Aspen Insurance Holdings (FRA:8ZV) Effective Interest Rate on Debt %: 5.08% (As of Dec. 2025)

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FRA:8ZV Aspen Insurance Holdings Ltd FRA:8ZV
31 GF Score
Price €31.00
! 4 Warning Signs
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What is Aspen Insurance Holdings Effective Interest Rate on Debt %?

Aspen Insurance Holdings FRA:8ZV 31 Effective Interest Rate on Debt % is 5.08% as of Dec. 2025. GuruFocus rates FRA:8ZV with a GF Score™ of 31/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Aspen Insurance Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €16 Mil. Aspen Insurance Holdings's average total debt for the quarter that ended in Dec. 2025 was €310 Mil. Therefore, Aspen Insurance Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.08%.


Aspen Insurance Holdings  (FRA:8ZV) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Aspen Insurance Holdings Effective Interest Rate on Debt % Related Terms


Aspen Insurance Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Aspen Insurance Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aspen Insurance Holdings Effective Interest Rate on Debt % Chart

Aspen Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.61 11.14 13.92 16.64 8.11

Aspen Insurance Holdings Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.10 9.57 9.30 9.86 5.08

FRA:8ZV vs CB, PGR, TRV: Effective Interest Rate on Debt % Comparison

For the Insurance - Property & Casualty subindustry, Aspen Insurance Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aspen Insurance Holdings Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Aspen Insurance Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Aspen Insurance Holdings's Effective Interest Rate on Debt % falls into.


FRA:8ZV
31GF Score
Aspen Insurance Holdings Ltd FRA:8ZV
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Aspen Insurance Holdings Effective Interest Rate on Debt % Calculation

Aspen Insurance Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -27.072/( (358.698+308.721)/ 2 )
=-1  *  -27.072/333.7095
=8.11 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=358.698 + 0
=358.698

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=308.721 + 0
=308.721

Aspen Insurance Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -15.712/( (310.384+308.721)/ 2 )
=-1  *  -15.712/309.5525
=5.08 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=310.384 + 0
=310.384

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=308.721 + 0
=308.721

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.08% mean?
Aspen Insurance Holdings (FRA:8ZV) has a Effective Interest Rate on Debt % of 5.08% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Aspen Insurance Holdings and its competitors.
Is Aspen Insurance Holdings' Effective Interest Rate on Debt % too high?
Aspen Insurance Holdings' current Effective Interest Rate on Debt % is 5.08%. Overall, Aspen Insurance Holdings has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Aspen Insurance Holdings' Effective Interest Rate on Debt % compare to CB and PGR?
Aspen Insurance Holdings' Effective Interest Rate on Debt % of 5.08% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Aspen Insurance Holdings and its competitors. Aspen Insurance Holdings's current Effective Interest Rate on Debt % is 5.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aspen Insurance Holdings stock overvalued right now?
Aspen Insurance Holdings (FRA:8ZV) has a current Effective Interest Rate on Debt % of 5.08%. The current Effective Interest Rate on Debt % is 5.08%. Aspen Insurance Holdings' overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Aspen Insurance Holdings (FRA:8ZV), the current Effective Interest Rate on Debt % is 5.08% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aspen Insurance Holdings Business Description

Other Exchanges AHLpE.PFD:USAAHLpD.PFD:USA
Address 100 Pitts Bay Road, Waterloo House, Pembroke, BMU, HM08
Aspen Insurance Holdings Ltd is a Bermudian insurance and reinsurance company. Its principal business is marketing and underwriting specialty insurance and reinsurance regularly. It comprises underwriting operations, which include risk-bearing insurance and reinsurance operations; Investing activities, which support underwriting operations; and ACM operations, which earn underwriting, management, and performance fees. It has two segments: Aspen Insurance and Aspen Reinsurance. Aspen Insurance consists of property and casualty insurance, marine, aviation, energy insurance, and financial and professional lines insurance. Aspen Reinsurance comprises property catastrophe reinsurance, other property reinsurance, casualty reinsurance, and specialty reinsurance.
31GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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