Aspen Insurance Holdings (FRA:8ZV) FCF Margin %: 38.60% (As of Dec. 2025) — 773% Above Median

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FRA:8ZV Aspen Insurance Holdings Ltd FRA:8ZV
31 GF Score
Price €31.00
! 4 Warning Signs
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What is Aspen Insurance Holdings FCF Margin %?

Aspen Insurance Holdings FRA:8ZV 31 FCF Margin % is 38.60% as of Dec. 2025, which is 773% above its 10-year median of 4.42. GuruFocus rates FRA:8ZV with a GF Score™ of 31/100. The stock has 4 warning signs investors should review.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Aspen Insurance Holdings's Free Cash Flow for the three months ended in Dec. 2025 was €269 Mil. Aspen Insurance Holdings's Revenue for the three months ended in Dec. 2025 was €696 Mil. Therefore, Aspen Insurance Holdings's FCF Margin % for the quarter that ended in Dec. 2025 was 38.60%.

As of today, Aspen Insurance Holdings's current FCF Yield % is 12.87%.

The historical rank and industry rank for Aspen Insurance Holdings's FCF Margin % or its related term are showing as below:

FRA:8ZV' s FCF Margin % Range Over the Past 10 Years
Min: -26.19   Med: 4.42   Max: 17.8
Current: 13.46


During the past 13 years, the highest FCF Margin % of Aspen Insurance Holdings was 17.80%. The lowest was -26.19%. And the median was 4.42%.

FRA:8ZV's FCF Margin % is not ranked
in the Insurance industry.
Industry Median: 8.97 vs FRA:8ZV: 13.46


Aspen Insurance Holdings FCF Margin % Related Terms


Aspen Insurance Holdings FCF Margin % Historical Data

* Premium members only.

The historical data trend for Aspen Insurance Holdings's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aspen Insurance Holdings FCF Margin % Chart

Aspen Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.80 -2.08 10.91 16.81 13.51

Aspen Insurance Holdings Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.80 12.88 1.83 -0.67 38.60

FRA:8ZV vs CB, PGR, TRV: FCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Aspen Insurance Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aspen Insurance Holdings FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Aspen Insurance Holdings's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Aspen Insurance Holdings's FCF Margin % falls into.


FRA:8ZV
31GF Score
Aspen Insurance Holdings Ltd FRA:8ZV
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Aspen Insurance Holdings FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Aspen Insurance Holdings's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=359.449/2661.32
=13.51 %

Aspen Insurance Holdings's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=268.753/696.181
=38.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 38.60% mean?
Aspen Insurance Holdings (FRA:8ZV) has a FCF Margin % of 38.60% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Aspen Insurance Holdings and its competitors. This is 773% above median its historical median of 4.42.
Is Aspen Insurance Holdings' FCF Margin % too high?
Aspen Insurance Holdings' current FCF Margin % of 38.60% is 773% above median its 10-year median of 4.42. The Insurance industry median FCF Margin % is 8.97. Aspen Insurance Holdings' value of 38.60% is 330.3% above this industry median. Overall, Aspen Insurance Holdings has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Aspen Insurance Holdings' FCF Margin % compare to CB and PGR?
Aspen Insurance Holdings' FCF Margin % of 38.60% can be compared against companies in the Insurance industry. The industry median FCF Margin % is 8.97. Aspen Insurance Holdings' value of 38.60% is 330.3% above this benchmark. While the company's 10-year median is 4.42 vs. the industry median of 8.97, Aspen Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aspen Insurance Holdings's current FCF Margin % of 38.60% is 330.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Aspen Insurance Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aspen Insurance Holdings's current FCF Margin % is 38.60%, which is 773% above median its own 10-year median of 4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aspen Insurance Holdings stock overvalued right now?
Aspen Insurance Holdings (FRA:8ZV) has a current FCF Margin % of 38.60%. The current FCF Margin % is 38.60%, which is 773% above median its 10-year median of 4.42 and 330.3% above the Insurance industry median of 8.97. Aspen Insurance Holdings' overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Aspen Insurance Holdings (FRA:8ZV), the current FCF Margin % is 38.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aspen Insurance Holdings Business Description

Other Exchanges AHLpE.PFD:USAAHLpD.PFD:USA
Address 100 Pitts Bay Road, Waterloo House, Pembroke, BMU, HM08
Aspen Insurance Holdings Ltd is a Bermudian insurance and reinsurance company. Its principal business is marketing and underwriting specialty insurance and reinsurance regularly. It comprises underwriting operations, which include risk-bearing insurance and reinsurance operations; Investing activities, which support underwriting operations; and ACM operations, which earn underwriting, management, and performance fees. It has two segments: Aspen Insurance and Aspen Reinsurance. Aspen Insurance consists of property and casualty insurance, marine, aviation, energy insurance, and financial and professional lines insurance. Aspen Reinsurance comprises property catastrophe reinsurance, other property reinsurance, casualty reinsurance, and specialty reinsurance.
31GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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