Dunav Re a.d (XBEL:DNREM) Net Margin %: 3.93% (As of Dec. 2025) — 69% Below Median


XBEL:DNREM Dunav Re a.d XBEL:DNREM
13 GF Score
Price RSD10,800.00
! 3 Warning Signs
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What is Dunav Re a.d Net Margin %?

Dunav Re a.d XBEL:DNREM 13 Net Margin % is 3.93% as of Dec. 2025, which is 69% below its 10-year median of 12.64. GuruFocus rates XBEL:DNREM with a GF Score™ of 13/100. The stock has 3 warning signs investors should review.

Net margin is calculated as Net Income divided by its Revenue. Dunav Re a.d's Net Income for the six months ended in Dec. 2025 was RSD169 Mil. Dunav Re a.d's Revenue for the six months ended in Dec. 2025 was RSD4,300 Mil. Therefore, Dunav Re a.d's net margin for the quarter that ended in Dec. 2025 was 3.93%.

The historical rank and industry rank for Dunav Re a.d's Net Margin % or its related term are showing as below:

XBEL:DNREM' s Net Margin % Range Over the Past 10 Years
Min: 10.08   Med: 12.64   Max: 18.38
Current: 11.2


XBEL:DNREM's Net Margin % is not ranked
in the Insurance industry.
Industry Median: 9.29 vs XBEL:DNREM: 11.20

Dunav Re a.d  (XBEL:DNREM) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Dunav Re a.d Net Margin % Related Terms


Dunav Re a.d Net Margin % Historical Data

* Premium members only.

The historical data trend for Dunav Re a.d's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav Re a.d Net Margin % Chart

Dunav Re a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.75 10.08 11.54 11.37 11.20

Dunav Re a.d Semi-Annual Data
Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.54 19.75 3.15 19.68 3.93

XBEL:DNREM vs EG, RGA, RNR: Net Margin % Comparison

For the Insurance - Reinsurance subindustry, Dunav Re a.d's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dunav Re a.d Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav Re a.d's Net Margin % distribution charts can be found below:

* The bar in red indicates where Dunav Re a.d's Net Margin % falls into.


XBEL:DNREM
13GF Score
Dunav Re a.d XBEL:DNREM
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dunav Re a.d Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Dunav Re a.d's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=893.29/7978.585
=11.20 %

Dunav Re a.d's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=169.174/4299.748
=3.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 3.93% mean?
Dunav Re a.d (XBEL:DNREM) has a Net Margin % of 3.93% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Dunav Re a.d and its competitors. This is 69% below median its historical median of 12.64. Over the past decade, Dunav Re a.d's Net Margin % has ranged from 10.08 to 18.38.
Is Dunav Re a.d's Net Margin % too high?
Dunav Re a.d's current Net Margin % of 3.93% is 69% below median its 10-year median of 12.64. Over the past 10 years, this metric has ranged from a low of 10.08 to a high of 18.38. The Insurance industry median Net Margin % is 9.29. Dunav Re a.d's value of 3.93% is 57.7% below this industry median. Overall, Dunav Re a.d has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Dunav Re a.d's Net Margin % compare to EG and RGA?
Dunav Re a.d's Net Margin % of 3.93% can be compared against companies in the Insurance industry. The industry median Net Margin % is 9.29. Dunav Re a.d's value of 3.93% is 57.7% below this benchmark. Historically, Dunav Re a.d's own Net Margin % has ranged from 10.08 to 18.38 over the past decade. While the company's 10-year median is 12.64 vs. the industry median of 9.29, Dunav Re a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav Re a.d's current Net Margin % of 3.93% is 57.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Dunav Re a.d and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav Re a.d's current Net Margin % is 3.93%, which is 69% below median its own 10-year median of 12.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav Re a.d stock overvalued right now?
Dunav Re a.d (XBEL:DNREM) has a current Net Margin % of 3.93%. The current Net Margin % is 3.93%, which is 69% below median its 10-year median of 12.64 and 57.7% below the Insurance industry median of 9.29. Dunav Re a.d's overall GF Score™ is 13/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Dunav Re a.d (XBEL:DNREM), the current Net Margin % is 3.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Dunav Re a.d Business Description

Address Bulevar kralja Aleksandra 18, 1st floor, Beograd, SRB, 11000
Dunav Re a.d is a joint-stock reinsurance company. It provides reinsurance protection. It operates in countries such as Slovenia, Croatia, Bosnia and Herzegovina, Montenegro, Albania, Turkish part of Cyprus, Germany, Russia, Bulgaria, North Africa (Morocco, Algeria), Asia-Emirates.
13GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD10,800.00
Price