ECDA (ECD Automotive Design) Effective Interest Rate on Debt %: 65.25% (As of Sep. 2025)


What is ECD Automotive Design Effective Interest Rate on Debt %?

ECD Automotive Design ECDA Effective Interest Rate on Debt % is 65.25% as of Sep. 2025. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ECD Automotive Design's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $12.33 Mil. ECD Automotive Design's average total debt for the quarter that ended in Sep. 2025 was $18.89 Mil. Therefore, ECD Automotive Design's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 65.25%.

ECD Automotive Design  (OTCPK:ECDA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

ECD Automotive Design Effective Interest Rate on Debt % Related Terms

ECD Automotive Design Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ECD Automotive Design's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ECD Automotive Design Effective Interest Rate on Debt % Chart

ECD Automotive Design Annual Data
Trend Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
0.00 0.75 6.77 31.25

ECD Automotive Design Quarterly Data
Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.75 31.24 35.43 35.93 65.25

ECDA vs BINI, TSLA, GM: Effective Interest Rate on Debt % Comparison

For the Auto Manufacturers subindustry, ECD Automotive Design's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ECD Automotive Design Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, ECD Automotive Design's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ECD Automotive Design's Effective Interest Rate on Debt % falls into.


ECD Automotive Design Effective Interest Rate on Debt % Calculation

ECD Automotive Design's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -5.27/( (14.697+19.026)/ 2 )
=-1  *  -5.27/16.8615
=31.25 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14.382 + 0.315
=14.697

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.46 + 1.566
=19.026

ECD Automotive Design's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -12.328/( (23.958+13.828)/ 2 )
=-1  *  -12.328/18.893
=65.25 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.342 + 2.616
=23.958

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.208 + 0.62
=13.828

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 65.25% mean?
ECD Automotive Design (ECDA) has a Effective Interest Rate on Debt % of 65.25% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ECD Automotive Design and its competitors.
Is ECD Automotive Design's Effective Interest Rate on Debt % too high?
ECD Automotive Design's current Effective Interest Rate on Debt % is 65.25%.
How does ECD Automotive Design's Effective Interest Rate on Debt % compare to BINI and TSLA?
ECD Automotive Design's Effective Interest Rate on Debt % of 65.25% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ECD Automotive Design and its competitors. ECD Automotive Design's current Effective Interest Rate on Debt % is 65.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECD Automotive Design stock overvalued right now?
ECD Automotive Design (ECDA) has a current Effective Interest Rate on Debt % of 65.25%. The current Effective Interest Rate on Debt % is 65.25%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ECD Automotive Design (ECDA), the current Effective Interest Rate on Debt % is 65.25% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ECD Automotive Design Business Description

Address 4930 Industrial Lane, Unit 107, Kissimmee, FL, USA, 34758
ECD Automotive Design Inc is a custom-car builder in the Restomod sector with a focus on British classic motor vehicles of various models of both two-door and four-door styles. The company has established a facility geared towards producing the majority customized Land Rovers with the highest quality of parts and the highest quality labor force building each vehicle. ECD restores Land Rovers Defenders, Land Rover Series IIA, the Range Rover Classic and the Jaguar E-Type. It upgrade any engine, including Chevrolet V8's, Land Rover V8's, Cummins diesel engines and new electric drivetrains, performing all the necessary body work, drivetrain selection and installation, every stitch in the interior, paint work, up to placement of the last nut and bolt.