SWRBY (Swire Pacific) Effective Interest Rate on Debt %: 2.82% (As of Dec. 2025)


SWRBY Swire Pacific Ltd SWRBY
62 GF Score
Price $8.25
GF Value $2.80
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Swire Pacific Effective Interest Rate on Debt %?

Swire Pacific SWRBY 62 Effective Interest Rate on Debt % is 2.82% as of Dec. 2025. GuruFocus rates SWRBY with a GF Score™ of 62/100 and a GF Value™ of $2.80 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Swire Pacific's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $356 Mil. Swire Pacific's average total debt for the quarter that ended in Dec. 2025 was $12,628 Mil. Therefore, Swire Pacific's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.82%.


Swire Pacific  (OTCPK:SWRBY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Swire Pacific Effective Interest Rate on Debt % Related Terms


Swire Pacific Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Swire Pacific's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swire Pacific Effective Interest Rate on Debt % Chart

Swire Pacific Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.47 2.16 3.22 3.16 2.96

Swire Pacific Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.01 3.06 3.25 2.85 2.82

SWRBY vs HON, MMM: Effective Interest Rate on Debt % Comparison

For the Conglomerates subindustry, Swire Pacific's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swire Pacific Effective Interest Rate on Debt % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Swire Pacific's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Swire Pacific's Effective Interest Rate on Debt % falls into.


SWRBY
62GF Score
Swire Pacific Ltd SWRBY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Swire Pacific Effective Interest Rate on Debt % Calculation

Swire Pacific's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -362.174/( (12428.538+12024.728)/ 2 )
=-1  *  -362.174/12226.633
=2.96 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10283.016 + 2145.522
=12428.538

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9697.975 + 2326.753
=12024.728

Swire Pacific's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -356.004/( (13230.385+12024.728)/ 2 )
=-1  *  -356.004/12627.5565
=2.82 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10379.048 + 2851.337
=13230.385

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9697.975 + 2326.753
=12024.728

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.82% mean?
Swire Pacific (SWRBY) has a Effective Interest Rate on Debt % of 2.82% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Swire Pacific and its competitors.
Is Swire Pacific's Effective Interest Rate on Debt % too high?
Swire Pacific's current Effective Interest Rate on Debt % is 2.82%. Overall, Swire Pacific has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swire Pacific's Effective Interest Rate on Debt % compare to HON and MMM?
Swire Pacific's Effective Interest Rate on Debt % of 2.82% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Swire Pacific and its competitors. Swire Pacific's current Effective Interest Rate on Debt % is 2.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swire Pacific stock overvalued right now?
Based on GuruFocus' analysis, Swire Pacific (SWRBY) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.80, compared to a current price of $8.25 — trading 194.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.82%. Swire Pacific's overall GF Score™ is 62/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Swire Pacific (SWRBY), the current Effective Interest Rate on Debt % is 2.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swire Pacific (SWRBY) Overvalued in 2026?

Based on GuruFocus' analysis, Swire Pacific stock appears to be overvalued. The current stock price of $8.25 is trading 194.6% above its estimated GF Value™ of $2.80. GuruFocus considers Swire Pacific to be Significantly Overvalued.

Key valuation signals for SWRBY:

  • Effective Interest Rate on Debt %: 2.82%
  • GF Value™: $2.80 vs. price of $8.25 (194.6% above fair value)
  • GF Score™: 62/100 with 10 warning signs

No single metric tells the full story. See the SWRBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swire Pacific Business Description

Address 88 Queensway, GPO Box 1, 33rd Floor, One Pacific Place, Hong Kong, HKG
Swire Pacific is a Hong Kong-based conglomerate with interests in property, aviation, beverage, trading, and industrials. The property division, an 82% stake in Swire Properties, contributes more than half of the group's operating profit. The beverage division is one of two Coca-Cola bottlers in mainland China and also a bottler in Hong Kong, Taiwan, Thailand, Laos, Vietnam, and Cambodia. The aviation division consists of Haeco, an aircraft engineering company, and a 45% stake in Cathay Pacific. John Swire & Sons, the parent company, holds a 64% stake in Swire Pacific but has 71% of the voting rights through a dual-class share structure.
62GF Score

Get the complete analysis for SWRBY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.25
Price
$2.80
GF Value