PT Adirana Armada TbkISX:ASSA -4.69%90 Interest Coverage is 3.55 as of Mar. 2026, which is 120% above its 10-year median of 1.61. GuruFocus rates ISX:ASSA with a GF Score™ of 90/100 and a GF Value™ of Rp1,058.87 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 812 Business Services companies, PT Adirana Armada Tbk ranks worse than 75.37% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PT Adirana Armada Tbk's
Operating Income
for the
three
months ended in Mar. 2026 was Rp238,911 Mil. PT Adirana Armada Tbk's Interest Expense for the
three
months ended in Mar. 2026 was Rp-67,222 Mil.
PT Adirana Armada Tbk's interest coverage for the quarter that ended in Mar. 2026 was 3.55.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PT Adirana Armada Tbk's Interest Coverage or its related term are showing as below:
ISX:ASSA'
s Interest Coverage Range Over the Past 10 Years
Min: 1.03 Med: 1.61 Max: 3.54
Current: 3.53
ISX:ASSA's Interest Coverage is ranked worse than 75.37% of 812
companies
in the Business Services industry
Industry Median: 12.98
vs ISX:ASSA: 3.53
PT Adirana Armada Tbk (ISX:ASSA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PT Adirana Armada Tbk Interest Coverage Related Terms
PT Adirana Armada Tbk Interest Coverage Historical Data
* Premium members only.
The historical data trend for PT Adirana Armada Tbk's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ISX:ASSA vs URI, SUNB, AER: Interest Coverage Comparison
For the Rental & Leasing Services subindustry, PT Adirana Armada Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Adirana Armada Tbk Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, PT Adirana Armada Tbk's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PT Adirana Armada Tbk's Interest Coverage falls into.
PT Adirana Armada Tbk Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adirana Armada Tbk (ISX:ASSA) has a Interest Coverage of 3.55 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Adirana Armada Tbk and its competitors. This is 120% above median its historical median of 1.61. Over the past decade, PT Adirana Armada Tbk's Interest Coverage has ranged from 1.03 to 3.54. According to the industry distribution chart, PT Adirana Armada Tbk ranks #612 out of 812 companies in the Business Services industry, placing it in the top 75.4%.
Is PT Adirana Armada Tbk's Interest Coverage too high?
PT Adirana Armada Tbk's current Interest Coverage of 3.55 is 120% above median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 3.54. The Business Services industry median Interest Coverage is 12.98. PT Adirana Armada Tbk's value of 3.55 is 72.7% below this industry median. Based on the distribution chart, PT Adirana Armada Tbk ranks #612 out of 812 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, PT Adirana Armada Tbk has a GF Score™ of 90/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Adirana Armada Tbk's Interest Coverage compare to URI and SUNB?
According to the Business Services industry distribution chart, PT Adirana Armada Tbk ranks #612 out of 812 companies for Interest Coverage. This places PT Adirana Armada Tbk in the lower half of its industry. The industry median Interest Coverage is 12.98. PT Adirana Armada Tbk's value of 3.55 is 72.7% below this benchmark. Historically, PT Adirana Armada Tbk's own Interest Coverage has ranged from 1.03 to 3.54 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 12.98, PT Adirana Armada Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Adirana Armada Tbk's current Interest Coverage of 3.55 is 72.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Adirana Armada Tbk and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adirana Armada Tbk's current Interest Coverage is 3.55, which is 120% above median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adirana Armada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adirana Armada Tbk (ISX:ASSA) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,058.87, compared to a current price of Rp610.00 — trading 42.4% below its estimated fair value. The current Interest Coverage is 3.55, which is 120% above median its 10-year median of 1.61 and 72.7% below the Business Services industry median of 12.98. PT Adirana Armada Tbk's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Adirana Armada Tbk (ISX:ASSA), the current Interest Coverage is 3.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Adirana Armada Tbk (ISX:ASSA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Adirana Armada Tbk stock appears to be undervalued.
The current stock price of Rp610.00 is trading 42.4% below its estimated GF Value™ of Rp1,058.87.
GuruFocus considers PT Adirana Armada Tbk to be Possible Value Trap.
Key valuation signals for ISX:ASSA:
Interest Coverage: 3.55 (120% above median its 10-year median of 1.61)
GF Value™: Rp1,058.87 vs. price of Rp610.00 (42.4% below fair value)
Industry Position: 72.7% below the Business Services median (#612 of 812)
No single metric tells the full story. See the ISX:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Adi Sarana Armada Tbk provides integrated transportation solutions in the form of vehicle rental services. The company is engaged in businesses in inland transportation, including passenger transportation by means of buses, sedans, and other land vehicles, transporting goods, delivery, transportation management, expeditions, and warehouses, and provides long and short-term rental services. The company's segment includes Autopool Passenger Car Vehicle Rental Segment, Delivery Service Segment, Used Vehicle Sales segment, Steering Driver Rental Segment, Auction Services Segment, Logistics and Warehouse Management Segment, and Other segment. The majority of its revenue is generated from the Auction Services segment.
90GF Score
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