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TF Bank AB (FRA:6TF) Effective Interest Rate on Debt % : 194.45% (As of Mar. 2025)


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What is TF Bank AB Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. TF Bank AB's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was €74.0 Mil. TF Bank AB's average total debt for the quarter that ended in Mar. 2025 was €38.0 Mil. Therefore, TF Bank AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 194.45%.


TF Bank AB Effective Interest Rate on Debt % Historical Data

The historical data trend for TF Bank AB's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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TF Bank AB Effective Interest Rate on Debt % Chart

TF Bank AB Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.94 45.06 74.50 126.71 155.29

TF Bank AB Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 188.19 230.60 243.41 214.06 194.45

Competitive Comparison of TF Bank AB's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, TF Bank AB's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TF Bank AB's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, TF Bank AB's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where TF Bank AB's Effective Interest Rate on Debt % falls into.


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TF Bank AB Effective Interest Rate on Debt % Calculation

TF Bank AB's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -69.654/( (45.214+44.493)/ 2 )
=-1  *  -69.654/44.8535
=155.29 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=45.214 + 0
=45.214

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=44.493 + 0
=44.493

TF Bank AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Mar. 2025 ))/ count )
=-1  *  -73.956/( (44.493+31.572)/ 2 )
=-1  *  -73.956/38.0325
=194.45 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=44.493 + 0
=44.493

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=31.572 + 0
=31.572

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.


TF Bank AB  (FRA:6TF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


TF Bank AB Effective Interest Rate on Debt % Related Terms

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TF Bank AB Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » TF Bank AB (FRA:6TF) » Definitions » Effective Interest Rate on Debt %
Traded in Other Exchanges
Address
Lilla Brogatan 6, PO Box 947, Boras, SWE, 50110
TF Bank AB is a digital bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The business is divided into three segments: Credit Cards, e-commerce solutions, and Consumer Lending. TF Bank prioritizes organic growth under controlled conditions, and expansion is taking place in carefully selected segments and markets. The business is conducted in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, Austria, Spain, Ireland, and the Netherlands through subsidiary, branch, or cross-border banking with the support of the Swedish banking license.

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