlantaSanad in the upper half of its industry. The industry median FCF Margin % is 9.60. AtlantaSanad's value of 25.05% is 160.9% above this benchmark. While the company's 10-year median is 14.10 vs. the industry median of 9.60, AtlantaSanad has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AtlantaSanad's current FCF Margin % of 25.05% is 160.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AtlantaSanad and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AtlantaSanad's current FCF Margin % is 25.05%, which is 78% above median its own 10-year median of 14.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AtlantaSanad stock overvalued right now?
Based on GuruFocus' analysis, AtlantaSanad (CAS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD160.24, compared to a current price of MAD128.20 — trading 20% below its estimated fair value. The current FCF Margin % is 25.05%, which is 78% above median its 10-year median of 14.10 and 160.9% above the Insurance industry median of 9.60. AtlantaSanad's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AtlantaSanad (CAS:ATL), the current FCF Margin % is 25.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AtlantaSanad (CAS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, AtlantaSanad stock appears to be undervalued. The current stock price of MAD128.20 is trading 20% below its estimated GF Value™ of MAD160.24. GuruFocus considers AtlantaSanad to be Modestly Undervalued.

Key valuation signals for CAS:ATL:

  • FCF Margin %: 25.05% (78% above median its 10-year median of 14.10)
  • GF Value™: MAD160.24 vs. price of MAD128.20 (20% below fair value)
  • GF Score™: 58/100
  • Industry Position: 160.9% above the Insurance median (#168 of 501)

No single metric tells the full story. See the CAS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AtlantaSanad Business Description

Address 181. Boulevard d’Anfa, Casablanca, MAR
AtlantaSanad is engaged in provision of insurance services. It provides automotive insurance, dwelling insurance, health and provident insurance, among others.
58GF Score

Get the complete analysis for CAS:ATL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD128.20
Price
MAD160.24
GF Value