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Dunav Re a.dXBEL:DNREM 67 Net Margin % is 3.93% as of Dec. 2025, which is 69% below its 10-year median of 12.64. GuruFocus rates XBEL:DNREM with a GF Score™ of 67/100 and a GF Value™ of RSD5,159.21 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 503 Insurance companies, Dunav Re a.d ranks better than 60.04% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Dunav Re a.d's Net Income for the
six
months ended in Dec. 2025 was RSD169 Mil. Dunav Re a.d's Revenue for the
six
months ended in Dec. 2025 was RSD4,300 Mil. Therefore, Dunav Re a.d's net margin for the quarter that ended in Dec. 2025 was 3.93%.
The historical rank and industry rank for Dunav Re a.d's Net Margin % or its related term are showing as below:
XBEL:DNREM'
s Net Margin % Range Over the Past 10 Years
Min: 10.08 Med: 12.64 Max: 18.38
Current: 11.2
XBEL:DNREM's Net Margin % is ranked better than 60.04% of 503
companies
in the Insurance industry
Industry Median: 9.17
vs XBEL:DNREM: 11.20
Dunav Re a.d (XBEL:DNREM) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Dunav Re a.d Net Margin % Related Terms
Dunav Re a.d Net Margin % Historical Data
* Premium members only.
The historical data trend for Dunav Re a.d's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBEL:DNREM vs RGA, EG, RNR: Net Margin % Comparison
For the Insurance - Reinsurance subindustry, Dunav Re a.d's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav Re a.d Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav Re a.d's Net Margin % distribution charts can be found below:
* The bar in red indicates where Dunav Re a.d's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav Re a.d (XBEL:DNREM) has a Net Margin % of 3.93% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Dunav Re a.d and its competitors. This is 69% below median its historical median of 12.64. Over the past decade, Dunav Re a.d's Net Margin % has ranged from 10.08 to 18.38. According to the industry distribution chart, Dunav Re a.d ranks #201 out of 503 companies in the Insurance industry, placing it in the top 40%.
Is Dunav Re a.d's Net Margin % too high?
Dunav Re a.d's current Net Margin % of 3.93% is 69% below median its 10-year median of 12.64. Over the past 10 years, this metric has ranged from a low of 10.08 to a high of 18.38. The Insurance industry median Net Margin % is 9.17. Dunav Re a.d's value of 3.93% is 57.1% below this industry median. Based on the distribution chart, Dunav Re a.d ranks #201 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Dunav Re a.d has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav Re a.d's Net Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Dunav Re a.d ranks #201 out of 503 companies for Net Margin %. This puts Dunav Re a.d in the upper half of its industry. The industry median Net Margin % is 9.17. Dunav Re a.d's value of 3.93% is 57.1% below this benchmark. Historically, Dunav Re a.d's own Net Margin % has ranged from 10.08 to 18.38 over the past decade. While the company's 10-year median is 12.64 vs. the industry median of 9.17, Dunav Re a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.17, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav Re a.d's current Net Margin % of 3.93% is 57.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Dunav Re a.d and its competitors. For the Insurance industry, the median Net Margin % is 9.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav Re a.d's current Net Margin % is 3.93%, which is 69% below median its own 10-year median of 12.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav Re a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav Re a.d (XBEL:DNREM) is currently considered Significantly Overvalued. The stock's GF Value™ is RSD5,159.21, compared to a current price of RSD7,600.00 — trading 47.3% above its estimated fair value. The current Net Margin % is 3.93%, which is 69% below median its 10-year median of 12.64 and 57.1% below the Insurance industry median of 9.17. Dunav Re a.d's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Dunav Re a.d (XBEL:DNREM), the current Net Margin % is 3.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav Re a.d (XBEL:DNREM) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav Re a.d stock appears to be overvalued.
The current stock price of RSD7,600.00 is trading 47.3% above its estimated GF Value™ of RSD5,159.21.
GuruFocus considers Dunav Re a.d to be Significantly Overvalued.
Key valuation signals for XBEL:DNREM:
Net Margin %: 3.93% (69% below median its 10-year median of 12.64)
GF Value™: RSD5,159.21 vs. price of RSD7,600.00 (47.3% above fair value)
Industry Position: 57.1% below the Insurance median (#201 of 503)
No single metric tells the full story. See the XBEL:DNREM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav Re a.d is a joint-stock reinsurance company. It provides reinsurance protection. It operates in countries such as Slovenia, Croatia, Bosnia and Herzegovina, Montenegro, Albania, Turkish part of Cyprus, Germany, Russia, Bulgaria, North Africa (Morocco, Algeria), Asia-Emirates.
67GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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