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Helios UnderwritingLSE:HUW 55 PB Ratio is 0.85 as of Aug. 03, 2026, which is 9% below its 10-year median of 0.93. GuruFocus rates LSE:HUW with a GF Score™ of 55/100 and a GF Value™ of £2.72 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 496 Insurance companies, Helios Underwriting ranks better than 77.22% on this metric.
The historical rank and industry rank for Helios Underwriting's PB Ratio or its related term are showing as below:
LSE:HUW'
s PB Ratio Range Over the Past 10 Years
Min: 0.51 Med: 0.93 Max: 1.43
Current: 0.85
During the past 13 years, Helios Underwriting's highest PB Ratio was 1.43. The lowest was 0.51. And the median was 0.93.
LSE:HUW's PB Ratio is ranked better than 77.22% of 496
companies
in the Insurance industry
Industry Median: 1.395
vs LSE:HUW: 0.85
During the past 12 months, Helios Underwriting's average Book Value Per Share Growth Rate was 8.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 20.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 12.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Helios Underwriting was 20.30% per year. The lowest was -2.70% per year. And the median was 3.35% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Helios Underwriting PB Ratio Related Terms
Helios Underwriting PB Ratio Historical Data
* Premium members only.
The historical data trend for Helios Underwriting's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Helios Underwriting's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helios Underwriting PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Helios Underwriting's PB Ratio distribution charts can be found below:
* The bar in red indicates where Helios Underwriting's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Helios Underwriting (LSE:HUW) has a PB Ratio of 0.85 as of Aug. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Helios Underwriting and its competitors. This is near median its historical median of 0.93. Over the past decade, Helios Underwriting's PB Ratio has ranged from 0.51 to 1.43. According to the industry distribution chart, Helios Underwriting ranks #113 out of 496 companies in the Insurance industry, placing it in the top 22.8%.
Is Helios Underwriting's PB Ratio too high?
Helios Underwriting's current PB Ratio of 0.85 is near median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.43. The Insurance industry median PB Ratio is 1.40. Helios Underwriting's value of 0.85 is 39.1% below this industry median. Based on the distribution chart, Helios Underwriting ranks #113 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Helios Underwriting has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Helios Underwriting's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helios Underwriting ranks #113 out of 496 companies for PB Ratio. This places Helios Underwriting in the top 23% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. Helios Underwriting's value of 0.85 is 39.1% below this benchmark. Historically, Helios Underwriting's own PB Ratio has ranged from 0.51 to 1.43 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 1.40, Helios Underwriting has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helios Underwriting's current PB Ratio of 0.85 is 39.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Helios Underwriting and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helios Underwriting's current PB Ratio is 0.85, which is near median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helios Underwriting stock overvalued right now?
Based on GuruFocus' analysis, Helios Underwriting (LSE:HUW) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.72, compared to a current price of £2.23 — trading 18% below its estimated fair value. The current PB Ratio is 0.85, which is near median its 10-year median of 0.93 and 39.1% below the Insurance industry median of 1.40. Helios Underwriting's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Helios Underwriting (LSE:HUW), the current PB Ratio is 0.85 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helios Underwriting (LSE:HUW) Overvalued in 2026?
Based on GuruFocus' analysis, Helios Underwriting stock appears to be undervalued.
The current stock price of £2.23 is trading 18% below its estimated GF Value™ of £2.72.
GuruFocus considers Helios Underwriting to be Modestly Undervalued.
Key valuation signals for LSE:HUW:
PB Ratio: 0.85 (near median its 10-year median of 0.93)
GF Value™: £2.72 vs. price of £2.23 (18% below fair value)
Industry Position: 39.1% below the Insurance median (#113 of 496)
No single metric tells the full story. See the LSE:HUW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helios Underwriting PLC provides investors with exposure to the Lloyd's insurance market through an actively managed portfolio of syndicate capacity. The Company's principal activity is to provide a limited liability investment for shareholders through participation in a portfolio of Lloyd's syndicates. It participates in the insurance business as an underwriting member of Lloyd's through wholly owned undertakings and investments in Limited Liability Vehicles (LLVs). The Company also provides syndicate research, advice on syndicate selection, and portfolio curation. Its core business purpose is to offer investors growth and returns from exposure to Lloyd's of London through investment income (dividends) and capital appreciation resulting from increases in NAV per share and share price.
55GF Score
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