PT Adirana Armada TbkISX:ASSA -3.88%89 ROE % is 17.58% as of Mar. 2026, which is 77% above its 10-year median of 9.93. GuruFocus rates ISX:ASSA with a GF Score™ of 89/100 and a GF Value™ of Rp1,058.44 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,058 Business Services companies, PT Adirana Armada Tbk ranks better than 80.06% on this metric.
The historical rank and industry rank for PT Adirana Armada Tbk's ROE % or its related term are showing as below:
ISX:ASSA'
s ROE % Range Over the Past 10 Years
Min: 5.97 Med: 9.93 Max: 20.15
Current: 19.25
During the past 13 years, PT Adirana Armada Tbk's highest ROE % was 20.15%. The lowest was 5.97%. And the median was 9.93%.
ISX:ASSA's ROE % is ranked better than 80.06% of 1058
companies
in the Business Services industry
Industry Median: 8.095
vs ISX:ASSA: 19.25
PT Adirana Armada Tbk (ISX:ASSA) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Rental & Leasing Services subindustry, PT Adirana Armada Tbk's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Adirana Armada Tbk ROE % vs Business Services Industry
For the Business Services industry and Industrials sector, PT Adirana Armada Tbk's ROE % distribution charts can be found below:
* The bar in red indicates where PT Adirana Armada Tbk's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
PT Adirana Armada Tbk (ISX:ASSA) has a ROE % of 17.58% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on PT Adirana Armada Tbk and its competitors. This is 77% above median its historical median of 9.93. Over the past decade, PT Adirana Armada Tbk's ROE % has ranged from 5.97 to 20.15. According to the industry distribution chart, PT Adirana Armada Tbk ranks #211 out of 1058 companies in the Business Services industry, placing it in the top 19.9%.
Is PT Adirana Armada Tbk's ROE % too high?
PT Adirana Armada Tbk's current ROE % of 17.58% is 77% above median its 10-year median of 9.93. Over the past 10 years, this metric has ranged from a low of 5.97 to a high of 20.15. The Business Services industry median ROE % is 8.10. PT Adirana Armada Tbk's value of 17.58% is 117.2% above this industry median. Based on the distribution chart, PT Adirana Armada Tbk ranks #211 out of 1058 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Adirana Armada Tbk has a GF Score™ of 89/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Adirana Armada Tbk's ROE % compare to URI and SUNB?
According to the Business Services industry distribution chart, PT Adirana Armada Tbk ranks #211 out of 1058 companies for ROE %. This places PT Adirana Armada Tbk in the top 20% of its industry — outperforming the majority of peers. The industry median ROE % is 8.10. PT Adirana Armada Tbk's value of 17.58% is 117.2% above this benchmark. Historically, PT Adirana Armada Tbk's own ROE % has ranged from 5.97 to 20.15 over the past decade. While the company's 10-year median is 9.93 vs. the industry median of 8.10, PT Adirana Armada Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Adirana Armada Tbk's current ROE % of 17.58% is 117.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on PT Adirana Armada Tbk and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adirana Armada Tbk's current ROE % is 17.58%, which is 77% above median its own 10-year median of 9.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adirana Armada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adirana Armada Tbk (ISX:ASSA) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,058.44, compared to a current price of Rp620.00 — trading 41.4% below its estimated fair value. The current ROE % is 17.58%, which is 77% above median its 10-year median of 9.93 and 117.2% above the Business Services industry median of 8.10. PT Adirana Armada Tbk's overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For PT Adirana Armada Tbk (ISX:ASSA), the current ROE % is 17.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Adirana Armada Tbk (ISX:ASSA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Adirana Armada Tbk stock appears to be undervalued.
The current stock price of Rp620.00 is trading 41.4% below its estimated GF Value™ of Rp1,058.44.
GuruFocus considers PT Adirana Armada Tbk to be Possible Value Trap.
Key valuation signals for ISX:ASSA:
ROE %: 17.58% (77% above median its 10-year median of 9.93)
GF Value™: Rp1,058.44 vs. price of Rp620.00 (41.4% below fair value)
Industry Position: 117.2% above the Business Services median (#211 of 1058)
No single metric tells the full story. See the ISX:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Adi Sarana Armada Tbk provides integrated transportation solutions in the form of vehicle rental services. The company is engaged in businesses in inland transportation, including passenger transportation by means of buses, sedans, and other land vehicles, transporting goods, delivery, transportation management, expeditions, and warehouses, and provides long and short-term rental services. The company's segment includes Autopool Passenger Car Vehicle Rental Segment, Delivery Service Segment, Used Vehicle Sales segment, Steering Driver Rental Segment, Auction Services Segment, Logistics and Warehouse Management Segment, and Other segment. The majority of its revenue is generated from the Auction Services segment.
89GF Score
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