SWRBY (Swire Pacific) Interest Coverage: 3.60 (As of Dec. 2025) — 22% Below Median


SWRBY Swire Pacific Ltd SWRBY
62 GF Score
Price $8.25
GF Value $2.86
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Swire Pacific Interest Coverage?

Swire Pacific SWRBY 62 Interest Coverage is 3.60 as of Dec. 2025, which is 22% below its 10-year median of 4.63. GuruFocus rates SWRBY with a GF Score™ of 62/100 and a GF Value™ of $2.86 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 427 Conglomerates companies, Swire Pacific ranks worse than 60.42% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Swire Pacific's Operating Income for the six months ended in Dec. 2025 was $641 Mil. Swire Pacific's Interest Expense for the six months ended in Dec. 2025 was $-178 Mil. Swire Pacific's interest coverage for the quarter that ended in Dec. 2025 was 3.60. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Swire Pacific's Interest Coverage or its related term are showing as below:

SWRBY' s Interest Coverage Range Over the Past 10 Years
Min: 3.55   Med: 4.63   Max: 7.06
Current: 3.81


SWRBY's Interest Coverage is ranked worse than
60.42% of 427 companies
in the Conglomerates industry
Industry Median: 5.29 vs SWRBY: 3.81

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Swire Pacific  (OTCPK:SWRBY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Swire Pacific Interest Coverage Related Terms


Swire Pacific Interest Coverage Historical Data

* Premium members only.

The historical data trend for Swire Pacific's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Swire Pacific Interest Coverage Chart

Swire Pacific Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.89 7.06 4.76 3.55 3.81

Swire Pacific Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.16 4.37 2.88 4.01 3.60

SWRBY vs HON, MMM: Interest Coverage Comparison

For the Conglomerates subindustry, Swire Pacific's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swire Pacific Interest Coverage vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Swire Pacific's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Swire Pacific's Interest Coverage falls into.


SWRBY
62GF Score
Swire Pacific Ltd SWRBY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swire Pacific Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Swire Pacific's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Swire Pacific's Interest Expense was $-362 Mil. Its Operating Income was $1,380 Mil. And its Long-Term Debt & Capital Lease Obligation was $9,698 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1380.064/-362.174
=3.81

Swire Pacific's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Swire Pacific's Interest Expense was $-178 Mil. Its Operating Income was $641 Mil. And its Long-Term Debt & Capital Lease Obligation was $9,698 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*641.322/-178.002
=3.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.60 mean?
Swire Pacific (SWRBY) has a Interest Coverage of 3.60 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Swire Pacific and its competitors. This is 22% below median its historical median of 4.63. Over the past decade, Swire Pacific's Interest Coverage has ranged from 3.55 to 7.06. According to the industry distribution chart, Swire Pacific ranks #258 out of 427 companies in the Conglomerates industry, placing it in the top 60.4%.
Is Swire Pacific's Interest Coverage too high?
Swire Pacific's current Interest Coverage of 3.60 is 22% below median its 10-year median of 4.63. Over the past 10 years, this metric has ranged from a low of 3.55 to a high of 7.06. The Conglomerates industry median Interest Coverage is 5.29. Swire Pacific's value of 3.60 is 31.9% below this industry median. Based on the distribution chart, Swire Pacific ranks #258 out of 427 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Swire Pacific has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swire Pacific's Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Swire Pacific ranks #258 out of 427 companies for Interest Coverage. This places Swire Pacific in the lower half of its industry. The industry median Interest Coverage is 5.29. Swire Pacific's value of 3.60 is 31.9% below this benchmark. Historically, Swire Pacific's own Interest Coverage has ranged from 3.55 to 7.06 over the past decade. While the company's 10-year median is 4.63 vs. the industry median of 5.29, Swire Pacific has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.29, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swire Pacific's current Interest Coverage of 3.60 is 31.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Swire Pacific and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swire Pacific's current Interest Coverage is 3.60, which is 22% below median its own 10-year median of 4.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swire Pacific stock overvalued right now?
Based on GuruFocus' analysis, Swire Pacific (SWRBY) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.86, compared to a current price of $8.25 — trading 188.5% above its estimated fair value. The current Interest Coverage is 3.60, which is 22% below median its 10-year median of 4.63 and 31.9% below the Conglomerates industry median of 5.29. Swire Pacific's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Swire Pacific (SWRBY), the current Interest Coverage is 3.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swire Pacific (SWRBY) Overvalued in 2026?

Based on GuruFocus' analysis, Swire Pacific stock appears to be overvalued. The current stock price of $8.25 is trading 188.5% above its estimated GF Value™ of $2.86. GuruFocus considers Swire Pacific to be Significantly Overvalued.

Key valuation signals for SWRBY:

  • Interest Coverage: 3.60 (22% below median its 10-year median of 4.63)
  • GF Value™: $2.86 vs. price of $8.25 (188.5% above fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 31.9% below the Conglomerates median (#258 of 427)

No single metric tells the full story. See the SWRBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swire Pacific Business Description

Address 88 Queensway, GPO Box 1, 33rd Floor, One Pacific Place, Hong Kong, HKG
Swire Pacific is a Hong Kong-based conglomerate with interests in property, aviation, beverage, trading, and industrials. The property division, an 82% stake in Swire Properties, contributes more than half of the group's operating profit. The beverage division is one of two Coca-Cola bottlers in mainland China and also a bottler in Hong Kong, Taiwan, Thailand, Laos, Vietnam, and Cambodia. The aviation division consists of Haeco, an aircraft engineering company, and a 45% stake in Cathay Pacific. John Swire & Sons, the parent company, holds a 64% stake in Swire Pacific but has 71% of the voting rights through a dual-class share structure.
62GF Score

Get the complete analysis for SWRBY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.25
Price
$2.86
GF Value