Character Group (The)CGROF +0.30%72 Altman Z-Score is 2.86 as of Jun. 26, 2026, which is 26% below its 10-year median of 3.84. GuruFocus rates CGROF with a GF Score™ of 72/100 and a GF Value™ of $2.68. The stock has 10 warning signs investors should review. Among 840 Travel & Leisure companies, Character Group (The) ranks better than 63.45% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 2.91 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
Character Group (The) has a Altman Z-Score of 2.86, indicating it is in Grey Zones. This implies that Character Group (The) is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Character Group (The)'s Altman Z-Score or its related term are showing as below:
CGROF'
s Altman Z-Score Range Over the Past 10 Years
Min: 2.91 Med: 3.84 Max: 5.04
Current: 2.91
During the past 13 years, Character Group (The)'s highest Altman Z-Score was 5.04. The lowest was 2.91. And the median was 3.84.
Character Group (The) (OTCPK:CGROF) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Character Group (The) Altman Z-Score Related Terms
Character Group (The) Altman Z-Score Historical Data
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The historical data trend for Character Group (The)'s Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Leisure subindustry, Character Group (The)'s Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Character Group (The) Altman Z-Score vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Character Group (The)'s Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Character Group (The)'s Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Character Group (The) (CGROF) has a Altman Z-Score of 2.86 as of Jun. 26, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Character Group (The) and its competitors. This is 26% below median its historical median of 3.84. Over the past decade, Character Group (The)'s Altman Z-Score has ranged from 2.91 to 5.04. According to the industry distribution chart, Character Group (The) ranks #307 out of 840 companies in the Travel & Leisure industry, placing it in the top 36.5%.
Is Character Group (The)'s Altman Z-Score too high?
Character Group (The)'s current Altman Z-Score of 2.86 is 26% below median its 10-year median of 3.84. Over the past 10 years, this metric has ranged from a low of 2.91 to a high of 5.04. The Travel & Leisure industry median Altman Z-Score is 1.99. Character Group (The)'s value of 2.86 is 43.7% above this industry median. Based on the distribution chart, Character Group (The) ranks #307 out of 840 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Character Group (The) has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Character Group (The)'s Altman Z-Score compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, Character Group (The) ranks #307 out of 840 companies for Altman Z-Score. This puts Character Group (The) in the upper half of its industry. The industry median Altman Z-Score is 1.99. Character Group (The)'s value of 2.86 is 43.7% above this benchmark. Historically, Character Group (The)'s own Altman Z-Score has ranged from 2.91 to 5.04 over the past decade. While the company's 10-year median is 3.84 vs. the industry median of 1.99, Character Group (The) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Travel & Leisure company?
The median Altman Z-Score among Travel & Leisure companies is 1.99, based on 840 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Character Group (The)'s current Altman Z-Score of 2.86 is 43.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Character Group (The) and its competitors. For the Travel & Leisure industry, the median Altman Z-Score is 1.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Character Group (The)'s current Altman Z-Score is 2.86, which is 26% below median its own 10-year median of 3.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Character Group (The) stock overvalued right now?
Character Group (The) (CGROF) has a current Altman Z-Score of 2.86. The stock's GF Value™ is $2.68, compared to a current price of $3.26 — trading 21.6% above its estimated fair value. The current Altman Z-Score is 2.86, which is 26% below median its 10-year median of 3.84 and 43.7% above the Travel & Leisure industry median of 1.99. Character Group (The)'s overall GF Score™ is 72/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Character Group (The) (CGROF), the current Altman Z-Score is 2.86 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Character Group (The) (CGROF) Overvalued in 2026?
Based on GuruFocus' analysis, Character Group (The) stock appears to be overvalued.
The current stock price of $3.26 is trading 21.6% above its estimated GF Value™ of $2.68.
Key valuation signals for CGROF:
Altman Z-Score: 2.86 (26% below median its 10-year median of 3.84)
GF Value™: $2.68 vs. price of $3.26 (21.6% above fair value)
Industry Position: 43.7% above the Travel & Leisure median (#307 of 840)
No single metric tells the full story. See the CGROF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Character Group (The) PLC is engaged in the design, development, manufacture, and international distribution of toys, games, and giftware, including licensed products based on film, television, comic, and digital characters. The Group designs and distributes a wide range of toys and playthings across Pre-school, Boys, Girls, and Activity and Crafts categories, with brands such as Goo Jit Zu, Peppa Pig, and Sticki Rolls. Its principal markets are the United Kingdom and Scandinavia, with operations across Europe and the rest of the world, and international expansion is a key area of focus. The Group partners on an exclusive basis with overseas toy producers, serves toy retailers, independent stores, and distributors, and generates the majority of its revenue from the United Kingdom.
72GF Score
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