Helios UnderwritingLSE:HUW 65 Net Margin % is 67.10% as of Dec. 2025, which is 3095% above its 10-year median of 2.10. GuruFocus rates LSE:HUW with a GF Score™ of 65/100 and a GF Value™ of £2.68 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, Helios Underwriting ranks better than 97.22% on this metric.
The historical rank and industry rank for Helios Underwriting's Net Margin % or its related term are showing as below:
LSE:HUW'
s Net Margin % Range Over the Past 10 Years
Min: -2.28 Med: 2.1 Max: 59.94
Current: 59.94
LSE:HUW's Net Margin % is ranked better than 97.22% of 504
companies
in the Insurance industry
Industry Median: 9.235
vs LSE:HUW: 59.94
Helios Underwriting (LSE:HUW) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Helios Underwriting Net Margin % Related Terms
Helios Underwriting Net Margin % Historical Data
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The historical data trend for Helios Underwriting's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:HUW vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Helios Underwriting's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helios Underwriting Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Helios Underwriting's Net Margin % distribution charts can be found below:
* The bar in red indicates where Helios Underwriting's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helios Underwriting (LSE:HUW) has a Net Margin % of 67.10% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Helios Underwriting and its competitors. This is 3095% above median its historical median of 2.10. According to the industry distribution chart, Helios Underwriting ranks #14 out of 504 companies in the Insurance industry, placing it in the top 2.8%.
Is Helios Underwriting's Net Margin % too high?
Helios Underwriting's current Net Margin % of 67.10% is 3095% above median its 10-year median of 2.10. The Insurance industry median Net Margin % is 9.24. Helios Underwriting's value of 67.10% is 626.6% above this industry median. Based on the distribution chart, Helios Underwriting ranks #14 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Helios Underwriting has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Helios Underwriting's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helios Underwriting ranks #14 out of 504 companies for Net Margin %. This places Helios Underwriting in the top 3% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.24. Helios Underwriting's value of 67.10% is 626.6% above this benchmark. While the company's 10-year median is 2.10 vs. the industry median of 9.24, Helios Underwriting has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.24, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helios Underwriting's current Net Margin % of 67.10% is 626.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Helios Underwriting and its competitors. For the Insurance industry, the median Net Margin % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helios Underwriting's current Net Margin % is 67.10%, which is 3095% above median its own 10-year median of 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helios Underwriting stock overvalued right now?
Based on GuruFocus' analysis, Helios Underwriting (LSE:HUW) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.68, compared to a current price of £2.12 — trading 21.1% below its estimated fair value. The current Net Margin % is 67.10%, which is 3095% above median its 10-year median of 2.10 and 626.6% above the Insurance industry median of 9.24. Helios Underwriting's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Helios Underwriting (LSE:HUW), the current Net Margin % is 67.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helios Underwriting (LSE:HUW) Overvalued in 2026?
Based on GuruFocus' analysis, Helios Underwriting stock appears to be undervalued.
The current stock price of £2.12 is trading 21.1% below its estimated GF Value™ of £2.68.
GuruFocus considers Helios Underwriting to be Modestly Undervalued.
Key valuation signals for LSE:HUW:
Net Margin %: 67.10% (3095% above median its 10-year median of 2.10)
GF Value™: £2.68 vs. price of £2.12 (21.1% below fair value)
Industry Position: 626.6% above the Insurance median (#14 of 504)
No single metric tells the full story. See the LSE:HUW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helios Underwriting PLC provides investors with exposure to the Lloyd's insurance market through an actively managed portfolio of syndicate capacity. The Company's principal activity is to provide a limited liability investment for shareholders through participation in a portfolio of Lloyd's syndicates. It participates in the insurance business as an underwriting member of Lloyd's through wholly owned undertakings and investments in Limited Liability Vehicles (LLVs). The Company also provides syndicate research, advice on syndicate selection, and portfolio curation. Its core business purpose is to offer investors growth and returns from exposure to Lloyd's of London through investment income (dividends) and capital appreciation resulting from increases in NAV per share and share price.
65GF Score
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