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Helios Underwriting (LSE:HUW) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Helios Underwriting Effective Interest Rate on Debt % Related Terms
Helios Underwriting Effective Interest Rate on Debt % Historical Data
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The historical data trend for Helios Underwriting's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helios Underwriting Effective Interest Rate on Debt % Chart
LSE:HUW vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison
For the Insurance - Diversified subindustry, Helios Underwriting's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helios Underwriting Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Helios Underwriting's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Helios Underwriting's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 13.67% mean?
Helios Underwriting (LSE:HUW) has a Effective Interest Rate on Debt % of 13.67% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Helios Underwriting and its competitors.
Is Helios Underwriting's Effective Interest Rate on Debt % too high?
Helios Underwriting's current Effective Interest Rate on Debt % is 13.67%. Overall, Helios Underwriting has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Helios Underwriting's Effective Interest Rate on Debt % compare to BRK.A and AIG?
Helios Underwriting's Effective Interest Rate on Debt % of 13.67% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Helios Underwriting and its competitors. Helios Underwriting's current Effective Interest Rate on Debt % is 13.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helios Underwriting stock overvalued right now?
Based on GuruFocus' analysis, Helios Underwriting (LSE:HUW) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.75, compared to a current price of £2.25 — trading 18.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 13.67%. Helios Underwriting's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Helios Underwriting (LSE:HUW), the current Effective Interest Rate on Debt % is 13.67% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helios Underwriting (LSE:HUW) Overvalued in 2026?
Based on GuruFocus' analysis, Helios Underwriting stock appears to be undervalued.
The current stock price of £2.25 is trading 18.4% below its estimated GF Value™ of £2.75.
GuruFocus considers Helios Underwriting to be Modestly Undervalued.
Key valuation signals for LSE:HUW:
Effective Interest Rate on Debt %: 13.67%
GF Value™: £2.75 vs. price of £2.25 (18.4% below fair value)
No single metric tells the full story. See the LSE:HUW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helios Underwriting PLC provides investors with exposure to the Lloyd's insurance market through an actively managed portfolio of syndicate capacity. The Company's principal activity is to provide a limited liability investment for shareholders through participation in a portfolio of Lloyd's syndicates. It participates in the insurance business as an underwriting member of Lloyd's through wholly owned undertakings and investments in Limited Liability Vehicles (LLVs). The Company also provides syndicate research, advice on syndicate selection, and portfolio curation. Its core business purpose is to offer investors growth and returns from exposure to Lloyd's of London through investment income (dividends) and capital appreciation resulting from increases in NAV per share and share price.
67GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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