Helios Underwriting (LSE:HUW) FCF Margin %: -9.57% (As of Dec. 2025)


LSE:HUW Helios Underwriting PLC LSE:HUW
65 GF Score
Price £2.12
GF Value £2.68
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Helios Underwriting FCF Margin %?

Helios Underwriting LSE:HUW 65 FCF Margin % is -9.57% as of Dec. 2025. GuruFocus rates LSE:HUW with a GF Score™ of 65/100 and a GF Value™ of £2.68 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 506 Insurance companies, Helios Underwriting ranks better than 93.87% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Helios Underwriting's Free Cash Flow for the six months ended in Dec. 2025 was £-2.30 Mil. Helios Underwriting's Revenue for the six months ended in Dec. 2025 was £24.04 Mil. Therefore, Helios Underwriting's FCF Margin % for the quarter that ended in Dec. 2025 was -9.57%.

As of today, Helios Underwriting's current FCF Yield % is 12.69%.

The historical rank and industry rank for Helios Underwriting's FCF Margin % or its related term are showing as below:

LSE:HUW' s FCF Margin % Range Over the Past 10 Years
Min: -30.57   Med: -2.76   Max: 53.43
Current: 53.43


During the past 13 years, the highest FCF Margin % of Helios Underwriting was 53.43%. The lowest was -30.57%. And the median was -2.76%.

LSE:HUW's FCF Margin % is ranked better than
93.87% of 506 companies
in the Insurance industry
Industry Median: 8.965 vs LSE:HUW: 53.43


Helios Underwriting FCF Margin % Related Terms


Helios Underwriting FCF Margin % Historical Data

* Premium members only.

The historical data trend for Helios Underwriting's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Helios Underwriting FCF Margin % Chart

Helios Underwriting Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -30.57 -18.56 1.26 -10.27 53.43

Helios Underwriting Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -23.21 -61.45 6.90 201.41 -9.57

LSE:HUW vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Helios Underwriting's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Helios Underwriting FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Helios Underwriting's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Helios Underwriting's FCF Margin % falls into.


LSE:HUW
65GF Score
Helios Underwriting PLC LSE:HUW
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Helios Underwriting FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Helios Underwriting's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=18.316/34.279
=53.43 %

Helios Underwriting's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-2.3/24.043
=-9.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -9.57% mean?
Helios Underwriting (LSE:HUW) has a FCF Margin % of -9.57% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Helios Underwriting and its competitors. According to the industry distribution chart, Helios Underwriting ranks #31 out of 506 companies in the Insurance industry, placing it in the top 6.1%.
Is Helios Underwriting's FCF Margin % too high?
Helios Underwriting's current FCF Margin % is -9.57%. Based on the distribution chart, Helios Underwriting ranks #31 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Helios Underwriting has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Helios Underwriting's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helios Underwriting ranks #31 out of 506 companies for FCF Margin %. This places Helios Underwriting in the top 6% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 8.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Helios Underwriting and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helios Underwriting's current FCF Margin % is -9.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helios Underwriting stock overvalued right now?
Based on GuruFocus' analysis, Helios Underwriting (LSE:HUW) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.68, compared to a current price of £2.12 — trading 21.1% below its estimated fair value. The current FCF Margin % is -9.57%. Helios Underwriting's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Helios Underwriting (LSE:HUW), the current FCF Margin % is -9.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Helios Underwriting (LSE:HUW) Overvalued in 2026?

Based on GuruFocus' analysis, Helios Underwriting stock appears to be undervalued. The current stock price of £2.12 is trading 21.1% below its estimated GF Value™ of £2.68. GuruFocus considers Helios Underwriting to be Modestly Undervalued.

Key valuation signals for LSE:HUW:

  • FCF Margin %: -9.57%
  • GF Value™: £2.68 vs. price of £2.12 (21.1% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the LSE:HUW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Helios Underwriting Business Description

Address 33 Cornhill, 1st Floor, London, GBR, EC3V 3ND
Helios Underwriting PLC provides investors with exposure to the Lloyd's insurance market through an actively managed portfolio of syndicate capacity. The Company's principal activity is to provide a limited liability investment for shareholders through participation in a portfolio of Lloyd's syndicates. It participates in the insurance business as an underwriting member of Lloyd's through wholly owned undertakings and investments in Limited Liability Vehicles (LLVs). The Company also provides syndicate research, advice on syndicate selection, and portfolio curation. Its core business purpose is to offer investors growth and returns from exposure to Lloyd's of London through investment income (dividends) and capital appreciation resulting from increases in NAV per share and share price.
65GF Score

Get the complete analysis for LSE:HUW

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£2.12
Price
£2.68
GF Value