Williams-Sonoma (STU:WM1) Effective Interest Rate on Debt %: 0.00% (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:WM1 Williams-Sonoma Inc STU:WM1
90 GF Score
Price €196.35
GF Value €152.34
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Williams-Sonoma Effective Interest Rate on Debt %?

Williams-Sonoma STU:WM1 -1.65% 90 Effective Interest Rate on Debt % is 0.00% as of Apr. 2026. GuruFocus rates STU:WM1 with a GF Score™ of 90/100 and a GF Value™ of €152.34 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Williams-Sonoma's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was €0 Mil. Williams-Sonoma's average total debt for the quarter that ended in Apr. 2026 was €1,258 Mil. Therefore, Williams-Sonoma's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 0.00%.


Williams-Sonoma  (STU:WM1) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Williams-Sonoma Effective Interest Rate on Debt % Related Terms


Williams-Sonoma Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Williams-Sonoma's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Williams-Sonoma Effective Interest Rate on Debt % Chart

Williams-Sonoma Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.00 0.00 0.00 0.00

Williams-Sonoma Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

STU:WM1 vs CASY, DKS, ULTA: Effective Interest Rate on Debt % Comparison

For the Specialty Retail subindustry, Williams-Sonoma's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Williams-Sonoma Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Williams-Sonoma's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Williams-Sonoma's Effective Interest Rate on Debt % falls into.


STU:WM1
90GF Score
Williams-Sonoma Inc STU:WM1
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Williams-Sonoma Effective Interest Rate on Debt % Calculation

Williams-Sonoma's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  0/( (1301.506+1239.826)/ 2 )
=-1  *  0/1270.666
=0.00 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1075.288 + 226.218
=1301.506

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1051.452 + 188.374
=1239.826

Williams-Sonoma's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  0/( (1239.826+1276.997)/ 2 )
=-1  *  0/1258.4115
=0.00 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1051.452 + 188.374
=1239.826

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1093.044 + 183.953
=1276.997

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Williams-Sonoma (STU:WM1) has a Effective Interest Rate on Debt % of 0.00% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Williams-Sonoma and its competitors.
Is Williams-Sonoma's Effective Interest Rate on Debt % too high?
Williams-Sonoma's current Effective Interest Rate on Debt % is 0.00%. Overall, Williams-Sonoma has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Williams-Sonoma's Effective Interest Rate on Debt % compare to CASY and DKS?
Williams-Sonoma's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Williams-Sonoma and its competitors. Williams-Sonoma's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Williams-Sonoma stock overvalued right now?
Based on GuruFocus' analysis, Williams-Sonoma (STU:WM1) is currently considered Modestly Overvalued. The stock's GF Value™ is €152.34, compared to a current price of €196.35 — trading 28.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Williams-Sonoma's overall GF Score™ is 90/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Williams-Sonoma (STU:WM1), the current Effective Interest Rate on Debt % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Williams-Sonoma (STU:WM1) Overvalued in 2026?

Based on GuruFocus' analysis, Williams-Sonoma stock appears to be overvalued. The current stock price of €196.35 is trading 28.9% above its estimated GF Value™ of €152.34. GuruFocus considers Williams-Sonoma to be Modestly Overvalued.

Key valuation signals for STU:WM1:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: €152.34 vs. price of €196.35 (28.9% above fair value)
  • GF Score™: 90/100 with 6 warning signs

No single metric tells the full story. See the STU:WM1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Williams-Sonoma Business Description

Address 3250 Van Ness Avenue, San Francisco, CA, USA, 94109
With a retail and direct-to-consumer presence, Williams-Sonoma is a player in the nearly $300 billion domestic home category and $450 billion international home market, focused on expanding its exposure in the B2B ($80 billion total addressable market), marketplace, and franchise areas. Namesake Williams-Sonoma (153 stores) offers high-end cooking essentials, while Pottery Barn (180) provides casual home accessories. West Elm (116) is an emerging concept for young professionals, and Rejuvenation (13) offers lighting and house parts. Brand extensions include Pottery Barn Kids and Pottery Barn Teen (43) as well as Mark & Graham and GreenRow. Williams-Sonoma also has a business-to-business team that supports projects that range from residential to large-scale commercial.
90GF Score

Get the complete analysis for STU:WM1

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€196.35
Price
€152.34
GF Value