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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Aspen Insurance Holdings's
EBIT
for the
three
months ended in Dec. 2025 was €160 Mil. Aspen Insurance Holdings's Interest Expense for the
three
months ended in Dec. 2025 was €-4 Mil.
Aspen Insurance Holdings's interest coverage for the quarter that ended in Dec. 2025 was 40.81.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Aspen Insurance Holdings's Interest Coverage or its related term are showing as below:
FRA:8ZV'
s Interest Coverage Range Over the Past 10 Years
Min: 0.38 Med: 8.2 Max: 15.01
Current: 14.77
FRA:8ZV's Interest Coverage is not ranked
in the Insurance industry.
Industry Median: 16.03
vs FRA:8ZV: 14.77
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Aspen Insurance Holdings Interest Coverage Related Terms
Aspen Insurance Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:8ZV vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Aspen Insurance Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aspen Insurance Holdings Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Aspen Insurance Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Aspen Insurance Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aspen Insurance Holdings (FRA:8ZV) has a Interest Coverage of 40.81 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aspen Insurance Holdings and its competitors. This is 398% above median its historical median of 8.20. Over the past decade, Aspen Insurance Holdings' Interest Coverage has ranged from 0.38 to 15.01.
Is Aspen Insurance Holdings' Interest Coverage too high?
Aspen Insurance Holdings' current Interest Coverage of 40.81 is 398% above median its 10-year median of 8.20. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 15.01. The Insurance industry median Interest Coverage is 16.03. Aspen Insurance Holdings' value of 40.81 is 154.6% above this industry median. Overall, Aspen Insurance Holdings has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Aspen Insurance Holdings' Interest Coverage compare to CB and PGR?
Aspen Insurance Holdings' Interest Coverage of 40.81 can be compared against companies in the Insurance industry. The industry median Interest Coverage is 16.03. Aspen Insurance Holdings' value of 40.81 is 154.6% above this benchmark. Historically, Aspen Insurance Holdings' own Interest Coverage has ranged from 0.38 to 15.01 over the past decade. While the company's 10-year median is 8.20 vs. the industry median of 16.03, Aspen Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 350 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aspen Insurance Holdings's current Interest Coverage of 40.81 is 154.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aspen Insurance Holdings and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aspen Insurance Holdings's current Interest Coverage is 40.81, which is 398% above median its own 10-year median of 8.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aspen Insurance Holdings stock overvalued right now?
Aspen Insurance Holdings (FRA:8ZV) has a current Interest Coverage of 40.81. The current Interest Coverage is 40.81, which is 398% above median its 10-year median of 8.20 and 154.6% above the Insurance industry median of 16.03. Aspen Insurance Holdings' overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Aspen Insurance Holdings (FRA:8ZV), the current Interest Coverage is 40.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aspen Insurance Holdings Ltd is a Bermudian insurance and reinsurance company. Its principal business is marketing and underwriting specialty insurance and reinsurance regularly. It comprises underwriting operations, which include risk-bearing insurance and reinsurance operations; Investing activities, which support underwriting operations; and ACM operations, which earn underwriting, management, and performance fees. It has two segments: Aspen Insurance and Aspen Reinsurance. Aspen Insurance consists of property and casualty insurance, marine, aviation, energy insurance, and financial and professional lines insurance. Aspen Reinsurance comprises property catastrophe reinsurance, other property reinsurance, casualty reinsurance, and specialty reinsurance.
31GF Score
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