Aspen Insurance Holdings (FRA:8ZV) Retained Earnings: €1,981 Mil (As of Dec. 2025)

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FRA:8ZV Aspen Insurance Holdings Ltd FRA:8ZV
31 GF Score
Price €31.00
! 4 Warning Signs
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What is Aspen Insurance Holdings Retained Earnings?

Aspen Insurance Holdings FRA:8ZV 31 Retained Earnings is €1,981 Mil as of Dec. 2025. GuruFocus rates FRA:8ZV with a GF Score™ of 31/100. The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Aspen Insurance Holdings's retained earnings for the quarter that ended in Dec. 2025 was €1,981 Mil.

Aspen Insurance Holdings's quarterly retained earnings increased from Jun. 2025 (€1,808 Mil) to Sep. 2025 (€1,871 Mil) and increased from Sep. 2025 (€1,871 Mil) to Dec. 2025 (€1,981 Mil).

Aspen Insurance Holdings's annual retained earnings increased from Dec. 2023 (€1,645 Mil) to Dec. 2024 (€1,938 Mil) and increased from Dec. 2024 (€1,938 Mil) to Dec. 2025 (€1,981 Mil).


Aspen Insurance Holdings  (FRA:8ZV) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Aspen Insurance Holdings Retained Earnings Historical Data

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The historical data trend for Aspen Insurance Holdings's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aspen Insurance Holdings Retained Earnings Chart

Aspen Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,223.51 1,273.46 1,644.64 1,938.36 1,981.28

Aspen Insurance Holdings Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,938.36 1,895.88 1,807.78 1,871.08 1,981.28
FRA:8ZV
31GF Score
Aspen Insurance Holdings Ltd FRA:8ZV
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Aspen Insurance Holdings Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €1,981 Mil mean?
Aspen Insurance Holdings (FRA:8ZV) has a Retained Earnings of €1,981 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Aspen Insurance Holdings and its competitors.
Is Aspen Insurance Holdings' Retained Earnings too high?
Aspen Insurance Holdings' current Retained Earnings is €1,981 Mil. Overall, Aspen Insurance Holdings has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Aspen Insurance Holdings' Retained Earnings compare to CB and PGR?
Aspen Insurance Holdings' Retained Earnings of €1,981 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Aspen Insurance Holdings and its competitors. Aspen Insurance Holdings's current Retained Earnings is €1,981 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aspen Insurance Holdings stock overvalued right now?
Aspen Insurance Holdings (FRA:8ZV) has a current Retained Earnings of €1,981 Mil. The current Retained Earnings is €1,981 Mil. Aspen Insurance Holdings' overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Aspen Insurance Holdings (FRA:8ZV), the current Retained Earnings is €1,981 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aspen Insurance Holdings Business Description

Other Exchanges AHLpE.PFD:USAAHLpD.PFD:USA
Address 100 Pitts Bay Road, Waterloo House, Pembroke, BMU, HM08
Aspen Insurance Holdings Ltd is a Bermudian insurance and reinsurance company. Its principal business is marketing and underwriting specialty insurance and reinsurance regularly. It comprises underwriting operations, which include risk-bearing insurance and reinsurance operations; Investing activities, which support underwriting operations; and ACM operations, which earn underwriting, management, and performance fees. It has two segments: Aspen Insurance and Aspen Reinsurance. Aspen Insurance consists of property and casualty insurance, marine, aviation, energy insurance, and financial and professional lines insurance. Aspen Reinsurance comprises property catastrophe reinsurance, other property reinsurance, casualty reinsurance, and specialty reinsurance.
31GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.00
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