Dunav Re a.d (XBEL:DNREM) Interest Coverage: 10.32 (As of Dec. 2025) — 96% Below Median

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XBEL:DNREM Dunav Re a.d XBEL:DNREM
68 GF Score
Price RSD7,600.00
GF Value RSD5,130.05
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Dunav Re a.d Interest Coverage?

Dunav Re a.d XBEL:DNREM 68 Interest Coverage is 10.32 as of Dec. 2025, which is 96% below its 10-year median of 232.16. GuruFocus rates XBEL:DNREM with a GF Score™ of 68/100 and a GF Value™ of RSD5,130.05 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 350 Insurance companies, Dunav Re a.d ranks worse than 68.57% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Dunav Re a.d's EBIT for the six months ended in Dec. 2025 was RSD330 Mil. Dunav Re a.d's Interest Expense for the six months ended in Dec. 2025 was RSD-32 Mil. Dunav Re a.d's interest coverage for the quarter that ended in Dec. 2025 was 10.32. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Dunav Re a.d's Interest Coverage or its related term are showing as below:

XBEL:DNREM' s Interest Coverage Range Over the Past 10 Years
Min: 5.36   Med: 232.16   Max: 40586
Current: 7.57


XBEL:DNREM's Interest Coverage is ranked worse than
68.57% of 350 companies
in the Insurance industry
Industry Median: 16.03 vs XBEL:DNREM: 7.57

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Dunav Re a.d  (XBEL:DNREM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Dunav Re a.d Interest Coverage Related Terms


Dunav Re a.d Interest Coverage Historical Data

* Premium members only.

The historical data trend for Dunav Re a.d's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Dunav Re a.d Interest Coverage Chart

Dunav Re a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 203.58 260.74 5.36 7.14 7.57

Dunav Re a.d Semi-Annual Data
Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.75 17.17 3.33 6.86 10.32

XBEL:DNREM vs EG, RGA, RNR: Interest Coverage Comparison

For the Insurance - Reinsurance subindustry, Dunav Re a.d's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dunav Re a.d Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav Re a.d's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Dunav Re a.d's Interest Coverage falls into.


XBEL:DNREM
68GF Score
Dunav Re a.d XBEL:DNREM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dunav Re a.d Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Dunav Re a.d's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Dunav Re a.d's Interest Expense was RSD-156 Mil. Its EBIT was RSD1,178 Mil. And its Long-Term Debt & Capital Lease Obligation was RSD0 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1177.536/-155.544
=7.57

Dunav Re a.d's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Dunav Re a.d's Interest Expense was RSD-32 Mil. Its EBIT was RSD330 Mil. And its Long-Term Debt & Capital Lease Obligation was RSD0 Mil.

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*329.823/-31.947
=10.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.32 mean?
Dunav Re a.d (XBEL:DNREM) has a Interest Coverage of 10.32 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dunav Re a.d and its competitors. This is 96% below median its historical median of 232.16. Over the past decade, Dunav Re a.d's Interest Coverage has ranged from 5.36 to 40,586.00. According to the industry distribution chart, Dunav Re a.d ranks #240 out of 350 companies in the Insurance industry, placing it in the top 68.6%.
Is Dunav Re a.d's Interest Coverage too high?
Dunav Re a.d's current Interest Coverage of 10.32 is 96% below median its 10-year median of 232.16. Over the past 10 years, this metric has ranged from a low of 5.36 to a high of 40,586.00. The Insurance industry median Interest Coverage is 16.03. Dunav Re a.d's value of 10.32 is 35.6% below this industry median. Based on the distribution chart, Dunav Re a.d ranks #240 out of 350 companies in the Insurance industry, which is below the industry midpoint. Overall, Dunav Re a.d has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav Re a.d's Interest Coverage compare to EG and RGA?
According to the Insurance industry distribution chart, Dunav Re a.d ranks #240 out of 350 companies for Interest Coverage. This places Dunav Re a.d in the lower half of its industry. The industry median Interest Coverage is 16.03. Dunav Re a.d's value of 10.32 is 35.6% below this benchmark. Historically, Dunav Re a.d's own Interest Coverage has ranged from 5.36 to 40,586.00 over the past decade. While the company's 10-year median is 232.16 vs. the industry median of 16.03, Dunav Re a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 350 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav Re a.d's current Interest Coverage of 10.32 is 35.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dunav Re a.d and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav Re a.d's current Interest Coverage is 10.32, which is 96% below median its own 10-year median of 232.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav Re a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav Re a.d (XBEL:DNREM) is currently considered Significantly Overvalued. The stock's GF Value™ is RSD5,130.05, compared to a current price of RSD7,600.00 — trading 48.1% above its estimated fair value. The current Interest Coverage is 10.32, which is 96% below median its 10-year median of 232.16 and 35.6% below the Insurance industry median of 16.03. Dunav Re a.d's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Dunav Re a.d (XBEL:DNREM), the current Interest Coverage is 10.32 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav Re a.d (XBEL:DNREM) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav Re a.d stock appears to be overvalued. The current stock price of RSD7,600.00 is trading 48.1% above its estimated GF Value™ of RSD5,130.05. GuruFocus considers Dunav Re a.d to be Significantly Overvalued.

Key valuation signals for XBEL:DNREM:

  • Interest Coverage: 10.32 (96% below median its 10-year median of 232.16)
  • GF Value™: RSD5,130.05 vs. price of RSD7,600.00 (48.1% above fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 35.6% below the Insurance median (#240 of 350)

No single metric tells the full story. See the XBEL:DNREM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dunav Re a.d Business Description

Address Bulevar kralja Aleksandra 18, 1st floor, Beograd, SRB, 11000
Dunav Re a.d is a joint-stock reinsurance company. It provides reinsurance protection. It operates in countries such as Slovenia, Croatia, Bosnia and Herzegovina, Montenegro, Albania, Turkish part of Cyprus, Germany, Russia, Bulgaria, North Africa (Morocco, Algeria), Asia-Emirates.
68GF Score

Get the complete analysis for XBEL:DNREM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD7,600.00
Price
RSD5,130.05
GF Value