OILRF (Oil Refineries) Effective Interest Rate on Debt %: 8.05% (As of Mar. 2026)


OILRF Oil Refineries Ltd OILRF
44 GF Score
Price $0.51
GF Value $0.24
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Oil Refineries Effective Interest Rate on Debt %?

Oil Refineries OILRF +7.05% 44 Effective Interest Rate on Debt % is 8.05% as of Mar. 2026. GuruFocus rates OILRF with a GF Score™ of 44/100 and a GF Value™ of $0.24 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Oil Refineries's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $108 Mil. Oil Refineries's average total debt for the quarter that ended in Mar. 2026 was $1,342 Mil. Therefore, Oil Refineries's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.05%.


Oil Refineries  (OTCPK:OILRF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Oil Refineries Effective Interest Rate on Debt % Related Terms


Oil Refineries Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Oil Refineries's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oil Refineries Effective Interest Rate on Debt % Chart

Oil Refineries Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.66 7.06 8.02 8.45 7.72

Oil Refineries Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.72 9.53 8.95 6.26 8.05

OILRF vs VLO, MPC, PSX: Effective Interest Rate on Debt % Comparison

For the Oil & Gas Refining & Marketing subindustry, Oil Refineries's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oil Refineries Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Oil Refineries's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Oil Refineries's Effective Interest Rate on Debt % falls into.


OILRF
44GF Score
Oil Refineries Ltd OILRF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Oil Refineries Effective Interest Rate on Debt % Calculation

Oil Refineries's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -103/( (1262+1407)/ 2 )
=-1  *  -103/1334.5
=7.72 %

where

Oil Refineries's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -108/( (1407+1276)/ 2 )
=-1  *  -108/1341.5
=8.05 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.05% mean?
Oil Refineries (OILRF) has a Effective Interest Rate on Debt % of 8.05% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Oil Refineries and its competitors.
Is Oil Refineries' Effective Interest Rate on Debt % too high?
Oil Refineries' current Effective Interest Rate on Debt % is 8.05%. Overall, Oil Refineries has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oil Refineries' Effective Interest Rate on Debt % compare to VLO and MPC?
Oil Refineries' Effective Interest Rate on Debt % of 8.05% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Oil Refineries and its competitors. Oil Refineries's current Effective Interest Rate on Debt % is 8.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oil Refineries stock overvalued right now?
Based on GuruFocus' analysis, Oil Refineries (OILRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.24, compared to a current price of $0.51 — trading 112.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.05%. Oil Refineries' overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Oil Refineries (OILRF), the current Effective Interest Rate on Debt % is 8.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oil Refineries (OILRF) Overvalued in 2026?

Based on GuruFocus' analysis, Oil Refineries stock appears to be overvalued. The current stock price of $0.51 is trading 112.5% above its estimated GF Value™ of $0.24. GuruFocus considers Oil Refineries to be Significantly Overvalued.

Key valuation signals for OILRF:

  • Effective Interest Rate on Debt %: 8.05%
  • GF Value™: $0.24 vs. price of $0.51 (112.5% above fair value)
  • GF Score™: 44/100 with 7 warning signs

No single metric tells the full story. See the OILRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oil Refineries Business Description

Industry EnergyOil & Gas
Other Exchanges ORL:Israel
Address P.O. Box 4, Haifa, ISR, 310001
Oil Refineries Ltd (ORL), also known as Bazan Group, engages in the production of fuel products. It also manufactures raw materials for the petrochemical industry and materials for the plastic industry, including oils, wax, and accompanying products. The company also provides power and water (mainly electricity and steam) services to a number of industries located near the refinery in Israel. The variety of products refined by ORL is used in industrial operations, transportation, private consumption, agriculture, and infrastructures. ORL plays a key role in Israel's refinery complex, with a major portion of refined products going to local consumption. Although the majority of operations are consumed by refining, ORL is also active in polymer and aromatic production through subsidiaries.
44GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.51
Price
$0.24
GF Value