CGROF (Character Group (The)) Effective Interest Rate on Debt %: 4.56% (As of Feb. 2026)


CGROF Character Group (The) PLC CGROF
72 GF Score
Price $3.26
GF Value $2.69
! 10 Warning Signs
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What is Character Group (The) Effective Interest Rate on Debt %?

Character Group (The) CGROF +0.30% 72 Effective Interest Rate on Debt % is 4.56% as of Feb. 2026. GuruFocus rates CGROF with a GF Score™ of 72/100 and a GF Value™ of $2.69. The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Character Group (The)'s annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $0.1 Mil. Character Group (The)'s average total debt for the quarter that ended in Feb. 2026 was $1.5 Mil. Therefore, Character Group (The)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 4.56%.


Character Group (The)  (OTCPK:CGROF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Character Group (The) Effective Interest Rate on Debt % Related Terms


Character Group (The) Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Character Group (The)'s Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Character Group (The) Effective Interest Rate on Debt % Chart

Character Group (The) Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.47 4.32 5.71 3.76 7.42

Character Group (The) Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.13 2.60 5.06 15.63 4.56

CGROF vs AS, HAS, LTH: Effective Interest Rate on Debt % Comparison

For the Leisure subindustry, Character Group (The)'s Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Character Group (The) Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Character Group (The)'s Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Character Group (The)'s Effective Interest Rate on Debt % falls into.


CGROF
72GF Score
Character Group (The) PLC CGROF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Character Group (The) Effective Interest Rate on Debt % Calculation

Character Group (The)'s annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -0.18/( (2.998+1.851)/ 2 )
=-1  *  -0.18/2.4245
=7.42 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.558 + 2.44
=2.998

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.369 + 1.482
=1.851

Character Group (The)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -0.068/( (1.851+1.133)/ 2 )
=-1  *  -0.068/1.492
=4.56 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.369 + 1.482
=1.851

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.164 + 0.969
=1.133

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.56% mean?
Character Group (The) (CGROF) has a Effective Interest Rate on Debt % of 4.56% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Character Group (The) and its competitors.
Is Character Group (The)'s Effective Interest Rate on Debt % too high?
Character Group (The)'s current Effective Interest Rate on Debt % is 4.56%. Overall, Character Group (The) has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Character Group (The)'s Effective Interest Rate on Debt % compare to AS and HAS?
Character Group (The)'s Effective Interest Rate on Debt % of 4.56% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Character Group (The) and its competitors. Character Group (The)'s current Effective Interest Rate on Debt % is 4.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Character Group (The) stock overvalued right now?
Character Group (The) (CGROF) has a current Effective Interest Rate on Debt % of 4.56%. The stock's GF Value™ is $2.69, compared to a current price of $3.26 — trading 21.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.56%. Character Group (The)'s overall GF Score™ is 72/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Character Group (The) (CGROF), the current Effective Interest Rate on Debt % is 4.56% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Character Group (The) (CGROF) Overvalued in 2026?

Based on GuruFocus' analysis, Character Group (The) stock appears to be overvalued. The current stock price of $3.26 is trading 21.2% above its estimated GF Value™ of $2.69.

Key valuation signals for CGROF:

  • Effective Interest Rate on Debt %: 4.56%
  • GF Value™: $2.69 vs. price of $3.26 (21.2% above fair value)
  • GF Score™: 72/100 with 10 warning signs

No single metric tells the full story. See the CGROF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Character Group (The) Business Description

Other Exchanges CCT:UK
Address 86-88 Coombe Road, 2nd Floor, New Malden, Surrey, GBR, KT3 4QS
Character Group (The) PLC is engaged in the design, development, manufacture, and international distribution of toys, games, and giftware, including licensed products based on film, television, comic, and digital characters. The Group designs and distributes a wide range of toys and playthings across Pre-school, Boys, Girls, and Activity and Crafts categories, with brands such as Goo Jit Zu, Peppa Pig, and Sticki Rolls. Its principal markets are the United Kingdom and Scandinavia, with operations across Europe and the rest of the world, and international expansion is a key area of focus. The Group partners on an exclusive basis with overseas toy producers, serves toy retailers, independent stores, and distributors, and generates the majority of its revenue from the United Kingdom.
72GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.26
Price
$2.69
GF Value