Grupa Virtus (WAR:GVT) Quick Ratio: 1.23 (As of Mar. 2026) — 15% Below Median


WAR:GVT Grupa Virtus SA WAR:GVT
24 GF Score
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! 4 Warning Signs
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What is Grupa Virtus Quick Ratio?

Grupa Virtus WAR:GVT +6.16% 24 Quick Ratio is 1.23 as of Mar. 2026, which is 15% below its 10-year median of 1.45. GuruFocus rates WAR:GVT with a GF Score™ of 24/100. The stock has 4 warning signs investors should review. Among 394 Credit Services companies, Grupa Virtus ranks worse than 79.7% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Grupa Virtus's quick ratio for the quarter that ended in Mar. 2026 was 1.23.

Grupa Virtus has a quick ratio of 1.23. It generally indicates good short-term financial strength.

The historical rank and industry rank for Grupa Virtus's Quick Ratio or its related term are showing as below:

WAR:GVT' s Quick Ratio Range Over the Past 10 Years
Min: 0.06   Med: 1.45   Max: 9.09
Current: 1.23

During the past 13 years, Grupa Virtus's highest Quick Ratio was 9.09. The lowest was 0.06. And the median was 1.45.

WAR:GVT's Quick Ratio is ranked worse than
79.7% of 394 companies
in the Credit Services industry
Industry Median: 4.93 vs WAR:GVT: 1.23

Grupa Virtus  (WAR:GVT) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Grupa Virtus Quick Ratio Related Terms


Grupa Virtus Quick Ratio Historical Data

* Premium members only.

The historical data trend for Grupa Virtus's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupa Virtus Quick Ratio Chart

Grupa Virtus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.89 2.07 1.96 3.09 9.09

Grupa Virtus Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.09 2.56 1.48 9.09 1.23

WAR:GVT vs V, MA, AXP: Quick Ratio Comparison

For the Credit Services subindustry, Grupa Virtus's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupa Virtus Quick Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Grupa Virtus's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Grupa Virtus's Quick Ratio falls into.


WAR:GVT
24GF Score
Grupa Virtus SA WAR:GVT
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupa Virtus Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Grupa Virtus's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(1.491-0)/0.164
=9.09

Grupa Virtus's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(5.391-0)/4.379
=1.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.23 mean?
Grupa Virtus (WAR:GVT) has a Quick Ratio of 1.23 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Grupa Virtus and its competitors. This is 15% below median its historical median of 1.45. Over the past decade, Grupa Virtus' Quick Ratio has ranged from 0.06 to 9.09. According to the industry distribution chart, Grupa Virtus ranks #314 out of 394 companies in the Credit Services industry, placing it in the top 79.7%.
Is Grupa Virtus' Quick Ratio too high?
Grupa Virtus' current Quick Ratio of 1.23 is 15% below median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 9.09. The Credit Services industry median Quick Ratio is 4.93. Grupa Virtus' value of 1.23 is 75.1% below this industry median. Based on the distribution chart, Grupa Virtus ranks #314 out of 394 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Grupa Virtus has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Grupa Virtus' Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Grupa Virtus ranks #314 out of 394 companies for Quick Ratio. This places Grupa Virtus in the lower half of its industry. The industry median Quick Ratio is 4.93. Grupa Virtus' value of 1.23 is 75.1% below this benchmark. Historically, Grupa Virtus' own Quick Ratio has ranged from 0.06 to 9.09 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 4.93, Grupa Virtus has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.93, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupa Virtus's current Quick Ratio of 1.23 is 75.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Grupa Virtus and its competitors. For the Credit Services industry, the median Quick Ratio is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupa Virtus's current Quick Ratio is 1.23, which is 15% below median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupa Virtus stock overvalued right now?
Grupa Virtus (WAR:GVT) has a current Quick Ratio of 1.23. The current Quick Ratio is 1.23, which is 15% below median its 10-year median of 1.45 and 75.1% below the Credit Services industry median of 4.93. Grupa Virtus' overall GF Score™ is 24/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Grupa Virtus (WAR:GVT), the current Quick Ratio is 1.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Grupa Virtus Business Description

Address ul. Krakqwskie Przedmiescie 13, Warsaw, POL, 00-071
Grupa Virtus SA focused on providing specialized financing services for the defense sector. Its business is based on the financial operator model, whose mission is to support companies implementing key projects for national security from production financing, through technological investments, to the implementation of contracts for public and private entities. The group conducts business based on the highest standards of quality and safety. It consistently obtains the licenses, certificates, and attestations required for collaboration with the defense sector, including AQAP, ISO 9001, WSK, ISO 27001, ISO 37001, and NCAGE identification.
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