Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Aspen Insurance Holdings's Net Margin % or its related term are showing as below:
FRA:8ZV'
s Net Margin % Range Over the Past 10 Years
Min: -10.18 Med: 1.54 Max: 18.47
Current: 10.78
FRA:8ZV's Net Margin % is not ranked
in the Insurance industry.
Industry Median: 9.145
vs FRA:8ZV: 10.78
Aspen Insurance Holdings (FRA:8ZV) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Aspen Insurance Holdings Net Margin % Related Terms
Aspen Insurance Holdings Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Aspen Insurance Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aspen Insurance Holdings Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Aspen Insurance Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Aspen Insurance Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aspen Insurance Holdings (FRA:8ZV) has a Net Margin % of 16.55% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Aspen Insurance Holdings and its competitors. This is 975% above median its historical median of 1.54.
Is Aspen Insurance Holdings' Net Margin % too high?
Aspen Insurance Holdings' current Net Margin % of 16.55% is 975% above median its 10-year median of 1.54. The Insurance industry median Net Margin % is 9.15. Aspen Insurance Holdings' value of 16.55% is 81% above this industry median. Overall, Aspen Insurance Holdings has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Aspen Insurance Holdings' Net Margin % compare to CB and PGR?
Aspen Insurance Holdings' Net Margin % of 16.55% can be compared against companies in the Insurance industry. The industry median Net Margin % is 9.15. Aspen Insurance Holdings' value of 16.55% is 81% above this benchmark. While the company's 10-year median is 1.54 vs. the industry median of 9.15, Aspen Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.15, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aspen Insurance Holdings's current Net Margin % of 16.55% is 81% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Aspen Insurance Holdings and its competitors. For the Insurance industry, the median Net Margin % is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aspen Insurance Holdings's current Net Margin % is 16.55%, which is 975% above median its own 10-year median of 1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aspen Insurance Holdings stock overvalued right now?
Aspen Insurance Holdings (FRA:8ZV) has a current Net Margin % of 16.55%. The current Net Margin % is 16.55%, which is 975% above median its 10-year median of 1.54 and 81% above the Insurance industry median of 9.15. Aspen Insurance Holdings' overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Aspen Insurance Holdings (FRA:8ZV), the current Net Margin % is 16.55% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aspen Insurance Holdings Ltd is a Bermudian insurance and reinsurance company. Its principal business is marketing and underwriting specialty insurance and reinsurance regularly. It comprises underwriting operations, which include risk-bearing insurance and reinsurance operations; Investing activities, which support underwriting operations; and ACM operations, which earn underwriting, management, and performance fees. It has two segments: Aspen Insurance and Aspen Reinsurance. Aspen Insurance consists of property and casualty insurance, marine, aviation, energy insurance, and financial and professional lines insurance. Aspen Reinsurance comprises property catastrophe reinsurance, other property reinsurance, casualty reinsurance, and specialty reinsurance.
31GF Score
Get the complete analysis for FRA:8ZV
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:8ZV has been successfully added to your 
