Unilever Nigeria (NSA:LEVBROS) Effective Interest Rate on Debt %: -38.24% (As of Dec. 2025)

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NSA:LEVBROS Unilever Nigeria PLC NSA:LEVBROS
88 GF Score
Price ₦121.00
GF Value ₦52.11
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Unilever Nigeria Effective Interest Rate on Debt %?

Unilever Nigeria NSA:LEVBROS 88 Effective Interest Rate on Debt % is -38.24% as of Dec. 2025. GuruFocus rates NSA:LEVBROS with a GF Score™ of 88/100 and a GF Value™ of ₦52.11 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Unilever Nigeria's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was ₦-889 Mil. Unilever Nigeria's average total debt for the quarter that ended in Dec. 2025 was ₦2,326 Mil. Therefore, Unilever Nigeria's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was -38.24%.


Unilever Nigeria  (NSA:LEVBROS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Unilever Nigeria Effective Interest Rate on Debt % Related Terms


Unilever Nigeria Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Unilever Nigeria's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unilever Nigeria Effective Interest Rate on Debt % Chart

Unilever Nigeria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.72 7.60 35.54 51.63 11.44

Unilever Nigeria Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -25.52 158.09 0.00 37.82 -38.24

NSA:LEVBROS vs PG, CL, KVUE: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, Unilever Nigeria's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unilever Nigeria Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Unilever Nigeria's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Unilever Nigeria's Effective Interest Rate on Debt % falls into.


NSA:LEVBROS
88GF Score
Unilever Nigeria PLC NSA:LEVBROS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Unilever Nigeria Effective Interest Rate on Debt % Calculation

Unilever Nigeria's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -488.082/( (6285.145+2251.385)/ 2 )
=-1  *  -488.082/4268.265
=11.44 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3043.278 + 3241.867
=6285.145

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2251.385 + 0
=2251.385

Unilever Nigeria's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  889.28/( (2399.911+2251.385)/ 2 )
=-1  *  889.28/2325.648
=-38.24 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2399.911 + 0
=2399.911

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2251.385 + 0
=2251.385

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -38.24% mean?
Unilever Nigeria (NSA:LEVBROS) has a Effective Interest Rate on Debt % of -38.24% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Unilever Nigeria and its competitors.
Is Unilever Nigeria's Effective Interest Rate on Debt % too high?
Unilever Nigeria's current Effective Interest Rate on Debt % is -38.24%. Overall, Unilever Nigeria has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unilever Nigeria's Effective Interest Rate on Debt % compare to PG and CL?
Unilever Nigeria's Effective Interest Rate on Debt % of -38.24% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Unilever Nigeria and its competitors. Unilever Nigeria's current Effective Interest Rate on Debt % is -38.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unilever Nigeria stock overvalued right now?
Based on GuruFocus' analysis, Unilever Nigeria (NSA:LEVBROS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦52.11, compared to a current price of ₦121.00 — trading 132.2% above its estimated fair value. The current Effective Interest Rate on Debt % is -38.24%. Unilever Nigeria's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Unilever Nigeria (NSA:LEVBROS), the current Effective Interest Rate on Debt % is -38.24% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unilever Nigeria (NSA:LEVBROS) Overvalued in 2026?

Based on GuruFocus' analysis, Unilever Nigeria stock appears to be overvalued. The current stock price of ₦121.00 is trading 132.2% above its estimated GF Value™ of ₦52.11. GuruFocus considers Unilever Nigeria to be Significantly Overvalued.

Key valuation signals for NSA:LEVBROS:

  • Effective Interest Rate on Debt %: -38.24%
  • GF Value™: ₦52.11 vs. price of ₦121.00 (132.2% above fair value)
  • GF Score™: 88/100 with 1 warning sign

No single metric tells the full story. See the NSA:LEVBROS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unilever Nigeria Business Description

Address 1 Billings Way, P.O. Box 1063, Oregun, Ikeja, Lagos, NGA
Unilever Nigeria PLC is principally involved in the manufacture and marketing of Nutrition, Beauty & Wellbeing, and Personal Care products. It has manufacturing sites in Oregun, Lagos State, and Agbara, Ogun State. The company's operating segments are: Foods, Personal Care, and Beauty & Wellbeing. Maximum revenue is generated from the Foods segment, which includes the sale of savoury products. The Personal Care segment includes the sale of oral care and deodorant products, and the Beauty & Wellbeing segment includes sales of skin care products. Geographically, the company generates maximum revenue from its business in Nigeria, and to a lesser extent, also exports its products to other countries.
88GF Score

Get the complete analysis for NSA:LEVBROS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦121.00
Price
₦52.11
GF Value