Bank Polska Kasa Opieki (FRA:BP1) Effective Interest Rate on Debt % : 24.78% (As of Mar. 2025)

View and export this data going back to 2012. Start your Free Trial

What is Bank Polska Kasa Opieki Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bank Polska Kasa Opieki's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was €1,420 Mil. Bank Polska Kasa Opieki's average total debt for the quarter that ended in Mar. 2025 was €5,732 Mil. Therefore, Bank Polska Kasa Opieki's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 24.78%.

Bank Polska Kasa Opieki Effective Interest Rate on Debt % Historical Data

The historical data trend for Bank Polska Kasa Opieki's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank Polska Kasa Opieki Effective Interest Rate on Debt % Chart

Bank Polska Kasa Opieki Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Effective Interest Rate on Debt %

Get a 7-Day Free Trial

5.24

1.46

18.15

33.18

27.88

Bank Polska Kasa Opieki Quarterly Data
	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															29.96	28.78	26.64	25.07	24.78

Competitive Comparison of Bank Polska Kasa Opieki's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Bank Polska Kasa Opieki's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Polska Kasa Opieki's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bank Polska Kasa Opieki's Effective Interest Rate on Debt % falls into.

Save Embed

;

Save Embed

;

Bank Polska Kasa Opieki Effective Interest Rate on Debt % Calculation

Bank Polska Kasa Opieki's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Dec. 2023 )	+	Total Debt (A: Dec. 2024 ))	/ count )
=	-1 * -1445.059	/	( (4415.973	+	5949.908)	/ 2 )
=	-1 * -1445.059	/	5182.9405
=	27.88 %

where

	Total Debt (A: Dec. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	4415.973	+	0
=	4415.973

	Total Debt (A: Dec. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	5949.908	+	0
=	5949.908

Bank Polska Kasa Opieki's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Dec. 2024 )	+	Total Debt (Q: Mar. 2025 ))	/ count )
=	-1 * -1420.108	/	( (5949.908	+	5513.134)	/ 2 )
=	-1 * -1420.108	/	5731.521
=	24.78 %

where

	Total Debt (Q: Dec. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	5949.908	+	0
=	5949.908

	Total Debt (Q: Mar. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	5513.134	+	0
=	5513.134

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Bank Polska Kasa Opieki (FRA:BP1) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Bank Polska Kasa Opieki Effective Interest Rate on Debt % Related Terms

Thank you for viewing the detailed overview of Bank Polska Kasa Opieki's Effective Interest Rate on Debt % provided by GuruFocus.com. Please click on the following links to see related term pages.

Bank Polska Kasa Opieki Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank Polska Kasa Opieki SA (FRA:BP1) » Definitions » Effective Interest Rate on Debt %

Comparable Companies

Traded in Other Exchanges

BKPKF:USA PEO:Poland 0DP0:UK

Address

ubra Street 1, Warsaw, POL, 01-066

Website

https://www.pekao.com.pl

Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking, private banking, corporate and investment banking, enterprise bankingand assets and liabilities management. Of these segments, retail banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.

Bank Polska Kasa Opieki Headlines

No Headlines