Grupa VirtusWAR:GVT +3.96%24 ROA % is -36.61% as of Mar. 2026. GuruFocus rates WAR:GVT with a GF Score™ of 24/100. The stock has 4 warning signs investors should review. Among 546 Credit Services companies, Grupa Virtus ranks worse than 93.41% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Grupa Virtus's annualizedNet Income for the quarter that ended in Mar. 2026 was zł-1.26 Mil.
Grupa Virtus's average Total Assets over the quarter that ended in Mar. 2026 was zł3.44 Mil. Therefore, Grupa Virtus's annualized ROA % for the quarter that ended in Mar. 2026 was -36.61%.
The historical rank and industry rank for Grupa Virtus's ROA % or its related term are showing as below:
WAR:GVT'
s ROA % Range Over the Past 10 Years
Min: -79.24 Med: -30.54 Max: 34.74
Current: -13.37
During the past 13 years, Grupa Virtus's highest ROA % was 34.74%. The lowest was -79.24%. And the median was -30.54%.
WAR:GVT's ROA % is ranked worse than 93.41% of 546
companies
in the Credit Services industry
Industry Median: 1.93
vs WAR:GVT: -13.37
Grupa Virtus (WAR:GVT) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Grupa Virtus ROA % Related Terms
Grupa Virtus ROA % Historical Data
* Premium members only.
The historical data trend for Grupa Virtus's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Grupa Virtus's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupa Virtus ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grupa Virtus's ROA % distribution charts can be found below:
* The bar in red indicates where Grupa Virtus's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Grupa Virtus (WAR:GVT) has a ROA % of -36.61% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupa Virtus and its competitors. According to the industry distribution chart, Grupa Virtus ranks #510 out of 546 companies in the Credit Services industry, placing it in the top 93.4%.
Is Grupa Virtus' ROA % too high?
Grupa Virtus' current ROA % is -36.61%. Based on the distribution chart, Grupa Virtus ranks #510 out of 546 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Grupa Virtus has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Grupa Virtus' ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Grupa Virtus ranks #510 out of 546 companies for ROA %. This places Grupa Virtus in the lower half of its industry. The industry median ROA % is 1.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.93, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupa Virtus and its competitors. For the Credit Services industry, the median ROA % is 1.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupa Virtus's current ROA % is -36.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupa Virtus stock overvalued right now?
Grupa Virtus (WAR:GVT) has a current ROA % of -36.61%. The current ROA % is -36.61%. Grupa Virtus' overall GF Score™ is 24/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Grupa Virtus (WAR:GVT), the current ROA % is -36.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Grupa Virtus SA focused on providing specialized financing services for the defense sector. Its business is based on the financial operator model, whose mission is to support companies implementing key projects for national security from production financing, through technological investments, to the implementation of contracts for public and private entities. The group conducts business based on the highest standards of quality and safety. It consistently obtains the licenses, certificates, and attestations required for collaboration with the defense sector, including AQAP, ISO 9001, WSK, ISO 27001, ISO 37001, and NCAGE identification.
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