Grupa Virtus (WAR:GVT) Effective Interest Rate on Debt %: 13,600.00% (As of Mar. 2026)


WAR:GVT Grupa Virtus SA WAR:GVT
26 GF Score
Price zł1.25
! 4 Warning Signs
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What is Grupa Virtus Effective Interest Rate on Debt %?

Grupa Virtus WAR:GVT -3.11% 26 Effective Interest Rate on Debt % is 13,600.00% as of Mar. 2026. GuruFocus rates WAR:GVT with a GF Score™ of 26/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Grupa Virtus's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was zł0.14 Mil. Grupa Virtus's average total debt for the quarter that ended in Mar. 2026 was zł0.00 Mil. Therefore, Grupa Virtus's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 13,600.00%.


Grupa Virtus  (WAR:GVT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Grupa Virtus Effective Interest Rate on Debt % Related Terms


Grupa Virtus Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Grupa Virtus's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupa Virtus Effective Interest Rate on Debt % Chart

Grupa Virtus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.35 0.00 13.45 2.54 23.49

Grupa Virtus Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -71.56 51.66 -52.84 0.00 13,600.00

WAR:GVT vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, Grupa Virtus's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupa Virtus Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Grupa Virtus's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Grupa Virtus's Effective Interest Rate on Debt % falls into.


WAR:GVT
26GF Score
Grupa Virtus SA WAR:GVT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupa Virtus Effective Interest Rate on Debt % Calculation

Grupa Virtus's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.078/( (0.663+0.001)/ 2 )
=-1  *  -0.078/0.332
=23.49 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.129 + 0.534
=0.663

Grupa Virtus's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.136/( (0.001+0)/ 1 )
=-1  *  -0.136/0.001
=13,600.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 13,600.00% mean?
Grupa Virtus (WAR:GVT) has a Effective Interest Rate on Debt % of 13,600.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grupa Virtus and its competitors.
Is Grupa Virtus' Effective Interest Rate on Debt % too high?
Grupa Virtus' current Effective Interest Rate on Debt % is 13,600.00%. Overall, Grupa Virtus has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Grupa Virtus' Effective Interest Rate on Debt % compare to V and MA?
Grupa Virtus' Effective Interest Rate on Debt % of 13,600.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grupa Virtus and its competitors. Grupa Virtus's current Effective Interest Rate on Debt % is 13,600.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupa Virtus stock overvalued right now?
Grupa Virtus (WAR:GVT) has a current Effective Interest Rate on Debt % of 13,600.00%. The current Effective Interest Rate on Debt % is 13,600.00%. Grupa Virtus' overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Grupa Virtus (WAR:GVT), the current Effective Interest Rate on Debt % is 13,600.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Grupa Virtus Business Description

Address ul. Krakqwskie Przedmiescie 13, Warsaw, POL, 00-071
Grupa Virtus SA focused on providing specialized financing services for the defense sector. Its business is based on the financial operator model, whose mission is to support companies implementing key projects for national security from production financing, through technological investments, to the implementation of contracts for public and private entities. The group conducts business based on the highest standards of quality and safety. It consistently obtains the licenses, certificates, and attestations required for collaboration with the defense sector, including AQAP, ISO 9001, WSK, ISO 27001, ISO 37001, and NCAGE identification.
26GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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