Dunav Re a.d (XBEL:DNREM) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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XBEL:DNREM Dunav Re a.d XBEL:DNREM
68 GF Score
Price RSD7,600.00
GF Value RSD5,124.22
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Dunav Re a.d Effective Interest Rate on Debt %?

Dunav Re a.d XBEL:DNREM 68 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates XBEL:DNREM with a GF Score™ of 68/100 and a GF Value™ of RSD5,124.22 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Dunav Re a.d's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was RSD64 Mil. Dunav Re a.d's average total debt for the quarter that ended in Dec. 2025 was RSD0 Mil. Therefore, Dunav Re a.d's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was N/A%.


Dunav Re a.d  (XBEL:DNREM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Dunav Re a.d Effective Interest Rate on Debt % Related Terms


Dunav Re a.d Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Dunav Re a.d's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav Re a.d Effective Interest Rate on Debt % Chart

Dunav Re a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.21 13.84 929.73 0.00 0.00

Dunav Re a.d Semi-Annual Data
Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XBEL:DNREM vs EG, RGA, RNR: Effective Interest Rate on Debt % Comparison

For the Insurance - Reinsurance subindustry, Dunav Re a.d's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dunav Re a.d Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav Re a.d's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Dunav Re a.d's Effective Interest Rate on Debt % falls into.


XBEL:DNREM
68GF Score
Dunav Re a.d XBEL:DNREM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dunav Re a.d Effective Interest Rate on Debt % Calculation

Dunav Re a.d's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -155.544/( (0+0)/ 1 )
=-1  *  -155.544/0
=N/A %

where

Dunav Re a.d's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -63.894/( (0+0)/ 1 )
=-1  *  -63.894/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Dunav Re a.d (XBEL:DNREM) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dunav Re a.d and its competitors.
Is Dunav Re a.d's Effective Interest Rate on Debt % too high?
Dunav Re a.d's current Effective Interest Rate on Debt % is 0.00%. Overall, Dunav Re a.d has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav Re a.d's Effective Interest Rate on Debt % compare to EG and RGA?
Dunav Re a.d's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dunav Re a.d and its competitors. Dunav Re a.d's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav Re a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav Re a.d (XBEL:DNREM) is currently considered Significantly Overvalued. The stock's GF Value™ is RSD5,124.22, compared to a current price of RSD7,600.00 — trading 48.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Dunav Re a.d's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Dunav Re a.d (XBEL:DNREM), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav Re a.d (XBEL:DNREM) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav Re a.d stock appears to be overvalued. The current stock price of RSD7,600.00 is trading 48.3% above its estimated GF Value™ of RSD5,124.22. GuruFocus considers Dunav Re a.d to be Significantly Overvalued.

Key valuation signals for XBEL:DNREM:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: RSD5,124.22 vs. price of RSD7,600.00 (48.3% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the XBEL:DNREM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dunav Re a.d Business Description

Address Bulevar kralja Aleksandra 18, 1st floor, Beograd, SRB, 11000
Dunav Re a.d is a joint-stock reinsurance company. It provides reinsurance protection. It operates in countries such as Slovenia, Croatia, Bosnia and Herzegovina, Montenegro, Albania, Turkish part of Cyprus, Germany, Russia, Bulgaria, North Africa (Morocco, Algeria), Asia-Emirates.
68GF Score

Get the complete analysis for XBEL:DNREM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD7,600.00
Price
RSD5,124.22
GF Value