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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Helios Underwriting's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was -9.35%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Helios Underwriting's 3-Year ROIIC % or its related term are showing as below:
LSE:HUW's 3-Year ROIIC % is ranked worse than 86.18% of 340
companies
in the Insurance industry
Industry Median: 5.02
vs LSE:HUW: -9.35
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Helios Underwriting 3-Year ROIIC % Related Terms
Helios Underwriting 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Helios Underwriting's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:HUW vs BRK.A, AIG, HIG: 3-Year ROIIC % Comparison
For the Insurance - Diversified subindustry, Helios Underwriting's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helios Underwriting 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Helios Underwriting's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Helios Underwriting's 3-Year ROIIC % falls into.
Helios Underwriting's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 27.016 (Dec. 2025) - -1.627453 (Dec. 2022) )
/
( 211.40795 (Dec. 2025) - 517.7664 (Dec. 2022) )
=
28.643453
/
-306.35845
=
-9.35%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Helios Underwriting (LSE:HUW) has a 3-Year ROIIC % of -9.35 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Helios Underwriting and its competitors. According to the industry distribution chart, Helios Underwriting ranks #293 out of 340 companies in the Insurance industry, placing it in the top 86.2%.
Is Helios Underwriting's 3-Year ROIIC % too high?
Helios Underwriting's current 3-Year ROIIC % is -9.35. Based on the distribution chart, Helios Underwriting ranks #293 out of 340 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Helios Underwriting has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Helios Underwriting's 3-Year ROIIC % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helios Underwriting ranks #293 out of 340 companies for 3-Year ROIIC %. This places Helios Underwriting in the lower half of its industry. The industry median 3-Year ROIIC % is 5.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.02, based on 340 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Helios Underwriting and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helios Underwriting's current 3-Year ROIIC % is -9.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helios Underwriting stock overvalued right now?
Based on GuruFocus' analysis, Helios Underwriting (LSE:HUW) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.73, compared to a current price of £2.23 — trading 18.3% below its estimated fair value. The current 3-Year ROIIC % is -9.35. Helios Underwriting's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Helios Underwriting (LSE:HUW), the current 3-Year ROIIC % is -9.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helios Underwriting (LSE:HUW) Overvalued in 2026?
Based on GuruFocus' analysis, Helios Underwriting stock appears to be undervalued.
The current stock price of £2.23 is trading 18.3% below its estimated GF Value™ of £2.73.
GuruFocus considers Helios Underwriting to be Modestly Undervalued.
Key valuation signals for LSE:HUW:
3-Year ROIIC %: -9.35
GF Value™: £2.73 vs. price of £2.23 (18.3% below fair value)
No single metric tells the full story. See the LSE:HUW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helios Underwriting PLC provides investors with exposure to the Lloyd's insurance market through an actively managed portfolio of syndicate capacity. The Company's principal activity is to provide a limited liability investment for shareholders through participation in a portfolio of Lloyd's syndicates. It participates in the insurance business as an underwriting member of Lloyd's through wholly owned undertakings and investments in Limited Liability Vehicles (LLVs). The Company also provides syndicate research, advice on syndicate selection, and portfolio curation. Its core business purpose is to offer investors growth and returns from exposure to Lloyd's of London through investment income (dividends) and capital appreciation resulting from increases in NAV per share and share price.
64GF Score
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