PT Adirana Armada Tbk (ISX:ASSA) Effective Interest Rate on Debt %: 6.22% (As of Mar. 2026)


ISX:ASSA PT Adi Sarana Armada Tbk ISX:ASSA
89 GF Score
Price Rp585.00
GF Value Rp1,062.14
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is PT Adirana Armada Tbk Effective Interest Rate on Debt %?

PT Adirana Armada Tbk ISX:ASSA +0.86% 89 Effective Interest Rate on Debt % is 6.22% as of Mar. 2026. GuruFocus rates ISX:ASSA with a GF Score™ of 89/100 and a GF Value™ of Rp1,062.14 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Adirana Armada Tbk's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was Rp268,887 Mil. PT Adirana Armada Tbk's average total debt for the quarter that ended in Mar. 2026 was Rp4,320,811 Mil. Therefore, PT Adirana Armada Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.22%.


PT Adirana Armada Tbk  (ISX:ASSA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Adirana Armada Tbk Effective Interest Rate on Debt % Related Terms


PT Adirana Armada Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT Adirana Armada Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adirana Armada Tbk Effective Interest Rate on Debt % Chart

PT Adirana Armada Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.13 6.91 6.68 7.20 6.90

PT Adirana Armada Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.89 6.92 6.83 6.70 6.22

ISX:ASSA vs URI, SUNB, AER: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, PT Adirana Armada Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Adirana Armada Tbk Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, PT Adirana Armada Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Adirana Armada Tbk's Effective Interest Rate on Debt % falls into.


ISX:ASSA
89GF Score
PT Adi Sarana Armada Tbk ISX:ASSA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Adirana Armada Tbk Effective Interest Rate on Debt % Calculation

PT Adirana Armada Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -288820.977/( (4091157.995+4281706.147)/ 2 )
=-1  *  -288820.977/4186432.071
=6.90 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2907715.071 + 1183442.924
=4091157.995

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2909553.476 + 1372152.671
=4281706.147

PT Adirana Armada Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -268886.84/( (4281706.147+4359915.45)/ 2 )
=-1  *  -268886.84/4320810.7985
=6.22 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2909553.476 + 1372152.671
=4281706.147

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2859703.565 + 1500211.885
=4359915.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.22% mean?
PT Adirana Armada Tbk (ISX:ASSA) has a Effective Interest Rate on Debt % of 6.22% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Adirana Armada Tbk and its competitors.
Is PT Adirana Armada Tbk's Effective Interest Rate on Debt % too high?
PT Adirana Armada Tbk's current Effective Interest Rate on Debt % is 6.22%. Overall, PT Adirana Armada Tbk has a GF Score™ of 89/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Adirana Armada Tbk's Effective Interest Rate on Debt % compare to URI and SUNB?
PT Adirana Armada Tbk's Effective Interest Rate on Debt % of 6.22% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Adirana Armada Tbk and its competitors. PT Adirana Armada Tbk's current Effective Interest Rate on Debt % is 6.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adirana Armada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adirana Armada Tbk (ISX:ASSA) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,062.14, compared to a current price of Rp585.00 — trading 44.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.22%. PT Adirana Armada Tbk's overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Adirana Armada Tbk (ISX:ASSA), the current Effective Interest Rate on Debt % is 6.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adirana Armada Tbk (ISX:ASSA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adirana Armada Tbk stock appears to be undervalued. The current stock price of Rp585.00 is trading 44.9% below its estimated GF Value™ of Rp1,062.14. GuruFocus considers PT Adirana Armada Tbk to be Possible Value Trap.

Key valuation signals for ISX:ASSA:

  • Effective Interest Rate on Debt %: 6.22%
  • GF Value™: Rp1,062.14 vs. price of Rp585.00 (44.9% below fair value)
  • GF Score™: 89/100 with 3 warning signs

No single metric tells the full story. See the ISX:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Adirana Armada Tbk Business Description

Address Jalan Yos Sudarso No. 88 Sunter, Jakarta Utara, Jakarta, IDN, 14350
PT Adi Sarana Armada Tbk provides integrated transportation solutions in the form of vehicle rental services. The company is engaged in businesses in inland transportation, including passenger transportation by means of buses, sedans, and other land vehicles, transporting goods, delivery, transportation management, expeditions, and warehouses, and provides long and short-term rental services. The company's segment includes Autopool Passenger Car Vehicle Rental Segment, Delivery Service Segment, Used Vehicle Sales segment, Steering Driver Rental Segment, Auction Services Segment, Logistics and Warehouse Management Segment, and Other segment. The majority of its revenue is generated from the Auction Services segment.
89GF Score

Get the complete analysis for ISX:ASSA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp585.00
Price
Rp1,062.14
GF Value