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Helios UnderwritingLSE:HUW -0.22%67 5-Year Yield-on-Cost % is 3.12 as of Aug. 21, 2026, which is 93% above its 10-year median of 1.62. GuruFocus rates LSE:HUW with a GF Score™ of 67/100 and a GF Value™ of £2.75 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 422 Insurance companies, Helios Underwriting ranks worse than 61.37% on this metric.
Helios Underwriting's yield on cost for the quarter that ended in Dec. 2025 was 3.12.
The historical rank and industry rank for Helios Underwriting's 5-Year Yield-on-Cost % or its related term are showing as below:
LSE:HUW'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.86 Med: 1.62 Max: 3.12
Current: 3.12
During the past 13 years, Helios Underwriting's highest Yield on Cost was 3.12. The lowest was 0.86. And the median was 1.62.
LSE:HUW's 5-Year Yield-on-Cost % is ranked worse than 61.37% of 422
companies
in the Insurance industry
Industry Median: 3.85
vs LSE:HUW: 3.12
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Helios Underwriting 5-Year Yield-on-Cost % Related Terms
LSE:HUW vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Helios Underwriting's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helios Underwriting 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Helios Underwriting's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Helios Underwriting's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Helios Underwriting (LSE:HUW) has a 5-Year Yield-on-Cost % of 3.12 as of Aug. 21, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Helios Underwriting and its competitors. This is 93% above median its historical median of 1.62. Over the past decade, Helios Underwriting's 5-Year Yield-on-Cost % has ranged from 0.86 to 3.12. According to the industry distribution chart, Helios Underwriting ranks #259 out of 422 companies in the Insurance industry, placing it in the top 61.4%.
Is Helios Underwriting's 5-Year Yield-on-Cost % too high?
Helios Underwriting's current 5-Year Yield-on-Cost % of 3.12 is 93% above median its 10-year median of 1.62. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 3.12. The Insurance industry median 5-Year Yield-on-Cost % is 3.85. Helios Underwriting's value of 3.12 is 19% below this industry median. Based on the distribution chart, Helios Underwriting ranks #259 out of 422 companies in the Insurance industry, which is below the industry midpoint. Overall, Helios Underwriting has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Helios Underwriting's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helios Underwriting ranks #259 out of 422 companies for 5-Year Yield-on-Cost %. This places Helios Underwriting in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. Helios Underwriting's value of 3.12 is 19% below this benchmark. Historically, Helios Underwriting's own 5-Year Yield-on-Cost % has ranged from 0.86 to 3.12 over the past decade. While the company's 10-year median is 1.62 vs. the industry median of 3.85, Helios Underwriting has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.85, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helios Underwriting's current 5-Year Yield-on-Cost % of 3.12 is 19% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Helios Underwriting and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helios Underwriting's current 5-Year Yield-on-Cost % is 3.12, which is 93% above median its own 10-year median of 1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helios Underwriting stock overvalued right now?
Based on GuruFocus' analysis, Helios Underwriting (LSE:HUW) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.75, compared to a current price of £2.24 — trading 18.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.12, which is 93% above median its 10-year median of 1.62 and 19% below the Insurance industry median of 3.85. Helios Underwriting's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Helios Underwriting (LSE:HUW), the current 5-Year Yield-on-Cost % is 3.12 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helios Underwriting (LSE:HUW) Overvalued in 2026?
Based on GuruFocus' analysis, Helios Underwriting stock appears to be undervalued.
The current stock price of £2.24 is trading 18.5% below its estimated GF Value™ of £2.75.
GuruFocus considers Helios Underwriting to be Modestly Undervalued.
Key valuation signals for LSE:HUW:
5-Year Yield-on-Cost %: 3.12 (93% above median its 10-year median of 1.62)
GF Value™: £2.75 vs. price of £2.24 (18.5% below fair value)
Industry Position: 19% below the Insurance median (#259 of 422)
No single metric tells the full story. See the LSE:HUW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helios Underwriting PLC provides investors with exposure to the Lloyd's insurance market through an actively managed portfolio of syndicate capacity. The Company's principal activity is to provide a limited liability investment for shareholders through participation in a portfolio of Lloyd's syndicates. It participates in the insurance business as an underwriting member of Lloyd's through wholly owned undertakings and investments in Limited Liability Vehicles (LLVs). The Company also provides syndicate research, advice on syndicate selection, and portfolio curation. Its core business purpose is to offer investors growth and returns from exposure to Lloyd's of London through investment income (dividends) and capital appreciation resulting from increases in NAV per share and share price.
67GF Score
Get the complete analysis for LSE:HUW
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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