PT Adirana Armada Tbk (ISX:ASSA) Financial Strength: 5 (As of Jun. 2026) — Near Median

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ISX:ASSA PT Adi Sarana Armada Tbk ISX:ASSA
89 GF Score
Price Rp645.00
GF Value Rp1,035.46
Valuation Possible Value Trap
! 2 Warning Signs
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What is PT Adirana Armada Tbk Financial Strength?

PT Adirana Armada Tbk ISX:ASSA 89 Financial Strength is 5 as of Jun. 2026, which is at its 10-year median of 5.00. GuruFocus rates ISX:ASSA with a GF Score™ of 89/100 and a GF Value™ of Rp1,035.46 (Possible Value Trap). The stock has 2 warning signs investors should review.

PT Adirana Armada Tbk has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT Adirana Armada Tbk's Interest Coverage for the quarter that ended in Jun. 2026 was 3.19. PT Adirana Armada Tbk's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.72. As of today, PT Adirana Armada Tbk's Altman Z-Score is 1.51.


PT Adirana Armada Tbk  (ISX:ASSA) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT Adirana Armada Tbk has the Financial Strength Rank of 5.


PT Adirana Armada Tbk Financial Strength Related Terms


ISX:ASSA vs URI, SUNB, AER: Financial Strength Comparison

For the Rental & Leasing Services subindustry, PT Adirana Armada Tbk's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Adirana Armada Tbk Financial Strength vs Business Services Industry

For the Business Services industry and Industrials sector, PT Adirana Armada Tbk's Financial Strength distribution charts can be found below:

* The bar in red indicates where PT Adirana Armada Tbk's Financial Strength falls into.


ISX:ASSA
89GF Score
PT Adi Sarana Armada Tbk ISX:ASSA
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Adirana Armada Tbk Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

PT Adirana Armada Tbk's Interest Expense for the months ended in Jun. 2026 was Rp-73,199 Mil. Its Operating Income for the months ended in Jun. 2026 was Rp233,593 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was Rp2,810,213 Mil.

PT Adirana Armada Tbk's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*233592.636/-73198.977
=3.19

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

PT Adirana Armada Tbk's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(1575174.461 + 2810213.074) / 6102678.8
=0.72

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

PT Adirana Armada Tbk has a Z-score of 1.51, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.51 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
PT Adirana Armada Tbk (ISX:ASSA) has a Financial Strength of 5 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PT Adirana Armada Tbk and its competitors. This is near median its historical median of 5.00. Over the past decade, PT Adirana Armada Tbk's Financial Strength has ranged from 3.00 to 6.00.
Is PT Adirana Armada Tbk's Financial Strength too high?
PT Adirana Armada Tbk's current Financial Strength of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, PT Adirana Armada Tbk has a GF Score™ of 89/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Adirana Armada Tbk's Financial Strength compare to URI and SUNB?
PT Adirana Armada Tbk's Financial Strength of 5 can be compared against companies in the Business Services industry. Historically, PT Adirana Armada Tbk's own Financial Strength has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Business Services company?
A good Financial Strength depends on the Business Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PT Adirana Armada Tbk and its competitors. PT Adirana Armada Tbk's current Financial Strength is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adirana Armada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adirana Armada Tbk (ISX:ASSA) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,035.46, compared to a current price of Rp645.00 — trading 37.7% below its estimated fair value. The current Financial Strength is 5, which is near median its 10-year median of 5.00. PT Adirana Armada Tbk's overall GF Score™ is 89/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For PT Adirana Armada Tbk (ISX:ASSA), the current Financial Strength is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adirana Armada Tbk (ISX:ASSA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adirana Armada Tbk stock appears to be undervalued. The current stock price of Rp645.00 is trading 37.7% below its estimated GF Value™ of Rp1,035.46. GuruFocus considers PT Adirana Armada Tbk to be Possible Value Trap.

Key valuation signals for ISX:ASSA:

  • Financial Strength: 5 (near median its 10-year median of 5.00)
  • GF Value™: Rp1,035.46 vs. price of Rp645.00 (37.7% below fair value)
  • GF Score™: 89/100 with 2 warning signs

No single metric tells the full story. See the ISX:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Adirana Armada Tbk Business Description

Address Jalan Yos Sudarso No. 88 Sunter, Jakarta Utara, Jakarta, IDN, 14350
PT Adi Sarana Armada Tbk provides integrated transportation solutions in the form of vehicle rental services. The company is engaged in businesses in inland transportation, including passenger transportation by means of buses, sedans, and other land vehicles, transporting goods, delivery, transportation management, expeditions, and warehouses, and provides long and short-term rental services. The company's segment includes Autopool Passenger Car Vehicle Rental Segment, Delivery Service Segment, Used Vehicle Sales segment, Steering Driver Rental Segment, Auction Services Segment, Logistics and Warehouse Management Segment, and Other segment. The majority of its revenue is generated from the Auction Services segment.
89GF Score

Get the complete analysis for ISX:ASSA

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp645.00
Price
Rp1,035.46
GF Value